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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : You've Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire
Author : Suze Orman
Rating : 5 Stars out of 5.
Summary : Every woman's book on pitfalls in planning: Read this FIRST!

I grabbed this book on impulse, knowing that I have a bad track record with money management subjects. I thought it would be laying around gathering dust for awhile...

Was I surprised when I started reading the first page and then plowed right through it in 1-1/2 nights! So easy to read and understand. (The Wall St. Journal series, with all their glitzy colored pictures couldn't do what Suze did with her real-life stories as examples.) Maybe it's the woman's touch, but she got through to me. The whole picture of retirement issues and planning became clear.

I highly recommend this as a first book for financial planning -- it's NOT JUST ABOUT RETIREMENT, it's more about protecting women by arming them with vital information... every woman should READ THIS BOOK BEFORE MAKING ANOTHER DECISION involving money (or before someone makes one for her).



Title : Get a Life: You Don't Need a Million to Retire Well (Get a Life: You Don't Need a Million to Retire Well)
Author : Ralph E. Warner
Rating : 4 Stars out of 5.
Summary : One of the best all round books on retirement planning!

As a Certified Financial Planner, I recommend this book to many of my clients who are seriously planning their retirements. Warner has done a great job putting things in the proper perspective with a book that is an "easy read". While adequate money is important to a satisfactory retirement (and helping clients build a satisfactory net worth is how I make my living), I do find, as has Warner, that there are more important things such as health, friends, and a purpose (i.e., reasons to get up in the morning) when it comes to planning out one's retirement. I frequently ask clients what they plan to do when they retire. When they say "go fishing" or "play golf", I then ask them what they plan to do the second week/month/year. And I keep asking the question until they realize that its a serious one. Warner takes it further with discussion and clear examples. In short, a must read for anyone approaching retirement.



Title : One World, Ready or Not
Author : Wil Greider
Rating : 5 Stars out of 5.
Summary : Excellent clarity for economist and layman alike

How refreshing it is that in a nation with a plethora of spin doctors we find a person who writes succinctly and without hyperebola about our current economic and political reality. While he does not give us any clear direction about what to do about unfettered global capitalism, he does give us access to information generally hidden by the media moguls about what has been happening in a seemingly irrational world. He does give us anecdotes to deregulation; but, I agree that they have little probability of happening.



Title : How to Retire Rich: Time-Tested Strategies to Beat the Market and Retire in Style
Author : James P. O'Shaughnessy
Rating : 5 Stars out of 5.
Summary : I am buying one of these books for each member of my family.

As an avid reader and a novice investor I could not put the book down. The information was clear and very understandable. I immediately went on line and was able to pull up the 50 stocks I will be using for Reasonable Runaways. My goal was to self manage my 401k. This has given me the tools to do so. I'm in it for the long term so will let you know in 25 years how the strategy worked. I feel strongly enough about the concept to share it with all my friends and family. Wouldn't it be fun to grow wealthy together???

I have also read "What Works on Wall Street". If you must chose between the two "How to Retire Rich" is the better book in my opinion. "What Works" does provide reinforcement of the ideas if that is important to you.



Title : Rich Dad's Retire Young, Retire Rich: How to Get Rich Quickly and Stay Rich Forever! (Rich Dad)
Author : Robert T. Kiyosaki
Rating : 1 Stars out of 5.
Summary : Perpetual Motion Machine

The search for easy wealth is akin to the search for the "perpetual motion machine". It doesn't exist and this book also fails to deliver. Much of the advice deals with the USA only and the tax advice does not apply to the UK. Anyway if everyone took up the advice and reduced their payment of taxes governments would collapse; but then they wouldn't - the tax goal posts would be moved. I was unimpressed by the advice which could have been written on three pages, the rest being a repetitious mantra of this imaginary "rich dad" anecdotes.
My advice on the first step to being wealthy is save your money and do not buy this book



1. Communication Workers Union
To avoid Ill-Health Retirement without financial support. ... 1 "Retirement on ill-health grounds with immediate pension" means the cessation ...

2. Ill-health retirement and pensions - Wellness | Bupa UK
Our range of ill-health retirement services help organisations to reduce the impact of ill-health retirement on their pension fund.

3. NHS Employers: NHS Ill Health Retirement Review
NHS Employers and NHS trade unions have agreed a set of new arrangements to help manage sickness absence and ill health retirement in the NHS.

4. Ill Health Retirement - Atos Healthcare
Atos Healthcare is an experienced provider of ill-health retirement solutions. ... about how best to deal with ill health retirement, contact Atos Healthcare. ...

5. Ill-health-related early retirement | Business Link
Early retirement. Ill-health-related early retirement ... Read guidance on ill health retirement and pensions at the Pensions Advisory ...

6. DFES Consults on Ill-Health Retirement | Article
02-NOV-01 - 2 November 2001-UK Government: DFES consults on ill-health retirement (C)1994-2001 M2 COMMUNICATIONS LTD RDATE:02112001 New proposals... | Free With Signup

7. Ill-health - retirement benefits
Ill-health benefits may be paid if. you have to retire before Normal ... To qualify for ill-health retirement. benefits where you are out of. pensionable ...

8. Teachers' Pensions - Forms and Resources - Leaflet: Ill-health ...
Ill-health benefits may be paid if you have to retire before Normal Pension Age ... To qualify for ill-health retirement benefits where you are out of pensionable ...

9. 1637 individuals retired due to ill health in 1999-2000 … 674 teachers ...
Ill health retirement of teachers and NHS staff in. Scotland the process and outcomes ... of return to paid employment after ill health retirement by ...

10. Ill health retirement | Transport for London Pension Fund
Ill-health retirement for contributing members ... Retirement. Ill health retirement. Benefits on death. Contracting out. Payment dates. Deductions ...

11. Corporate Health
... to their retirement and our services include; Health & Safety advice, Stress... permanent health insurance and ill health retirement ...

12. TeacherNet, A to Z of School Leadership - Retirement on grounds of ill ...
In January 2007 new arrangements for ill-health retirement came into force. ... All applications for ill health retirement will be considered on the basis of ...

13. NHS Employers: FAQs: ill health review
These frequently asked questions are about the partnership review of ill health retirement, injury benefit and sickness absence in the NHS.

14. Ill-Health Retirement & Injury Awards | Home Office
This page gives information about ill-health retirement and injury awards for police officers. ... Ill-Health Retirement & Injury Awards. Compulsory Retirement ...

15. Ill-health retirement and sickness absence review - Workplace issues ...
Ill-health retirement and sickness absence in the NHS - new arrangements. 4 Apr 2008 ... If they retire on grounds of ill-health, they are entitled to ...

16. Directorate of Human Resources
Quote of ill-health retirement benefits obtained from the Local Government Pension Scheme ... In the event of ill health retirement accrued leave will be paid ...

17. THE NEW LOOK ILL-HEALTH RETIREMENT PENSION PROVISIONS
... NEW LOOK ILL-HEALTH RETIREMENT PENSION PROVISIONS. DRAFT ... 1. In July 2000, HM Treasury published its review of ill-health retirement in the public sector. ...

18. NHS Pension Scheme in England and Wales / Members / Changes to the Scheme
... Ill Health Retirement ... tier system for ill-health retirement benefit has been ... number of FAQs on this site concerning ill health retirement. ...

19. classic plus and premium ill-health retirement benefits
ill-health retirement and we are satisfied that you. meet the other qualifying conditions, your ... The criteria for lower tier ill-health retirement is ...

20. Unfair dismissal, ill-health retirement
Unfair Dismissal and Ill-Health Retirement ... deal with the cost of ill-health retirement without the benefit of payments from ...

21. GPMU Workplace: Ill-Health Early Retirement
The specific wording of the ill-health retirement Rule is crucial where a member ... Therefore, ill health retirement from a money purchase scheme is usually much ...

22. Ill-health
Obtaining ill - health retirement. Guidance & Advice ... Ill health retirement is not granted lightly, and your application must show ...

23. Your Pension - Ill health retirements
Our Ill-Health Retirement Guidance (PDF) explains the new benefits and the new ... The scheme rules for ill-health retirement changed in April 2008. ...

24. Medmark4teachers :: Ill Health Retirement Assessments
An ill health retirement assessment is a meeting / review to establish if an ... An application for retirement on ill-health pension must be completed on the ...

25. Ill-health Early Retirement
Ill-health. early. retirement. T. he Pensions Advisory Service ... entitled to an ill-health early. retirement pension but you are. not given one. This lea et ...

26. Ill-health retirement benefits and re-employment - Department of ...
... people in receipt of ill health retirement benefits (IHRB), Partial Incapacity ... Fact Sheet: Ill Health Retirement Benefits and re-employment PDF 60.6 KB ...

27. Early retirement - effect on your pension : Directgov - Money, tax and ...
Effect of early retirement on your state and other pensions, steps you ... If you retire early, or stop work due to redundancy, ill-health or other reasons, ...

28. Non-approved 'retirementbenefitsschemes': ill-health and 'retirement'
Remove and Archive ... SE15024 - Non-approved "retirement benefits schemes": ill-health and "retirement" Termination of employment can occur because of ill health. ...

29. Healthy Working Lives Research Group - Ill Health Retirement
... causes and outcomes of ill health retirement (IHR) in teachers and ... Ill Health Retirement. Job Retention and Rehabilitation Pilot (JRRP)/ HealthyReturn ...

30. Pension benefits on ill-health retirement
on ill-health retirement. Other information. Period appointments ... What are the criteria for ill-health. retirement benefits? ...

31. Unfair Dismissal and Retirement on Grounds of Ill Health - Goughs ...
... scheme contains provisions entitling him to an ill health pension on grounds ... give consideration to ill health retirement before dismissing the ...

32. Retirement relief: Ill health retirement: conditions
CG63393 - Retirement relief: Ill health retirement: conditions. TCGA92/SCH6/PARA3 (4) ... must be incapable of exercising it by reason of ill-health, and ...

33. NHS makes sickness absence and ill-health retirement deal with employees
NHS employers and trade unions have agreed a set of new arrangements to help manage sickness absence and ill-health retirement in the health service.

34. FIREFIGHTERS' PENSION SCHEME 1992
Scheme's ill-health retirement provisions. These notes explain how they work. ... Would I receive payment of an ill-health pension as soon as I retire? ...

35. ILL HEALTH RETIREMENT
ENTITLEMENT TO ILL-HEALTH RETIREMENT. Paper submitted by CFOA ... Pensions Committee on the ill-health retirement provisions in ...

36. EARLY RETIREMENT/ VOLUNTARY REDUNDANCY/
... RETIREMENT, REDUNDANCY, ILL HEALTH, LONG SERVICE AND FLEXIBLE RETIREMENT ... to work due to ill-health. Any retirement on the grounds of ... ILL-HEALTH ...

37. Communication Workers Union
To avoid ill health retirement without financial support. ... "Retirement on ill health grounds with immediate pension" means the cessation of ...

38. Unfair Dismissal and Retirement on Grounds of Ill Health - Peter Peter ...
... scheme contains provisions entitling him to an ill health pension on grounds ... give consideration to ill health retirement before dismissing the ...



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