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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : A Peaceful Retirement
Author : Miss Read
Rating : 5 Stars out of 5.
Summary : A lovely and entertaining read, a book to get lost in.

Miss Read, again manages to captivate the feelings of those who to are approaching retirement; and also of those who aren't. Her characters are all someone you know in your own life. Always feeling that they could be so and so. I always felt as if I was included in the story, like I was a friend. I'm an avid reader of her books but it seems this is the last one? She puts such warmth and feeling into this book it spills out from every page. It is obvious that her friends are as devoted to her as she is to them whatever happens. The frequent requests of marriage from John Jenkins are bittersweet and has nearly succumb once or twice. Her lifelong friend Amy, trying so hard to matchmake over the years, tries not to let John Jenkins slip through Miss Reads' fingers but alas fails again. She gets great support from Henry Mawne, who has also been a suitor in the past but Miss Read also gently refused him. She looks forward to retirement with joy and some trepidation, however handles the situation very well. I hope there will be more stories from her in the not to distant future.



Title : The Bond Book
Author : Annette Thau
Rating : 5 Stars out of 5.
Summary : Excellence is the word for this book.

I think this one of the best books of bonds I ever read, It will help you to understand the risks involving dealing with bonds and the quite complex world of the bond market, basic reference for professionals as private investors.



Title : The Retirement Sourcebook
Author : Mary Helen Shuford Smith
Rating : 5 Stars out of 5.
Summary : A great resource.

This book, which is aimed at the mid-life adult contemplating retirement, is comprehensive, clearly written, and wonderfully current. I purchased it for the Senior Collection our local library, and I will use it myself as I look ahead to retirement.

Mary Helen and Shuford Smith recognize that successful retirement is a process requiring much more than choosing a pleasant place to live. Lots of decisions, opportunities and challenges accompany the retirement journey, and the authors offer excellent tools for addressing them. Some of the tools are self-evaluative, while others look outward, pointing to other avenues we can explore along the way.

In fact, part of the book's success stems from the fact that it provides sound advice on a variety of topics without getting bogged down on any one subject. Instead, it offers suggestions about other resources--books, documents, organizations, web sites, etc. The web sites, especially, extend our reach in remarkable new ways.

The highlight of this book for me, however, is the way it is written. Every time I pick it up, I feel as if I'm being introduced to yet another member of a circle of wise friends. The authors draw much of their material from interviews with retired people, and nuggets from those conversations are sprinkled liberally throughout the book. These new friends are people who have done it right--or who have learned from a mistake or two-and I mean to pay attention to what they have to say.



Title : The Joy of Not Working: A Book for the Retired, Unemployed, and Overworked
Author : Ernie J. Zelinski
Rating : 3 Stars out of 5.
Summary : Average at best

There are a lot of great books that deal with creativity. This is not one of them. Average, at best, it might fit the bill is someone was looking for a superfluous treatment of creativity.



Title : How to Retire Rich
Author : James O'Shaughnessey
Rating : 2 Stars out of 5.
Summary : Reasonable runaways - Best way to lose big monies!

Mr. O'Shaughnessy outlines several of his investment strategies and in particular his "reasonable runaways". If you look at his numbers AND factor in costs of establishing a similar group of stocks (something he neglects to do)the SP 500 is the clear winner.

A VERY IMPORTANT piece of investing advice that Mr. O'Shaughnessy advises against is the use of stop-limit orders in his portfolios. By neglecting to use this very important investment tool, you open yourself up to huge losses in the very questionable turnaround stocks that have just been run up in price. Most of these WILL go down and many they will go down big and not recover. Take the advise of someone that has been watching (and burned very badly) by taking his advice and not using stop-limit prices, USE THEM IF YOU EMPLOY THIS VERY RISKY STRATEGIE!!!

If you look at ANY of his mutual funds, you will clearly see that the performance of all of his funds badly trails the SP 500. His expense ratios are also out of line to the high side, something that he warns against in this book.

The three pieces of advice that are of any value in the entire book are to establish a plan, stick to it, and, if 87% (or so) of mutual funds (including his) do not match the performance of the SP 500, why are you investing in anything other than the SP 500?

Good luck to all!!!



Title : The New Golden Door to Retirement Living in Costa Rica
Author : Christopher Howard
Rating : 5 Stars out of 5.
Summary : "This Books is my Right Hand"

This book is my Right Hand, as manager of the Residents Association of Costa Rica (ARCR), I have found that newcomers sometimes seem to know more about Costa Rica than people living here just because they read this excellent book.



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