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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!

Title : Basic Investing Guide for the New Investor: Start Investing for Your Retirement with as Little as $50 Per Month
Author : Alfred V. Scillitani
Rating : 5 Stars out of 5.
Summary : Overcoming Important Misconceptions of Young Investors

This book is aimed at the young person who will be starting a first full-time job in the next year. I have graded it for its appropriateness for that audience.

Stock investing is treated now in families like sex education was conducted in the fifties. People try to avoid any reference to this delicate subject.

As a parent, you can spend over $100,000 to send your child to a private college or $50,000 for a public one. In neither place will your child pick up the basic information to make her or him financially literate about doing long-term stock investing.

Or your child may not go to or finish college, and potentially have less income as a result. Investing becomes even more important in this situation.

What's worse, regardless of what educational or vocational route these capable young people take, they will have picked up misconceptions that will discourage him or her from getting started. This book can remedy that problem, by helping your daughter or son (or grandson or granddaughter) realize that they should begin investing as soon as they have enough income to save some ($50 or so) money every month.

If you are a young person just starting your career, chances are that you are handicapped by lack of information, and misconceptions about what you should be doing. Ordering this book today is a simple, effective step towards overcoming that situation.

This book effectively addresses these misconceptions:

(1) It doesn't matter much when you start (Actually, starting young is the biggest advantage any investor has)

(2) You need thousands of dollars to get started (Some investments can be started with $25, and putting in small amounts regularly makes you more money than larger amounts less often)

(3) It's too complicated for a young person to understand (Most of what you need to know is covered in less than 50 pages in this book, with not that many words on a page. If you can pass algebra and high school English, you will have no trouble with this material.)

(4) It takes too much time to get started (You should be able to take the right steps after spending less than 15 hours over a period of two months or so.)

But taking action counts for a lot in investments (as in other areas). So I suggest that you be sure the young adults in your family know this information. You can get a copy and teach them yourself, or you can simply give each person their own. Ask them what they have done about the information from time to time, and praise any actions they take to get information, start saving, or begin investing.

If you are a young person, every month you delay starting investing is costing you hundreds of dollars over your lifetime. Can you afford to waste that much money?

I think this book will make the most sense if read after Rich Dad, Poor Dad. After reading this book, I suggest that John Bogle's Common Sense About Mutual Funds be read to deepen and widen the interest that Basic Investing Guide for the New Investor will stimulate. If you already feel motivated to invest and do not have the misconceptions I mentioned above, you may already be ready for Bogle.

May your money and your children's money be saved and invested in ways to create much financial security for your children and grandchildren!

As a parent, consider that giving this book is a lot cheaper than providing any other form of education, or providing on-going financial security for the next two generations. It's a great investment for you, as well.

As a young person, consider that investing your money well is a lot less work than taking on a second job for most of your life to increase your income. This is important to creating time and balance in your life to enjoy your family and relationships.

Get started as soon as possible!

Title : Rich Dad's Retire Young, Retire Rich: How to Get Rich Quickly and Stay Rich Forever! (Rich Dad)
Author : Robert T. Kiyosaki
Rating : 1 Stars out of 5.
Summary : Perpetual Motion Machine

The search for easy wealth is akin to the search for the "perpetual motion machine". It doesn't exist and this book also fails to deliver. Much of the advice deals with the USA only and the tax advice does not apply to the UK. Anyway if everyone took up the advice and reduced their payment of taxes governments would collapse; but then they wouldn't - the tax goal posts would be moved. I was unimpressed by the advice which could have been written on three pages, the rest being a repetitious mantra of this imaginary "rich dad" anecdotes.
My advice on the first step to being wealthy is save your money and do not buy this book

Title : Age Power: How the 21st Century Will Be Ruled by the New Old
Author : Ken Dychtwald
Rating : 1 Stars out of 5.
Summary : More Dychtwaldian Drivel

There is nothing insightfull about this book! It's a compendium of information that is clearly available elsewhere. If the author is such an "expert" on the marketing of products to the ageing demographic one has to wonder why he can't keep any of his "Age Wave" businesses afloat. He's had a least two "Age Wave" businesses go under this year! The only thing this man knows how to sell is a book! Get advice from people with a proven track record, the authors is spotty at best.

Title : Life Begins at Fifty: A Handbook for Creative Retirement Planning
Author : Leonard J. Hansen
Rating : 5 Stars out of 5.
Summary : A valuable, user-friendly tool for constructing one's life.

As my own writing sometimes includes advice columns, an editor recommended I read "Life Begins at Fifty" as a primer on how to make a wide range of sometimes complex topics easily accessible for the lay reader. It proved an excellent direction. Mr. Hansen has obviously covered the waterfront for a long time, and the breadth of his knowledge and the manner in which he integrates and conveys his subjects provides a stark contrast to most of the platitudes and off the shelf advice readers are subjected to. My spry 82 year old mother found the book a fascination and said that if she'd had access to it decades ago it would have significantly influenced and changed a number of her decisions. I know the book will prove an interesting tool for me, as it prods me toward topics I know I should be thinking about but keep putting off. One of the most evident virtues of the book is that Mr. Hansen never seems to be fighting a rearguard action as Father Time starts piling on, but instead clearly views the last half of life as when things really get interesting, a viewpoint readers of his book are likely to embrace.

Title : The New Golden Door to Retirement and Living in Costa Rica: A Guide to Inexpensive Living, Making Money and Finding Love in a Peaceful Tropical Paradise
Author : Christopher Howard
Rating : 5 Stars out of 5.
Summary : "This Books is my Right Hand"

This book is my Right Hand, as manager of the Residents Association of Costa Rica (ARCR), I have found that newcomers sometimes seem to know more about Costa Rica than people living here just because they read this excellent book.

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