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Online handbook planning retirement resources and information

It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : Invest in Yourself: Six Secrets to a Rich Life
Author : Marc Eisenson
Rating : 5 Stars out of 5.
Summary : "Invest in Yourself, Buy THIS book"

As a professional magician, I am always trying to make money appear from nowhere. As we all know, this is just an illusion. But with "Invest In Yourself, Six Secrets To A Rich Life", by Marc Eisenson, Geri Detweiler, and Nancy Castleman. You really can make money appear in your pocket. Best of all, it's YOUR money! And they teach you how to keep more of it, painlessly. No, it's not a magic trick. Just plain, down to earth advice on how to "Invest In Yourself". Like many people, I found myself struggling to make it from paycheck to paycheck. When I came across Marc's first book "The Bankers Secret", I thought it was fiction. Naturally, like many others, I was in debt denial. But once I started to practice what he preached. I saw my familys finances improve greatly. This meant more of our income staying in the household and not going to the bank holding our mortgage or the credit card companies. The stress relief alone was worth 50 times the cost of the book. I thought that Marc could never outdo himself. And then, "Invest In Yourself" was published. This should be the financial Bible in every home. They say that Great minds think alike and Marc, Geri, and Nancy have proven it to be true! No matter what your financial situation, This book is a MUST READ! Every chapter in the book can be applied to someone's unique situation. Best of all, you don't have to start at any particlar place. Look at each chapter, choose the one that best fits your situation, and read the best advice available today. We are all individuals with different circumstances, and this book is written for all of us. Planning for retirement, college, or just your life's journey, it's all covered in this masterpiece of financial advice. Six secrets to a rich life is exactly what it is. If you follow the advice of these three experts, you will enjoy more of your money, without stress, anxiety, or bill collectors. This is the BEST BUY of your lifetime in my humble opinion. Once I started reading it, I couldn't put it down. What have you got to gain? Financial security for your future. A life with much less stress. More of your own money without having to sell your soul to your employer. Quality time with your loved ones. Peace of mind. I could go on forever because I love this book. So I will sum it up in six short words. "Invest In Yourself, Buy THIS Book" Steve Whateley WAMC Northeast Public Radio, Steve The D.J. Magician



Title : The Joy of Not Working: A Book for the Retired, Unemployed, and Overworked
Author : Ernie J. Zelinski
Rating : 5 Stars out of 5.
Summary : One of Top 3 books on business I've ever read

Even though the Joy of Not Working is technically not a business book, I'd lump it in that category nonetheless. I've read what seems like a gazillion books and I have to rate this little jewel as one of the three best business/lifestyle books I've ever read (the other two are Hawkins' Growing a Business and Lancaster's Secret Money Machine)--it's filled with wit and humor and tons of little tips. I've read it three times and Zelinski seems to add stuff between each reading. Enlighted guy!



Title : How to Retire Rich
Author : James O'Shaughnessey
Rating : 5 Stars out of 5.
Summary : I am buying one of these books for each member of my family.

As an avid reader and a novice investor I could not put the book down. The information was clear and very understandable. I immediately went on line and was able to pull up the 50 stocks I will be using for Reasonable Runaways. My goal was to self manage my 401k. This has given me the tools to do so. I'm in it for the long term so will let you know in 25 years how the strategy worked. I feel strongly enough about the concept to share it with all my friends and family. Wouldn't it be fun to grow wealthy together???

I have also read "What Works on Wall Street". If you must chose between the two "How to Retire Rich" is the better book in my opinion. "What Works" does provide reinforcement of the ideas if that is important to you.



Title : The New Golden Door to Retirement and Living in Costa Rica: A Guide to Inexpensive Living, Making Money and Finding Love in a Peaceful Tropical Paradise
Author : Christopher Howard
Rating : 1 Stars out of 5.
Summary : Great book--if you lack common sense

This book is great if are planning on traveling to Costa Rica as a tourist for a short amount of time; however, it really does not emcompass the complexity of moving or investing in a foreign country. Don't be fooled--this book lacks substinative information on starting a business in Costa Rica, other than the overarching message that "Not everything in the States will work in Costa Rica." Oh, really? My other favorite section was "How to Find a Nice Girl." After "interviewing hundreds of quality Costa Rican women" the author managed to whittle through the unrespectable, poor, uneducated women who were only after him for his money and find a nice girl. I guess the real shame is that he wasn't able to complete this process through a mail-order catalog.



Title : You've Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire: 6-copy Counter Display Pack
Author : Suze Orman
Rating : 1 Stars out of 5.
Summary : The math is wrong

The time value of money analysis in this book does not take into account that money has time value and thus the results of the studies Orman presents are biased in the wrong direction. Also the rate of inflation of 5% is too high based on current and past values. This also biases the results. It is funny to see the results of her long term care insurance policy analysis. According to Orman, the insured pays in $1,255 each year for 30 years and alternately if they had not taked the policy get no credit for the compound growth rate this money would earn had not they taken the policy. It makes a huge different that was not considered Also there is a chart that shows a comparison of 5% simple and compound interest on an inflation rider. Certainly, inflation is not a simple interest growth rate. The data of Orman's table make no sense whatsoever and certainly have no bearing on the long term care policy decision.



1. Zurich Retirement Planning Handbook by David Bertram at Tesco Books
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2. Retirement Planning Handbook
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11. ScotiaMcLeod Early Retirement Options
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18. Retirement Handbook
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20. FERS Election Transfer Handbook
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21. Retirement - North Carolina Department of the State Treasurer
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33. Member Handbook
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36. IPERS Members | Member Handbook
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38. Teachers' Retirement System (TRS) Home Page
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39. Federal Handbooks -
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