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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : The New Golden Door To Retirement And Living In Costa Rica: A Guide to Inexpensive Living, Making Money and Finding Love in a Peaceful Tropical Paradise (New Golden Door to Retirement and Living in Costa Rica)
Author : Christopher Howard
Rating : 5 Stars out of 5.
Summary : Great, Great Book!

My husband and I found this book to be a godsend. It helped make our move to Costa Rica a lot easier and answered a lot of questions we had. We saved time and money by reading it. Even after living in Costa we refer to it occasionally. It was highly recommended to us by the Costa Rican Residents Association.



Title : Rich Dad's Retire Young, Retire Rich: How to Get Rich Quickly and Stay Rich Forever! (Rich Dad)
Author : Robert T. Kiyosaki
Rating : 5 Stars out of 5.
Summary : More great ideas, more great context - huge value for money

This fourth book in the main series follows through the logical progression from 'taking care of your business' to retiring and doing what you want to do full time. Some people in the UK may find Robert Kiyosaki's American enthusiasm and repetitive writing style a bit hard to take - just stick with it and realise that making money is something that Americans do better then us! Others may say that you 'can't do those things here' - may I suggest to them that they need new advisors as I have not had any problems in implementing these ideas. I would read 'Rich Dad Poor Dad' and 'Cashflow Quadrant' before this book - could be a bit much at once otherwise.

The big gain from this, as with all the books, is the sense of challenge and attitude that comes across. Combined with the specific ideas for action and areas to think about Robert is able to lead you towards acheiving your financial goals, whatever they are.

Retiring before 45 is a dream that most us share, but few think is possible. I would rate these four books as being of equal value in helping me to be on track to reach this goal (despite having started at 31 years old), as my MBA. The MBA tells me how, Rich Dad helps me think of why, when and what.

The true value of these books is really demonstrated by their life expectancy on my book shelf at home. I have leant a number of copies of Rich Dad Poor Dad to friends and family, none of which have ever been returned! Since then my sister is now starting her own company and writing a book and friends have made some very profitable moves into property investment. None of these people, including myself, talked about such things before reading Robert's books.

Buy this book. Read it. then hide it and re-read it every few months - if you don't you will probably find that it disappears and those close to you start to have more money in their pockets!

A real delight.



Title : The Baby Boomer Financial Wake-up Call: It's Not Too Late to Financially Secure!
Author : Kay R. Shirley
Rating : 5 Stars out of 5.
Summary : I used the book to motivate my parents to plan

I like the real world examples. I really felt as if I could apply the techniques to my life. I liked the author's personal interjections. It made her more credible.



Title : Brilliant Deductions
Author : Wade B. Cook
Rating : 4 Stars out of 5.
Summary : An excellent "awareness" book!

"Brillant Deductions" makes people aware that you have the ability to take control of many broadbased pitfalls such as taxes, liabilities, and probate. It offers strategies that reduces risk in all these areas. Like anything else, seek advise from professionals before pursuing any strategy.



Title : Peaceful Retirement (Windsor Selections S)
Author : Miss" "Read
Rating : 5 Stars out of 5.
Summary : A lovely and entertaining read, a book to get lost in.

Miss Read, again manages to captivate the feelings of those who to are approaching retirement; and also of those who aren't. Her characters are all someone you know in your own life. Always feeling that they could be so and so. I always felt as if I was included in the story, like I was a friend. I'm an avid reader of her books but it seems this is the last one? She puts such warmth and feeling into this book it spills out from every page. It is obvious that her friends are as devoted to her as she is to them whatever happens. The frequent requests of marriage from John Jenkins are bittersweet and has nearly succumb once or twice. Her lifelong friend Amy, trying so hard to matchmake over the years, tries not to let John Jenkins slip through Miss Reads' fingers but alas fails again. She gets great support from Henry Mawne, who has also been a suitor in the past but Miss Read also gently refused him. She looks forward to retirement with joy and some trepidation, however handles the situation very well. I hope there will be more stories from her in the not to distant future.



1. The Pension Service - State Pension - Basic State Pension
Information on State Pension, formerly known as retirement pension, from The Pension Service, part of the Department for Work and Pensions, UK.

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Information on state and private pensions for people approaching retirement from The Pension Service, part of the Department for Work and Pensions.

5. State Pension Easy UK Guide
The Basic State Retirement Pension for a single person is approx £3,150 pa. ... get a full basic state pension if you have paid full rate National Insurance ...

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Retirement guides. Fidelity Personal Pension (SIPP) guide ... At current rates this is less than a quarter of the average UK earnings. ...

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... on All Types of Personal Pensions including Stakeholder, Company and State ... in the UK is aged 60 for women and aged 65 for men, but from 2010 the retirement ...

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The UK state retirement pension is normally payable in New Zealand, but you will ... that your pension will stay at the same rate as when you left the UK, or when ...

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13. Understanding the basic State Pension : Directgov - Money, tax and benefits
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17. What happens to my UK State Pension? | Retirement Planning
The UK state retirement pension is normally payable in New Zealand, but you will ... that your pension will stay at the same rate as when you left the UK, or when ...

18. State Second Pension - Wikipedia, the free encyclopedia
... Pension, or S2P to provide a more generous pension provision for UK workers. ... If they have paid income tax at the higher rate (40 per cent in 2006/07) also, ...

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22. Raising the State Pension Age
The current UK state pension system has not changed to reflect trends in living ... meaning a state pension for a married couple from age 65 at the rate of 65% of ...

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The Investor Retirement Visa is a temporary visa that allows you to stay in ... The rate of interest payable from the bond, which varies from State to State, is ...

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The single person's current basic State pension is just £82.05 a week, and that ... Basic-rate taxpayers receive tax relief at 22% and higher-rate taxpayers can ...

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Pension rates used to increase in line with wages (which typically increase at a ... 5m of the UK's 11m pensioners are entitled to claim Pension Credit but only ...

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Basic state retirement pension. Additional pension. Occupational pension. Personal pension ... basic rate of 22%. This means that for every £78 you pay into ...

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Pension deficits could hit UK companies (The Wall Street Journal) ... Employers must help DC members make retirement decisions (Professional Pensions) ...

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