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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : The Retirement Sourcebook
Author : Mary Helen Shuford Smith
Rating : 5 Stars out of 5.
Summary : This book is a buoyant guide to the later years

The Retirement Sourcebook is a buoyant guide to the later years. Loaded with possibilities as well as helpful realities, this book is an invaluable asset in refining your vision of the life you'd most like to lead. The authors are ebullient examples of retirees who have blossomed after leaving the structured workplace. They share their wisdom ("when you have time, you have options") as well as their considerable practical knowledge. And there is no shortage of inspiration with role models cited ranging from Colonel Sanders to Mother Teresa.

The chapter on financial issues alone is worth the price of admission. The authors, experts at "working the web," sift through the mountain of information available for the nuggets that will help you make an informed decision.

If you yearned to see Alaska but considered it too expensive or thought a condo on a golf course would be a tranquil place to live, read this book before you make any decisions.

The Retirement Sourcebook covers nothing less than the entire gamut of human experience from stress and living wills to how to get rid of junk mail.

You'll be referring to it for years to come.



Title : The Joy of Not Working: A Book for the Retired, Unemployed, and Overworked
Author : Ernie J. Zelinski
Rating : 3 Stars out of 5.
Summary : Average at best

There are a lot of great books that deal with creativity. This is not one of them. Average, at best, it might fit the bill is someone was looking for a superfluous treatment of creativity.



Title : You'Ve Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire
Author : Suze Orman
Rating : 5 Stars out of 5.
Summary : Every woman's book on pitfalls in planning: Read this FIRST!

I grabbed this book on impulse, knowing that I have a bad track record with money management subjects. I thought it would be laying around gathering dust for awhile...

Was I surprised when I started reading the first page and then plowed right through it in 1-1/2 nights! So easy to read and understand. (The Wall St. Journal series, with all their glitzy colored pictures couldn't do what Suze did with her real-life stories as examples.) Maybe it's the woman's touch, but she got through to me. The whole picture of retirement issues and planning became clear.

I highly recommend this as a first book for financial planning -- it's NOT JUST ABOUT RETIREMENT, it's more about protecting women by arming them with vital information... every woman should READ THIS BOOK BEFORE MAKING ANOTHER DECISION involving money (or before someone makes one for her).



Title : The Old Fool's Retirement Guide
Author : Rob Davies
Rating : 5 Stars out of 5.
Summary : Invaluable advice for not much money.

Unfortunately, the majority of people in the UK are rather ignorant of matters financial. As a Nation we are more than happy to delegate the management of our finances to so called "experts":- Financial advisers, pension consultants, Banks, Stock Brokers etc. etc. The big problem with this approach is the inescapable fact that all these middlemen take a big slice out of the individuals hard earned money in fees thereby reducing substancially the overall returns that are possible.

The antidote to this is to adopt the "Pick your own Strawberries" approach to your finances. In the same way that you can get lots of lovely strawberries for less money by picking them direct from the field yourself, (cutting out the middlemen!) you can, with a little time and effort adopt the same principles with your finances.

The Motley Fool series of books are the best I have yet come across to help the would be "Financial do it yourself'er". The OLD FOOLS RETIREMENT GUIDE is the latest in the series and is packed with invaluable information as to how to plan for your financial future. It is written in a concise easily digestible format and conveys it's very relevant points with humour and honesty. Pensions and investments need not be complicated as the City types would have you believe. This book blows a hole in the pomposity that surrounds finance and pensions. A great little read.



Title : Your Guide to Retiring to Mexico, Costa Rica and Beyond: Finding the Good Life on a Fixed Income
Author : Shelley Emling
Rating : 3 Stars out of 5.
Summary : Worth reading.

A good book in that it allows you to compare Mexico with other countries. The only negative I can think of is that in the Mexico section the author refers to Mexico City throughout. Not many retirees want to settle in Mexico City.



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