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retirement home derbyshireIt would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.
Warner's focus is on the whole person - he makes a very compelling argument that money is a FACTOR in a good retirement, but that it is also important to cultivate health, outside interests, friendships and family. He believes these latter factors have a FAR greater influence on a successful retirement than money. He bases this viewpoint on research among those enjoying active, successful retirements. Warner is not a Pollyanna, saying not to even think about retirement savings (as some critics seem to suggest). The book contains some common sense ideas on savings and admits that having SOME money may help. Warner's point, however, is that money alone isn't going to make you have a successful retirement if you neglected your family, friends, outside interests, spirituality and health in order to get the money. I highly recommend this book to anyone who ever thinks about retirement. You may not agree with the proposition, but the book will really help expand your view of the elements of a good retirement and may help you plan a more enjoyable life.
From a technical viewpoint, the information presented appears to be quite accurate and comprehensive. Although the Roth IRA technical corrections were not yet signed into law when the book was published, the author was obviously quite familiar with the proposed changes and he does reference the more important provisions. (The last page of the book provides a form to send in for a free report on the final Roth regulations when available.) The book is 198 pages (8½" x 11" size) with the actual text running through page 90. Pages 91 through 121 are what the author calls Roth Conversion Advantage charts. Most of the rest of the book consists of a reprint of IRS Publication 590, the IRS explanation of IRAs. After you see the IRS explanation of how traditional IRAs work, you will like Roth IRAs even more!
1. Retirement homes to buy in Derbyshire, for elderly care
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