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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : Rich Dad's Retire Young, Retire Rich: How to Get Rich Quickly and Stay Rich Forever! (Rich Dad)
Author : Robert T. Kiyosaki
Rating : 1 Stars out of 5.
Summary : Perpetual Motion Machine

The search for easy wealth is akin to the search for the "perpetual motion machine". It doesn't exist and this book also fails to deliver. Much of the advice deals with the USA only and the tax advice does not apply to the UK. Anyway if everyone took up the advice and reduced their payment of taxes governments would collapse; but then they wouldn't - the tax goal posts would be moved. I was unimpressed by the advice which could have been written on three pages, the rest being a repetitious mantra of this imaginary "rich dad" anecdotes.
My advice on the first step to being wealthy is save your money and do not buy this book



Title : Mrs. Ted Bliss
Author : Stanley Elkin
Rating : 3 Stars out of 5.
Summary : Beautiful language, ugly plot

Mr. Elkin has a wonderful style, with phrases that you reread and say out loud to yourself, that you remember when you put the book down. But that's about all you remember, because the plot and the characters leave much to be desired. I think Elkin put a little too much into forming the most perfect, most beautiful sentences, and not enough into the actual story. I never cared about what happened to Dorothy, or anyone else in her mundane existance. Literature is not literature if it doesn't move you, and Mrs. Ted Bliss most definetly failed in that regard.



Title : If You're Clueless About Retirement and Want to Know More
Author : F.X. Nine
Rating : 4 Stars out of 5.
Summary : Great for the beginer

A book geared toward younger adults thinking about beginning a retirement plan. Understandable information to help someone get started saving for their future.



Title : Get a Life: You Don't Need a Million to Retire Well (Get a Life: You Don't Need a Million to Retire Well)
Author : Ralph E. Warner
Rating : 5 Stars out of 5.
Summary : My favorite retirement book.

Lawyer/consumer advocate Ralph "Jake" Warner thinks the popular advice that implores Americans to save piles of money for retirement is hugely exaggerated. Jake urges us to have built a life worth living by middle age, and tells the stories of seniors who have done just that. He offers advice on many issues, such as deciding what a reasonable nest egg should be and developing a healthy lifestyle. This book will help you find your way to a more fulfilling retirement, while it eases your current stress level.



Title : Roth to Riches: The Ordinary to Roth Ira Handbook
Author : John D. Bledsoe
Rating : 2 Stars out of 5.
Summary : Some crucial points are no longer valid due to new regs.

This would have been a very excellent book had publication been withheld until after the Taxpayers' Relief Act of 1998 had been signed into law. Mr. Bledsoe was aware there were going to be important changes and he provideded a form in the back of the book, that the reader can use to send for an update on the the new regulations. Unfortunately the turn arround time for the update is quite slow. As the book reads in its present form, some very important areas are no longer accurate and an unwary reader could be lured into making a mistake in choosing a Roth IRA.



Title : How to Retire Rich
Author : James O'Shaughnessy
Rating : 2 Stars out of 5.
Summary : Reasonable runaways - Best way to lose big monies!

Mr. O'Shaughnessy outlines several of his investment strategies and in particular his "reasonable runaways". If you look at his numbers AND factor in costs of establishing a similar group of stocks (something he neglects to do)the SP 500 is the clear winner.

A VERY IMPORTANT piece of investing advice that Mr. O'Shaughnessy advises against is the use of stop-limit orders in his portfolios. By neglecting to use this very important investment tool, you open yourself up to huge losses in the very questionable turnaround stocks that have just been run up in price. Most of these WILL go down and many they will go down big and not recover. Take the advise of someone that has been watching (and burned very badly) by taking his advice and not using stop-limit prices, USE THEM IF YOU EMPLOY THIS VERY RISKY STRATEGIE!!!

If you look at ANY of his mutual funds, you will clearly see that the performance of all of his funds badly trails the SP 500. His expense ratios are also out of line to the high side, something that he warns against in this book.

The three pieces of advice that are of any value in the entire book are to establish a plan, stick to it, and, if 87% (or so) of mutual funds (including his) do not match the performance of the SP 500, why are you investing in anything other than the SP 500?

Good luck to all!!!



Title : "Financial Mail on Sunday" Complete Guide to Pensions and Planning Your Retirement: Everything You Need to Know About Planning for a Secure Future in One Volume
Author : Jeff Prestridge
Rating : 5 Stars out of 5.
Summary : complete guide to pensions and planning for retirement

At last, a book about pensions and retirement planning which is
comprehensive, easy to read, and easy to understand. This is a complex subject area which Stephen Womack handles deftly, reinforcing key points with exmaples which help you to understand the issue. I particularly liked the chapter headings which as well as giving chapter content information, also give guidance on the relevance of the chapter to your own situation 'read this chapter if .............'.



1. Understanding the basic State Pension : Directgov - Money, tax and benefits
... to know about the basic State Pension - what it is, who qualifies and ... The basic State Pension is a government-administered pension. ... Money in retirement ...

2. The Pension Service - State Pension - State Pension forecast
Information on State Pension, formerly known as retirement pension, from The Pension Service, part of the Department for Work and Pensions, UK.

3. The Pension Service
Impartial UK government information on state and private pensions from The Pension Service, part of the Department for Work and Pensions, whether you are retired, ...

4. Retirement and pensions : Directgov - Over 50s
Information on retirement and pensions for over 50s including planning ... Government, citizens and rights. Health and well-being. Home and community ...

5. AbeBooks UK | Book Details
Find 21st Century Complete Guide To Pensions ? Private Retirement Plans, Regulations, Federal Laws And Publications, Services And Benefits, Major Government Agencies

6. DWP - Services and benefits - Pensions and retirement - Pension reform
Information about DWP services and benefits for pensioners and people thinking about pensions for their future ... The Government's pension reform package aims to: ...

7. Seoul to Create New Retirement Pension Program; Government | Article
24-AUG-04 - By Kim Sung-mi The government wants to create a program for indvidual retirement accounts in 2006 and allow civil servants to form labor... | Free With Signup

8. Pension - Wikipedia, the free encyclopedia
... union, government agency) provides income to its employees after retirement. ... Pension Benefit Guaranty Corporation (PBGC) - A United States government ...

9. Government Resources: Retirement and Pensions
Pension Benefit Guaranty Corporation. Preparing for Retirement: Who Had ... State and Local Government Public Employee Retirement Systems (U.S. Census Bureau) ...

10. DWP - Services and benefits - Pensions and Retirement
... benefits for pensioners and people thinking about pensions for their future ... The Government aims to increase protection for your company pension and widen ...

11. Pension Scheme
Click here for more information related to retirement and pension. ... Retirement. Pension Scheme. Employees Provident Fund Scheme. About the Malaysian Government ...

12. Pension gap divides public and private workers - USATODAY.com
As the first wave of 79 million baby boomers heads to retirement, the nation is dividing into two classes of workers: those who have government benefits and those ...

13. Retirement UK | state pensions | retirement benefits
The basic state pension will be paid in full if an individual has been credited ... the making of a pension sharing order, the government wants to ensure that the ...

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Reference point for all members and potential beneficiaries. ... Previous member?If you've paid in before and left before retirement ...

16. Benefits Planner: Government Pension Offset Calculator
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18. Income Security Programs
Canada Pension Plan Statement of Contributions Online. Canadian Retirement Income Calculator ... The retirement pension is a monthly payment available to CPP ...

19. HM Revenue & Customs: UK Government Pensions
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Skip the Northern Ireland Government Bar| Northern Ireland Government > Departments ... Retirement Pension Summary Statistics - September 2007 (Excel 512KB) ...

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... couple to work, each earned his or her own Social Security retirement benefit. ... In enacting the Government Pension Offset provision, Congress intended ...

23. Retirement - Wikipedia, the free encyclopedia
User-created article on retirement that describes what it is, the retirement age, support and funds, as well as life after retirement. Includes some related links.

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25. Tax Information for Retirement Plans Community
Enrolled Retirement Plan Agent Program (ERPA) Find out the details on the new ERPA Program. ... Pension Protection Act of 2006 (PL 109-280) ...

26. Government called on to help women pensions situation
... company and pension provider Scottish Widows has called on the government to introduce ... Age Concern comments on DWP report on women's retirement pension ...

27. Pension
... organisations as decided by Government and the pension could be withheld or withdrawn. ... 2.3 Retiring Pension or Pension on Voluntary Retirement ...

28. pension, pension advice, personal pension, retirement planning
Impartial UK government information on state and private pensions from The Pension Service, part of the Department for Work and Pensions, whether you are retired, ...

29. THE LOCAL GOVERNMENT PENSION SCHEME REGULATION 31 OTHER EARLY LEAVERS ...
THE LOCAL GOVERNMENT PENSION SCHEME. REGULATION 31 OTHER EARLY LEAVERS: DEFERRED RETIREMENT ... Government Pension Scheme (Amendment) Regulations 2006) as ...

30. Retirement: USA.gov
... Retirement -- Get information on retiring, saving money, pensions, ... Official information and services from the U.S. government. Cash Balance Pension Plans ...

31. Article: China Labor News Translations: Systematic government theft of ...
Systematic government theft of migrant workers' retirement pensions ... contribute to a government-administered retirement pension scheme for all employees. ...

32. THE NEW LOOK ILL-HEALTH RETIREMENT PENSION PROVISIONS
... GOVERNMENT PENSION ... (SI 2007/1166), AS AMENDED BY THE LOCAL GOVERNMENT PENSION ... retirement benefits under the Local Government Pension Scheme ...

33. CIPD - Flexible retirement and pension provision
Details of the CIPD policy response to the Department for Work and Pensions consultation ... Why should the Government remove the default retirement age? ...

34. Stakeholder Pensions | Your pension options at retirement
... 2010), you can start to take retirement benefits from your Stakeholder Pension. This will normally be either by ... the government has indicated ...

35. State and local government retirement systems, 1965; a survey of ...
Pensions. View all subjects. Retirement. |Social Security. Citations: ... Title: State and local government retirement systems, 1965; a survey of systems ...

36. The Local Government Pension Scheme Regulations 1997 (the "LGPS Reg
The member's retirement pension based on the reduced ... The Local Government Pension Scheme Regulations 1997 (the "LGPS Regulations") Early Retirement ...

37. Canadian Government Pensions - Old Age Security Canada Pension Plan
Governments in Canada administer a variety of pension plans, including the Canada Pension Plan (CPP), Old Age Security (OAS) and other retirement, survivor and ...



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