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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : Celebration
Author : Harry Crews
Rating : 2 Stars out of 5.
Summary : An unbelievably lame tale from my favorite author. Bummer.

I've savored and passed around every Crews novel in print, but I had to force myself to finish this one. If you've never read a Harry Crews novel, don't start with Celebration. Skip it and pick up Scar Lover, Feast of Snakes or Knockout Artist and see the strange genius of Crews at its finest. His brilliance is in the way he touches deeply into the lives of disturbed outcasts and makes you laugh out loud and fall in love with all of them.

Celebration has the cast of outrageous characters that I love about Crews's novels, but here they just seem ridiculous and silly with none of Crews's previous characters' charm and wit.

The jacket art, depicting the gorgeous 18 year old Too Much, is the best thing about this book. Too bad Crews can't convince us that such a creature exists, even in Forever and Forever, a Florida trailer park for eccentrics at the end of their miserable lives.

Too Much shares a trailer and a giant bath tub with Stump, the elderly owner of the park whose missing hand and resulting nub is the main reason she's with him. "Had it been possible, she would have taken him inside her all the way to the shoulder." If you think the names of these characters are hard to swallow, you have an idea of how much disbelief you will have to suspend to get this one down. It's as if Crews had his students write this one as a class project.



Title : You've Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire
Author : Suze Orman
Rating : 5 Stars out of 5.
Summary : Every woman's book on pitfalls in planning: Read this FIRST!

I grabbed this book on impulse, knowing that I have a bad track record with money management subjects. I thought it would be laying around gathering dust for awhile...

Was I surprised when I started reading the first page and then plowed right through it in 1-1/2 nights! So easy to read and understand. (The Wall St. Journal series, with all their glitzy colored pictures couldn't do what Suze did with her real-life stories as examples.) Maybe it's the woman's touch, but she got through to me. The whole picture of retirement issues and planning became clear.

I highly recommend this as a first book for financial planning -- it's NOT JUST ABOUT RETIREMENT, it's more about protecting women by arming them with vital information... every woman should READ THIS BOOK BEFORE MAKING ANOTHER DECISION involving money (or before someone makes one for her).



Title : Kiplinger's 12 Steps to a Worry-Free Retirement
Author : Daniel Kehrer
Rating : 5 Stars out of 5.
Summary : Easy to understand.

This book lays out what you need to know about planning your retirement using easy to understand text and charts. The chapter I liked best was: Step 12 Monitor Your Retirement Plan's Pulse, I think its a good idea to read this chapter first.



Title : Reverse Mortgages for Beginners: A Consumer Guide to Every Homeowner's Retirement Nest Egg
Author : Ken Scholen
Rating : 5 Stars out of 5.
Summary : Excellent! Great intro to reverse mortgages.

Reverse mortgages allow senior citizens to continue living in their home, while generating a significant amount of cash for living expenses. Author Ken Scholen has put his considerable expertise on reverse mortgages into this basic guide. Whether you're thinking about a reverse mortgage for yourself or for a parent, learn about your options from this objective source, before you hear a banker's sales pitch.



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