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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : Get a Life: You Don't Need a Million to Retire Well
Author : Ralph E. Warner
Rating : 5 Stars out of 5.
Summary : Excellent Contrarian Viewpoint

This book should be required reading for anyone who thinks about retirement, from those just starting out in their 20's and 30's to those nearing retirement. The book is a refreshing, contrarian view to the conventional wisdom of "save tons of money for retirement", "you'll need 70-100% of your current income in retirement", etc., etc., etc. The traditional retirement literature is focused almost exclusively on money, with which Warner takes exception.

Warner's focus is on the whole person - he makes a very compelling argument that money is a FACTOR in a good retirement, but that it is also important to cultivate health, outside interests, friendships and family. He believes these latter factors have a FAR greater influence on a successful retirement than money. He bases this viewpoint on research among those enjoying active, successful retirements.

Warner is not a Pollyanna, saying not to even think about retirement savings (as some critics seem to suggest). The book contains some common sense ideas on savings and admits that having SOME money may help. Warner's point, however, is that money alone isn't going to make you have a successful retirement if you neglected your family, friends, outside interests, spirituality and health in order to get the money.

I highly recommend this book to anyone who ever thinks about retirement. You may not agree with the proposition, but the book will really help expand your view of the elements of a good retirement and may help you plan a more enjoyable life.



Title : Wall Street on a Shoestring: Financial Success for Just Five Dollars a Day
Author : Clare La Plante
Rating : 4 Stars out of 5.
Summary : FINALLY, a book for now-small, future-big investors!

Clare's crystal-clear writing style helps the novice investor make sense of it all. A way to START NOW, with pocket change. Great book!



Title : Investing from Scratch: A Handbook for the Young Investor
Author : James Lowell
Rating : 4 Stars out of 5.
Summary : Intelligent advice for thoughtful investors.

Lowell's writing voice is engaging, intelligent, and refreshingly free of finance jargon. This is a primer for people who have more on their minds than their mutual fund returns. One of the very few books of this genre I could actually relate to, as someone with a healthy skepticism towards the American dream of riches and retirement. Written uncondescendingly and with attention to the often ignored but important issues of investors' social responsibilities, and if it is in fact possible to do well and do good at the same time. One of the few books of this genre that doesn't alienate me.



Title : The New Golden Door to Retirement and Living in Costa Rica: A Guide to Inexpensive Living, Making Money and Finding Love in a Peaceful Tropical Paradise
Author : Christopher Howard
Rating : 4 Stars out of 5.
Summary : The content was great; I dropped a star for the editing.

I breezed through the book in an afternoon/evening and found it to be extremely informative and accurate based on my limited ten day stay in Costa Rica. The author presents both sides for those considering relocating to CR. It is a wonderful place to visit which motivated me to inquire what it might be like to live there.



1. BBC NEWS | Business | Average male retirement age rises
The average age at which men retire continues to rise and has now reached almost 65, official figures show. ... in 1984, when the average retirement age was ...

2. Retirement age 'to rise'
Britain's retirement age will "undoubtedly" have to rise to offset the nation's ... rise in the pension age, and that is to help those below the pension age get ...

3. Britain's retirement age will "undoubtedly" rise
Britain's retirement age will "undoubtedly" rise. 04 Jul 2005 | Filed under: ... in a report last week, the TUC attacked the idea of raising the retirement age, ...

4. Full retirement age
If your full retirement age is older than 65 (that is, you were born after 1937) ... your benefits at age 62, but the reduction in your benefit amount will be ...

5. Advisor Expects Retirement Age to Rise
Britons might have to keep working until they are 70 in the future, according to industry expert Lord Turner. ... the retirement age will have to rise again. ...

6. In Reversal, U.S. Retirement Age Rises | Article
30-MAY-07 - The age U.S. workers choose to retire is rising, after falling for more than 100 years, U.S. government statistics show. In the mid-... | Free With Signup

7. Employees face pension cuts following rise in legal retirement age
... 2006 > 12 > Employees face pension cuts following rise in legal retirement age ... The age of retirement will increase from 2012 by one month per year and from ...

8. Retirement age must rise, says Hutton
Retirement age must rise, says Hutton. Retirement age must rise, says Hutton ... secretary said failure to phase in a rise in the retirement age would force ...

9. " Retirement age to rise to 68
Retirement age to rise to 68. November 29th, 2006. A new retirement age of 68 and the re-linking of state pensions to earnings are ...

10. Rise in retirement age inevitable say experts - swissinfo
swissinfo covers Switzerland from every angle in English with news and up-to ... questions has warned that a rise in the retirement age is inevitable in the long ...

11. NHS retirement age to rise
NHS retirement age to rise. Nursing posts amongst those affected ... been confirmed the retirement age for new NHS staff will rise to 65 from next year. ...

12. Retiree Earnings Limits to Rise
... before the month full retirement age is attained, rises to $34,440 in 2007 from $33,240 in 2006. ... under full retirement age, the earnings deduction ...

13. Retirement age
... agreed clear Congress policy opposing any increase in the state retirement age. ... schemes so that the age of retirement for a full pension will rise and rise. ...

14. UK National News - Retirement age to rise to 68
The state pension age is to rise to 68, under new pension proposals announced by ... Employees will also be automatically enrolled in a new low cost savings scheme ...

15. Pension age could rise to 68 | Money | guardian.co.uk
The state retirement age could rise to 68 by 2050 under proposals outlined by the Pensions Commission today. ... the retirement age at a greater rate than the ...

16. Hutton: Retirement age must rise to 68 (24.11.06) | Age Concern England
News more info ... Britain's retirement age must be raised to 68 if the next generation are to ... Age Concern press releases can be found in the Media Centre ...

17. Connecting Industry - Retirement age set to rise
... towards a meagre retirement' Workers to carry on past state pension age ... Retirement age set to rise ... The rise in retirement age to avoid a 4p rise in ...

18. BBC NEWS | Business | State pension age 'to rise to 68'
A gradual rise in the state pension age to 68 is part of a major proposed ... How the new pension plans will affect your retirement. Your pension by age group ...

19. Kenya: Workers' retirement age may rise " African Press International (API)
... that the retirement age for civil servants could rise. Photo/JOSEPH ... Civil servants' retirement age could rise to 60 years if a recommendation by the ...

20. Average male retirement age rises
Average male retirement age rises: UK home news updated daily ... Cost of a home in retirement to rise. Female workers win in pay ruling ...

21. Retiree Earnings Limits to Rise
... before the month full retirement age is attained, rises to $33,240 in 2006 from $31,800 in 2005. ... under full retirement age, the earnings deduction ...

22. Work and pensions secretary John Hutton will warn the retirement age ...
The retirement age must be raised to 68 to pay for pensions, or future generations will pay the price with a 4p rise in income tax, John Hutton has said.

23. RIDFC Monograph - A Macroeconomic Indicator of Age at Retirement
cohort may experience a rise in the normal retirement age in the period 201734. ... result is displayed in Figure 5. If the retirement age rises, it is assumed that ...

24. Retirement age will rise to 68 | Money | guardian.co.uk
The state pension age is set to increase to 68 by 2050 with anyone aged less ... Retirement age will rise to 68. Hilary Osborne and agencies ...

25. Retirement Age Must Rise: Study
chance that Bob would have no in- come by age 95. I can just see, 20 ... beginning at age 55. AE. R. Retirement Age Must. Rise: Study. by StEvEn lAMb ...

26. Pension Fund Woes Could Mean Rise in Retirement Age -- china.org.cn
Pension Fund Woes Could Mean Rise in Retirement Age. Adjust font size: ... Official statistics showed that in 2000, the average retirement age was 51.2. ...

27. Age 2006 - Are You Ready? - Home
Age 2006 - Everything you need to know about the Employment ... 16/03/07 Age Discrimination Cases Rise. 25/02/07 Council Ends Compulsory Retirement Age ...

28. Trends in retirement age in four countries, 1965-95
only the direction of the trend in retirement age, ... the drop in the average age at retirement and the rise in lon- gevity. ...

29. Czech government approves retirement age rise - eskéNoviny.cz
Prague- The Czech cabinet today unanimously approved the pension reform bill that will gradually increase the retirement age to 65 years and extend the obligatory ...

30. Hutton: Retirement age must rise to 68
Britains retirement age must be raised to 68 if the next generation are to avoid paying an extra four pence in income tax, the work and pensions secretary has warned.

31. News - Retiree Earnings Limits to Rise
... before the month full retirement age is attained, rises to $31,800 in 2005 from $31,080 in 2004. ... under full retirement age, the earnings deduction ...

32. How changes in eligibility for Social Security affect your savings plan ...
Getting old isn't what it used to be -- at least when it comes to collecting Social ... Retirement. Retirement age on the rise. January 31, 2000: 2:03 p.m. ET ...

33. Pension crisis - 30% cut in retirement income
Retirement age will rise as well for both public and private sector pension holders. ... the age of 65, fuelling speculation about a rise in the retirement age. ...

34. Honda plans to raise retirement age in £40m pension gap move - Times Online
HONDA is attempting to raise the retirement age for workers at its British plant from 60 to 62 in an effort to stave off ... prices will rise... Vladimir Putin ' ...

35. 10,000 Finns Will Reach Retirement Age in September
... persons, even though the most common retirement age in Finland is 60 years. ... for Pensions, Finnish pension expenditure will rise to EUR 20 billion this year. ...

36. The Employers Forum on Age
... age in employment, ageism, demographics, age laws and regulations, retirement, ... now employed by M & S aged over 65 is over 700 a rise from 21 since 2002, ...



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