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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : One World, Ready or Not
Author : Wil Greider
Rating : 1 Stars out of 5.
Summary : An almost complete misunderstanding of economics

Paul Krugman of MIT - one of that rare breed, a serious economist who can write - has famously called this "an astonishingly silly book". I have to disagree: the book is much, much worse than that.

Greider's thesis boils down to the "global excess supply" nostrum - and it's based not only on a fundamental misunderstanding of economics but also on straightforward innumeracy and an inability to think critically. As Keynes tells us, wages reflect the marginal product of labour. Any increased production in the Third World must *go somewhere*, in the form of increased income either to labour (wages) or capital (profits). That increased income must be either spent or saved - so if there really were inadequate aggregate demand (or equivalently excess capacity) then we would expect savings to exceed profitable investment opportunities. Do they? Well, Greider provides no evidence - which is unsurprising....

Greider's economic analysis is thus wrong - indeed, absurd and intellectual disreputable. His policy recommendations derived from his wrong-headed arguments are downright destructive, however. They amount to a recipe for a misallocation of scarce resources to unproductive uses and a hike in inflation. There could be few more damaging courses for the developing world, or surer ways to cut real wages and depress living standards. But then the identity of interest between the far Left (Chomsky, Nader etc.) and the far Right (Pat Buchanan) has never had logic or reason on its side.



Title : Winning the Money Game Made Easy: Building Assets and Wealth for Your Future
Author : Bradley L. Gummow
Rating : 5 Stars out of 5.
Summary : Comprehensive guide for building your own investment plan.

As I approached 30, I became a little worried about my future financial security. Not knowing much about the stock market, investing, IRAs and whatnot and being a do-it-yourself person, I went looking for a book that would help me in my financial planning. B.L. Gummow's book "Winning the Money Game Made Easy" jumped right out to me. I found this guide incredibly easy to read and use. Mr. Gummow, through a series of thoughtful relevant exercises, helped me evaluate my current financial situation and develop my own investment plan based on the things I want to achieve in my future. I had always felt that Wall Street symbols and jargon were very confusing. This book helped explain what things meant and empowered me to make my own decisions and not just regurgitated advice from co-workers and friends. I would highly recommend "Winning the Money Game Made Easy" to any self-starter who wants to make knowledgeable decisions about their future financial security.



Title : Good Non-retirement Guide (Enterprise Dynamics)
Author : Rosemary Brown
Rating : 5 Stars out of 5.
Summary : an excellent resource

this book covers health, finance, work, emotional problems in a very practical way and is packed with details of good resources



Title : Iras, 401(K)s Other Retirement Plans: Taking Your Money Out
Author : Twila Slesnick
Rating : 5 Stars out of 5.
Summary : Excellent even if you're not 59 1/2 years old

This is a great resource--clear, concise, easy to digest, well indexed, and written for the lay person. Knowing the rules for taking money out of your retirement accounts is important even if you're still putting money away--it allows you to make much better decisions about your investments.



Title : Rich Dad's Retire Young, Retire Rich: How to Get Rich Quickly and Stay Rich Forever! (Rich Dad)
Author : Robert T. Kiyosaki
Rating : 1 Stars out of 5.
Summary : Perpetual Motion Machine

The search for easy wealth is akin to the search for the "perpetual motion machine". It doesn't exist and this book also fails to deliver. Much of the advice deals with the USA only and the tax advice does not apply to the UK. Anyway if everyone took up the advice and reduced their payment of taxes governments would collapse; but then they wouldn't - the tax goal posts would be moved. I was unimpressed by the advice which could have been written on three pages, the rest being a repetitious mantra of this imaginary "rich dad" anecdotes.
My advice on the first step to being wealthy is save your money and do not buy this book



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