retirement REVIEW |
||
dedicated retirement planning banker |
southdowns retirement villageIt would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.
If you've read some of the Rich Dad, Poor Dad books before, the main new information in this book is an explanation of why stock market investing with pension money is a dangerous way to grow your "wealth." In addition to being at risk from con men, thieves, incompetents, brokerage houses and market volatility, you face the ticking time bomb of a growing number of U. S. investors being legally required to liquidate their holdings beginning at age 70 1/2. As the Baby Boom generation turns 70 1/2 beginning in 2016, the selling moves from being a trickle into being a torrent that overwhelms new funds into the market at some point . . . followed by an inevitable collapse in stock values. If you want a more detailed, confirming discussion of this issue, the book, What If Boomers Can't Retire?, is a good choice. Harry S. Dent, Jr.'s demographic books also look at this issue. If you already believe in the messages of the earlier books, you could skip this one . . . especially if you have already decided to avoid or minimize stock-market investments. If you have read none of the Rich Dad, Poor Dad series, I suggest that you start with Rich Dad, Poor Dad before tackling this one. You'll understand this book better if you do. The other problem with traditional defined contribution pension investing (usually by 401-k plans), of course, is that a pension fund contribution takes lots of cash out of your pocket (unless the employer matching is very generous -- way more than 2:1) to put some money into the retirement account. So you face the possibility of being much poorer in cash flow while you save for retirement investing and poorer when you cash out of the investment after you pay the taxes on what you take back in what could be smaller values. Imagine if you had had to start withdrawing from your pension fund in 1929. That's one nice illustration that I enjoyed in the book. Possibly, the same could occur after 2016. Who knows? The second half of the book advises you on how to build a financial ark against hard times by relying on building cash-generating businesses and investments (such as rental properties) after you achieve your financial education (which you didn't learn in school, even if you got a business degree from most schools). You are encouraged to start small and develop various kinds of control over your emotions, advisors and actions. It's all sound advice. My only complaint is that people who are going to start making real estate investments and building cash-generating businesses need a lot more information than is here. I graded the book down one star, accordingly. The first half of the book could have been shortened up quite a bit, but for those who are unaware of the demographic time bomb's potential effect on their investments, it may help to get the story in small doses. The surprise for a lot of people in this book is going to be that what they hear every day from best-selling "authorities" about the "right rules" of retirement investing could easily turn out to be wrong for them. After you absorb and begin to apply these lessons, I suggest that you think about where in your life the conventional wisdom led you down the wrong path. Where else could that be happening to you now?
This guide was an excellent starting point, covering all the major options available to me and clearing up a lot of the jargon. It even contains sections on maximising the performance of your pension. This is the 1999 edition, but still contains reasonably current advice on Stakeholder pension plans. Considering the often tiresome nature of the subject matter, this is all highly informative stuff.
If you've read some of the Rich Dad, Poor Dad books before, the main new information in this book is an explanation of why stock market investing with pension money is a dangerous way to grow your "wealth." In addition to being at risk from con men, thieves, incompetents, brokerage houses and market volatility, you face the ticking time bomb of a growing number of U. S. investors being legally required to liquidate their holdings beginning at age 70 1/2. As the Baby Boom generation turns 70 1/2 beginning in 2016, the selling moves from being a trickle into being a torrent that overwhelms new funds into the market at some point . . . followed by an inevitable collapse in stock values. If you want a more detailed, confirming discussion of this issue, the book, What If Boomers Can't Retire?, is a good choice. Harry S. Dent, Jr.'s demographic books also look at this issue. If you already believe in the messages of the earlier books, you could skip this one . . . especially if you have already decided to avoid or minimize stock-market investments. If you have read none of the Rich Dad, Poor Dad series, I suggest that you start with Rich Dad, Poor Dad before tackling this one. You'll understand this book better if you do. The other problem with traditional defined contribution pension investing (usually by 401-k plans), of course, is that a pension fund contribution takes lots of cash out of your pocket (unless the employer matching is very generous -- way more than 2:1) to put some money into the retirement account. So you face the possibility of being much poorer in cash flow while you save for retirement investing and poorer when you cash out of the investment after you pay the taxes on what you take back in what could be smaller values. Imagine if you had had to start withdrawing from your pension fund in 1929. That's one nice illustration that I enjoyed in the book. Possibly, the same could occur after 2016. Who knows? The second half of the book advises you on how to build a financial ark against hard times by relying on building cash-generating businesses and investments (such as rental properties) after you achieve your financial education (which you didn't learn in school, even if you got a business degree from most schools). You are encouraged to start small and develop various kinds of control over your emotions, advisors and actions. It's all sound advice. My only complaint is that people who are going to start making real estate investments and building cash-generating businesses need a lot more information than is here. I graded the book down one star, accordingly. The first half of the book could have been shortened up quite a bit, but for those who are unaware of the demographic time bomb's potential effect on their investments, it may help to get the story in small doses. The surprise for a lot of people in this book is going to be that what they hear every day from best-selling "authorities" about the "right rules" of retirement investing could easily turn out to be wrong for them. After you absorb and begin to apply these lessons, I suggest that you think about where in your life the conventional wisdom led you down the wrong path. Where else could that be happening to you now?
1. Retirement homes managed by Southdowns Retirement Homes
UK directory of sheltered housing, sheltered accommodation, retirement homes, extra care, assisted living, close care homes and retirement villages, for elderly ... 2. Rightmove - Property to rent in - South Downs ... Garaging/acreage/pool - Sought after village location ... Filter by retirement homes: Very useful. Not useful. Don't care. Filter by part buy, part rent: ... 3. South Downs Living magazine online ... was stopped as the village fell meticulously quiet for the ... Danny House Retirement Property, Sussex. Local Students Present Charity Photographic Exhibi... 4. Rightmove - Property for sale in - South Downs The Village, Ashurst, Steyning, West Sussex. Offers in Excess of £4,500,000 ... Retirement properties(69) Non-retirement properties(1000+) Part buy, part rent(39) ... 5. Hamptons International, Haywards Heath homes and property sales Cavendish House, Southdowns Park, Haywards Heath, West Sussex ... first floor of a prestigious retirement block in the pretty village of Ardingly. ... 6. Wyatt & Son, Patcham homes and property sales 2 Bedroom Retirement Apartment for 55 Years & Over. Exclusive Village Location, Vacant Possession. ... Views Across Patcham & Towards South Downs. ... 7. A larger local choice of properties for sale in Sutton at Hone ... Find property for sale in Sutton at Hone. At homes24 ... RETIREMENT VILLAGE ! ... APARTMENTLocated in Southdowns retirement village, extremely well presented ... 8. cocking.org - Home Cocking, West Sussex, England. The website of an historic village in the English South Downs, serving the village community, its neighbours and visitors from near ... 9. Properties in Kent - South Darenth YourPropertyFinder.co.uk ... 1ST FLOOR RETIREMENT FLAT SET IN THE POPULAR SOUTH DOWNS RETIREMENT VILLAGE. ... Situated in the retirement Village of Southdowns in South Darenth is this ... 10. The Argus: local homes and properties for sale around Brighton, Hove ... A NEWLY REDECORATED GROUND FLOOR ONE BEDROOM RETIREMENT FLAT IN VILLAGE CENTRE. ... Large One Double Bedroom Flat \ Good Sized Lounge With Views To The South Downs. ... 11. Retirement Homes for an Active Lifestyle Fisherman's Village development has been under construction for a number of ... joys of the South Downs and magnificent promenade which extends to Sovereign Harbour. ... 12. Bramble Cottage | Home page Bramble Cottage retirement home is a loving, supportive, family run residential home based in Patcham, Brighton in East Sussex 13. Retirement Property.co.uk -- Elstree Court Care Village, Eastbourne ... Retirement Property UK Property Particulars ... Eastbourne is set at the foot of the South Downs close to Beachy Head and Pevensey Bay. ... 14. Orestans Home Page. In the county of Sussex, UK ... is in a small village on the Southern Slopes of the South downs, in Sussex England we ... gave up paid employment for retirement just over 3 years ago, ... 15. David Wilson Homes - Find a Home ... history, on the edge of the South Downs and s urrounded by open countryside, ... Overton is a North Hampshire village with good access to Basingstoke. ... 16. McCarthy and Stone - Risingholme Court, Heathfield, East Sussex ,The largest builder of private retirement homes and flats in the UK - a wide range of retirement properties available for immediate sale. 17. Worthing Bed and Breakfast, Cheap Hotel and Guest House Accommodation ... is made up of many former villages and is dominated by the Downs, especially ... Often considered a retirement town, Worthing boasts a lower crime rate than the ... 18. South Downs Management Plan 3.2.2 Villages and Churches. Both the local architecture of the South Downs and the ... within village communities, are an important and. growing sector within ... 19. Cream Of The Country: Rottingdean - Property, House & Home - The ... Rottingdean is a picturesque East Sussex seaside village nestling in a sheltered hollow of the South Downs between bohemian Brighton and the no-nonsense working ... 20. E - Discussion and Conclusions people and those of retirement age than average for PLAs and the region. ... In the South ... towns or commuting villages within a PLA. ... 21. Pagham Parish Council - Serving the Community ... retirement, with ease of access to commercial centres and schools nearby and ... Village Duck Pond. The Beach by The Yacht Club ... 22. News Shopper: local homes and properties for sale around London and ... News Shopper - the first place to look for a home or property for sale in London, Kent, Bexley, Bromley, Catford, ... SOUTH DOWNS RETIREMENT VILLAGE. ... 23. RH16: Flats to rent Rent Flats in Lower Village. Paddock Hall Road. Mill Green Road. Paddockhall Road. South Road. RH16 3TF. RH16 1FG. Ashenground Road. Southdowns Park. RH16 4DZ. ... 24. Albourne Properties: 3 Bedroom Houses & Bungalows for Sale in Albourne ... ... mature residential road within walking distance of the historic village High ... Brighton city centre, coast and South Downs a short drive away. Viewings ... 25. Retirement Property.co.uk -- Clapham Lodge Residential, Woodland Close ... ... house set in one and a half acres of gardens with views over the South Downs. ... The small village of Clapham lies north of the main A27 south coast road and is ... 26. Cheap hotel deals in East Sussex | Book cheap hotels in East Sussex and ... ... on the coast, where resort, retirement and dormitory towns for London have developed. ... is crossed by the chalk South Downs that terminate at Beachy Head. ... 27. Cooperstown, New York - Wikipedia, the free encyclopedia Most of the village lies inside the Town of Otsego, but part is inside the Town of Middlefield. ... (Shropshires, Cheviots, Southdowns) at Glimmerglen Farm. ... 28. Life at Danny Living in an historic house in the country with residential apartments for a carefree retirement, to rent and Bed & Breakfast accommodation for visitors 29. Best Retirement Development This development has it all, including an unbeatable location in the South Downs of East Sussex. ... The bar for retirement villages has definitely been raised. ... 30. National park, local issues (From The Argus) The South Downs National Park inspector recently published a revised boundary ... build some retirement villages next to the existing villages that lie outside ... 31. Simon Brett books - on Lovereading.co.uk ... with three children, he lives in an Agatha Christie-style village on the South Downs. ... a pleasingly self-contained retirement town on England's southern coast. ... 32. Eastbourne - Wikipedia, the free encyclopedia A part of the South Downs, Willingdon Down is a designated Site of Special ... A whole new village was formed at the edge of the main town, comprising ... 33. Telegraph Property Search A very attractive retirement flat on the second floor of a modern warden ... one bedroom ground floor flat close to the village amenities of Pulborough. ... 34. Daily Express | Property :: A stylish retirement ... and watersports, walking on the South Downs and the sights of Chichester ... Richmond Villages offer three retirement living' options ranging from a safe ... 35. Property For Kent | Kent on Sunday Looking for a property to buy ... 1 Bedroom Retirement. £102,500. Swanley ... offer for sale this refurbished Ground Floor Flat in the village of Southdowns. ... 36. Sheffield Park Properties: Property for Sale in Sheffield Park ... ... Victorian home situated in the heart of this highly sought after village ... enjoying fine views across the gardens and paddocks towards the South Downs. ... 37. justlodges.com Semi retirement/retirement park. Shop. Swimming pool (indoor) Swimming pool (outdoor) ... Church Farm Holiday Village - Chichester ... 38. Chichester Harbour Backed by the South Downs, the harbour is a series of tidal inlets, with a ... villages such as Bosham and Itchenor are sought after for commuter, retirement ... 39. Henry Adams, Henry Adams (Storrington) LLP - Sales List ... warden assisted apartment with views over the River Arun to the South Downs. ... An attractive end of terrace retirement cottage close to the village centre. ...
southdowns retirement village online resources. |
|
