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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : Celebration
Author : Harry Crews
Rating : 2 Stars out of 5.
Summary : An unbelievably lame tale from my favorite author. Bummer.

I've savored and passed around every Crews novel in print, but I had to force myself to finish this one. If you've never read a Harry Crews novel, don't start with Celebration. Skip it and pick up Scar Lover, Feast of Snakes or Knockout Artist and see the strange genius of Crews at its finest. His brilliance is in the way he touches deeply into the lives of disturbed outcasts and makes you laugh out loud and fall in love with all of them.

Celebration has the cast of outrageous characters that I love about Crews's novels, but here they just seem ridiculous and silly with none of Crews's previous characters' charm and wit.

The jacket art, depicting the gorgeous 18 year old Too Much, is the best thing about this book. Too bad Crews can't convince us that such a creature exists, even in Forever and Forever, a Florida trailer park for eccentrics at the end of their miserable lives.

Too Much shares a trailer and a giant bath tub with Stump, the elderly owner of the park whose missing hand and resulting nub is the main reason she's with him. "Had it been possible, she would have taken him inside her all the way to the shoulder." If you think the names of these characters are hard to swallow, you have an idea of how much disbelief you will have to suspend to get this one down. It's as if Crews had his students write this one as a class project.



Title : Get a Life: You Don't Need a Million to Retire Well
Author : Ralph Warner
Rating : 4 Stars out of 5.
Summary : One of the best all round books on retirement planning!

As a Certified Financial Planner, I recommend this book to many of my clients who are seriously planning their retirements. Warner has done a great job putting things in the proper perspective with a book that is an "easy read". While adequate money is important to a satisfactory retirement (and helping clients build a satisfactory net worth is how I make my living), I do find, as has Warner, that there are more important things such as health, friends, and a purpose (i.e., reasons to get up in the morning) when it comes to planning out one's retirement. I frequently ask clients what they plan to do when they retire. When they say "go fishing" or "play golf", I then ask them what they plan to do the second week/month/year. And I keep asking the question until they realize that its a serious one. Warner takes it further with discussion and clear examples. In short, a must read for anyone approaching retirement.



Title : You've Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire
Author : Suze Orman
Rating : 4 Stars out of 5.
Summary : Excellent book

People spend their entire lifetimes working to amass wealth, but forget about protecting it. I bump into people every day who still think a will is enough---ENT! I also recommend Financial Self Defense and More Wealth without Risk by Givens. Suze's book is newer, but Givens offers techniques that work well with the information in this book.



Title : The New Golden Door to Retirement and Living in Costa Rica: A Guide to Inexpensive Living, Making Money and Finding Love in a Peaceful Tropical Paradise
Author : Christopher Howard
Rating : 4 Stars out of 5.
Summary : The content was great; I dropped a star for the editing.

I breezed through the book in an afternoon/evening and found it to be extremely informative and accurate based on my limited ten day stay in Costa Rica. The author presents both sides for those considering relocating to CR. It is a wonderful place to visit which motivated me to inquire what it might be like to live there.



Title : Safeguard Your Hard-Earned Savings
Author : Ken Stern
Rating : 1 Stars out of 5.
Summary : Unfortunately, not terribly impressed

Lack of concise important information. Tends to be rambling, on and on, saying the same thing over and over. Almost appears to be written by someone simply interested in making money on his book, rather than the sincere desire to actually educate the public. Would pass on this one.



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