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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!

Title : Cashing in on the American Dream: How to Retire at 35
Author : Paul Terhorst
Rating : 5 Stars out of 5.
Summary : Fifteen Years Later, They're Still Retired

This book, along with Your Money or Your Life, changed our lives. By following the advice outlined in these two books, we were able to quit our jobs in our forties and pursue other interests. We have been free of the daily grind for over four years now, thanks in part to Paul Terhorst, Vicki Robin and Joe Dominguez (authors of YMOYL).

In a conversational style, Terhorst explains how he realized his job was sapping the life out of him, and how he used his skills as an accountant to devise a plan that would enable him to retire at 39 years of age. Unfortunately, the specific financial advice he gives (invest in high-yield certificates of deposit) is no longer possible. But number-crunching is not the most important message that Terhorst has.

Cashing in on the American Dream advocates a no-nonsense approach to determining just what you want in life. Do you want to be free of working for others? Then it might mean giving up your car and dinners out. But it doesn't have to mean giving up what you really love (or need). Terhorst and his wife, Vicki, have been retired almost twenty years now and have spent much of it traveling the world. They have health insurance abroad, because it's cheaper than U.S. insurance (where we still have no national health insurance), and better.

The Terhorsts have their own website and I like to check in on them once or twice a year. The fact that they have made their plan work all these years is more important than any advice they have. Cashing in on The American Dream is an inspiring book. If they could do it, why can't you?

Title : The New Golden Door to Retirement Living in Costa Rica
Author : Christopher Howard
Rating : 3 Stars out of 5.
Summary : Great Book!

Hi, I am working at ILISA Language Institute in Costa Rica, San Jose and I just want to say that this book helps our student a lot by giving them helpful tips or by arrange their own travel in Costa Rica. Thanks!

Title : Retire Rich with a Property Pension
Author : Nicholas Braun
Rating : 5 Stars out of 5.
Summary : A fascinating read

If you're into property investment this book is absolutely critical reading. From April 2006 residential property will be an approved pension investment. This book does a good job of explaining why and how you should take advantage of this fantastic opportunity and save literally tens of thousands of pounds in tax.

There's also lots of info on the current commercial property sipps and all the other important pension changes that come into effect in 2006.

The author's has a good writing style and uses loads of examples throughout.

If you're into property investment or using property as an alternative to a traditional pension you'll find it a worthwhile read.

Title : Murder in Retirement
Author : John Miles
Rating : 2 Stars out of 5.
Summary : Amusing but not riveting; too "cutesy."

Murder in Retirement was amusing but not really spell-binding. The author went a little "over-the-top" on many of the characters (the actors, Maude, etc.) in that they were stereotypes of stereotypes, not well-developed individuals. The plot was satisfactory, but some loose ends did not get tied up at the end and the final wrap-up was much longer than necessary. He could focus more on the elaboration of the main characters, Laura and Aaron. An o.k. escapist read.

Title : Mrs. Ted Bliss
Author : Stanley Elkin
Rating : 1 Stars out of 5.
Summary : Skip this one

This is the first book we read for our book club and only three people made it all the way through. Most people gave up after the first chapter. I read the story and found it to be extremely boring and found the synopsis on the back of the cover to be very deceiving. I expected Dorothy to become an exciting person who would be involved in exciting adventures, instead the story dragged on until the climax - the tornado at which point I had given up all hope of redemption for the book.

Title : A Peaceful Retirement
Author : Miss Read
Rating : 5 Stars out of 5.
Summary : A lovely and entertaining read, a book to get lost in.

Miss Read, again manages to captivate the feelings of those who to are approaching retirement; and also of those who aren't. Her characters are all someone you know in your own life. Always feeling that they could be so and so. I always felt as if I was included in the story, like I was a friend. I'm an avid reader of her books but it seems this is the last one? She puts such warmth and feeling into this book it spills out from every page. It is obvious that her friends are as devoted to her as she is to them whatever happens. The frequent requests of marriage from John Jenkins are bittersweet and has nearly succumb once or twice. Her lifelong friend Amy, trying so hard to matchmake over the years, tries not to let John Jenkins slip through Miss Reads' fingers but alas fails again. She gets great support from Henry Mawne, who has also been a suitor in the past but Miss Read also gently refused him. She looks forward to retirement with joy and some trepidation, however handles the situation very well. I hope there will be more stories from her in the not to distant future.

Title : "Which?" Guide to Pensions: How to Maximise Your Retirement Income ("Which?" Consumer Guides)
Author : Jonquil Lowe
Rating : 4 Stars out of 5.
Summary : A good, all-round, general introduction.

You can't normally go wrong with a Which? guide and this one is no exception. I have recently set up my own business and needed to learn all about company pension schemes and legislation.

This guide was an excellent starting point, covering all the major options available to me and clearing up a lot of the jargon. It even contains sections on maximising the performance of your pension.

This is the 1999 edition, but still contains reasonably current advice on Stakeholder pension plans. Considering the often tiresome nature of the subject matter, this is all highly informative stuff.

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