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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : Moving Mom and Dad!: Why, Where, How, and When to Help Your Parents Relocate (Revised)
Author : Sarah Morse
Rating : 4 Stars out of 5.
Summary : Helpful and informative

Our book club, The Islanders, chose this book to read last month because so many of us are facing the problem of caring for our aging parents. The book is well written and humorous, and full of important information for anyone who is concerned about providing a safe home for their parents. We all agreed that we wished the book touched more on the specific problems of dealing with Alzheimers and dementia, since many of our parents will be faced with these problems eventually. Also, the authors mentioned nursing home insurance, but didn't recommend any particular policy or company. There are so many confusing come-ons in the marketplace, that it would have been a great help if there was some information on comparing and evaluating policies. We felt we learned a lot about what we will be facing in caring for our parents, but would love to read more about insurance policies to cover nursing home services.



Title : Get a Life: You Don't Need a Million to Retire Well
Author : Ralph Warner
Rating : 4 Stars out of 5.
Summary : A common sense approach to planning for retirement.

This book should be required reading for people in their 30's and 40's. It emphasizes keeping active, having a wide variety of interests, and developing friends of all ages. It's a good antidote to all those financial planners who try to make you feel guilty about not having "X" millions of dollars invested so they can make commissions off your money. A good gift for middle age yuppies.



Title : The Bond Book
Author : Annette Thau
Rating : 5 Stars out of 5.
Summary : Straightforward and Clear

I really liked this book. It was well written and organized clearly. Everyone is crazy about stocks, so not much is really known about bonds. I read another book on bonds and still was unsure. This book was different. It was clear and thorough on all types of bond issues and offers clear warning on risks. Bonds are not as safe as I thought - if you think they are, definitely read this book. Many good ideas on setting up safe portfolios that will do well over time.



Title : Get a Life: You Don't Need a Million to Retire Well (Get a Life: You Don't Need a Million to Retire Well)
Author : Ralph E. Warner
Rating : 4 Stars out of 5.
Summary : A common sense approach to planning for retirement.

This book should be required reading for people in their 30's and 40's. It emphasizes keeping active, having a wide variety of interests, and developing friends of all ages. It's a good antidote to all those financial planners who try to make you feel guilty about not having "X" millions of dollars invested so they can make commissions off your money. A good gift for middle age yuppies.



Title : Rich Dad's Prophecy
Author : Sharon L. Lechter
Rating : 5 Stars out of 5.
Summary : Employed or Self Employed? - Financial Future SHOCKER!

This book has made me sit up and think! I'm shocked!

Millions of people depend on their plans for retirement income.

Yet, when programmes first became popular over two decades ago, Robert Kyosaki's rich dad WARNED that these plans would cause one of the BIGGEST stock market crashes in history... a crash that would financially destroy the unprepared. Now rich dad's prophecy is coming true.

* How the fears, dreams, and actions of millions of 'baby boomers' will control the economic future...

I understood from the book that although we had the NASDAQ exchange record its biggest ever one-day fall, back in April, 2000, - the worst is still yet to come!

Read it NOW, or you'll regret it!



Title : Roth to Riches: The Ordinary to Roth Ira Handbook
Author : John D. Bledsoe
Rating : 5 Stars out of 5.
Summary : an excellent book for people evaluating their options

this book is an excellent resource book for ordinary people with large ira's who do not know what their options are or why they should consider a roth ira. It is a great way to check and balance the advice you are getting from other sources. I have utilized this book thoroughly with many of my clients.



Title : The New Golden Door to Retirement and Living in Costa Rica: A Guide to Inexpensive Living, Making Money and Finding Love in a Peaceful Tropical Paradise
Author : Christopher Howard
Rating : 4 Stars out of 5.
Summary : The content was great; I dropped a star for the editing.

I breezed through the book in an afternoon/evening and found it to be extremely informative and accurate based on my limited ten day stay in Costa Rica. The author presents both sides for those considering relocating to CR. It is a wonderful place to visit which motivated me to inquire what it might be like to live there.



1. Voluntary Buyout, Early Retirement Offers Present Tough... | Article
13-MAY-01 - When Rosel Patton, 48, was offered an early retirement package from the company where she had worked for 24 years, she suffered... | Free With Signup

2. More Than 100 Post Journalists Take Buyout - washingtonpost.com
... editors, photographers, artists and other journalists will take early retirement packages offered by the company as a way ... retirement packages, or buyouts, ...

3. Early Retirement with a Buyout: Accepting a Retirement Benefit Package ...
Your employer offers you an early retirement package. What should you do? ... retire early with affordable health insurance - is it possible? ...

4. Postal-New Buyout and Early Retirement Rules
BUYOUTS. While early retirement is likely for thousands of USPS employees, the odds of ... The chance to retire early, with a buyout. Bring it on, they say. ...

5. Security Mutual Life - Retirement: What To Do If You're Offered An ...
... firings is to offer a buyout package that strongly encourages early retirement. ... before it's officially announced as your "opportunity" to retire early. ...

6. Washington Post Staffers Take Early Retirement - washingtonpost.com
... early retirement offer, known colloquially in the industry as a "buyout," was ... For many Post staffers, the buyouts offer a chance to start second careers at a ...

7. ConsumerReports.org - Should you grab that buyout offer?
... presented as an opportunity to retire early and perhaps start a new career elsewhere. In recent months, early-retirement packages have been offered by ...

8. Early retirement? Why it pays to stay - Sep. 8, 2008
Companies are dangling buyouts before older workers, but the packages are rarely enough to ... MAGAZINE Retire rich, retire secure. Early retirement? Why ...

9. Retire Early - AOL Money & Finance
Retire early: how to leverage your company buyout package to sail into an early retirement. Plus find more advice from Business Week's 2007 retirement guide, ...

10. Delphi offering buyouts, early retirement - Autos - MSNBC.com
... buyout for workers with more than 10 years of service, and a $70,000 buyout for ... to encourage workers with at least 30 years of service to retire. ...

11. Should You Take a Buyout?
Early retirement buyouts can be an interesting option for those who are sure ... If the answer is the latter, you might want to take the buyout and retire early. ...

12. When to Accept a Buyout - Kiplinger.com
While some companies are freezing their pension plans, others, like General Motors, are using early-retirement incentives as a way to trim their workforce and cut ...

13. HomePage
The Emotional Side gives emotional support to those who have recently taken a buyout/early retirement and information about the emotions involved in the transition ...

14. Evaluating Buy-Out Packages
... you accept your employer's buyout offer? Financial and emotional issues ... lump sum or stretching it out over time severance or early retirement pay is ...

15. New Jersey Division of Pensions and Benefits
This legislation provides an Early Retirement Incentive (ERI) program for ... retire as of August 1, 2008; submit an ERI Application for Retirement Allowance ...

16. Chrysler to offer more workers buyouts, early retirement - USATODAY.com
Chrysler said Friday it will make another round of early retirement and buyout offers to factory workers in the Detroit area to reduce the number who are on ...

17. Roanoke Times announces voluntary employee buyouts - Roanoke.com
Early retirement incentives and other reductions have occurred lately at ... another Virginia newspaper, the Daily Press, offered voluntary buyout packages ...

18. Smithsonian Institution Memo
"buyouts" ... early out retirement as part of the buyout process and choose to retire, rather ... retire under the early retirement provision may do so as part ...

19. Retire Early - MSN Money
6 keys to a great early retirement. Retire at 40: Here's how. Retired by 50: What it ... When to accept a job buyout. Insurance is a must if you retire early ...

20. NASA Headquarters Buyout Information
Types of Retirement. Eligibility for Voluntary Early Out Authority. Buyout Briefings ... Early Retirement (Voluntary) Age 50 with 20 years of service. Any Age ...

21. NASA Leadership Development Program
Headquarters Buyout/Early-out Overview. Retirement/NEBS Overview. Questions/Answers ... HEADQUARTERS BUYOUT/EARLY-OUT. OVERVIEW. Buyouts/early-outs which are ...

22. cbs5.com - 35,000 GM Workers Taking Buyouts, Early Retirement
About 35,000 hourly workers at General Motors Corp. have taken buyout or early retirement offers, surpassing the company's expectations as it tries to cut costs by ...

23. NorthJersey.com: Ford: 4,200 workers taking buyout & early retirement deals
... 4,200 workers taking buyout & early retirement deals. Thursday, April 24, ... Ford offered 10 buyout or early retirement packages to blue-collar workers, and ...

24. Ford To Offer Employees Buyouts, Early Retirement Packages
... announced it will offer buyout and early retirement packages to its hourly ... The automaker will offer buyout or early retirement packages to all of its 54, ...

25. Retire Early
ANNUAL RETIREMENT GUIDE. Retire Early. Who'll Coddle Your Nest Egg? Timing Your Exit ... or even younger if good fortune strikes or you get a rich buyout offer. ...

26. For Your Consideration: Early Retirement Buyout
Early retirement buyouts are becoming an increasingly popular means of ... Personal Finance Articles " For Your Consideration: Early Retirement Buyout ...

27. Chrysler Group Offers Buyouts, Early Retirement Packages To 13,000 ...
... Group</a> on Monday offered buyout and early retirement packages to about 13,000 ... Chrysler Group Offers Buyouts, Early Retirement Packages To 13,000 ...

28. GM, Delphi, UAW set deal for troubled automaker to cut costs - Mar. 22 ...
... union leaders support the buyout and early retirement offers, they still have ... offer, GM's eligible workers are being offered $35,000 to retire now. ...

29. GM, Delphi offer buyouts, early retirement - Boston.com
In one of the largest buyout programs ever, more than 125,000 hourly workers of ... Most workers that retire will get full benefits, which doesn't relieve GM's ...

30. Ford expands buyout, early retirement offers - Latest from the Ann ...
Ford expands buyout, early retirement offers. Footprints in the ... Ford to offer buyouts to all U.S. hourly workers. Ford loses $2.7B in Q4, $2.8B in 2007 ...

31. US: AAM offers buyouts, early retirement, in Buffalo: Automotive News ...
American Axle & Manufacturing Holdings is to offer buyout and early retirement to about 650 workers at a plant in Buffalo, New York state.

32. 47,600 GM and Delphi workers accept buyouts and early retirement A vote ...
... 600 GM and Delphi workers have accepted buyouts and early retirement in the largest corporate downsizing in the history ... early retirement and buyout program ...

33. cbs2.com - 35,000 GM Workers Taking Buyouts, Early Retirement
About 35,000 hourly workers at General Motors Corp. have taken buyout or early retirement offers, surpassing the company's expectations as it tries to cut costs by ...

34. cbs2chicago.com - 38,000 Workers Accept Ford's Buyout Plans
Almost half of Ford Motor Co.'s hourly production workers &#151; 38,000 so far this year &#151; have accepted buyouts or early retirement offers as the nation's ...

35. Annuitants and Compensationers Page 2 of 6
In the case of a voluntary early retirement, you can choose instead to remain in ... retire during your agency's statutory buyout period; and ...



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