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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!

Title : Get a Life: You Don't Need a Million to Retire Well (Get a Life: You Don't Need a Million to Retire Well)
Author : Ralph E. Warner
Rating : 4 Stars out of 5.
Summary : One of the best all round books on retirement planning!

As a Certified Financial Planner, I recommend this book to many of my clients who are seriously planning their retirements. Warner has done a great job putting things in the proper perspective with a book that is an "easy read". While adequate money is important to a satisfactory retirement (and helping clients build a satisfactory net worth is how I make my living), I do find, as has Warner, that there are more important things such as health, friends, and a purpose (i.e., reasons to get up in the morning) when it comes to planning out one's retirement. I frequently ask clients what they plan to do when they retire. When they say "go fishing" or "play golf", I then ask them what they plan to do the second week/month/year. And I keep asking the question until they realize that its a serious one. Warner takes it further with discussion and clear examples. In short, a must read for anyone approaching retirement.

Title : Get a Life: You Don't Need a Million to Retire Well
Author : Ralph E. Warner
Rating : 4 Stars out of 5.
Summary : A common sense approach to planning for retirement.

This book should be required reading for people in their 30's and 40's. It emphasizes keeping active, having a wide variety of interests, and developing friends of all ages. It's a good antidote to all those financial planners who try to make you feel guilty about not having "X" millions of dollars invested so they can make commissions off your money. A good gift for middle age yuppies.

Title : Life Begins at 50: A Handbook for Creative Retirement Planning
Author : Leonard J. Hansen
Rating : 5 Stars out of 5.
Summary : A valuable, user-friendly tool for constructing one's life.

As my own writing sometimes includes advice columns, an editor recommended I read "Life Begins at Fifty" as a primer on how to make a wide range of sometimes complex topics easily accessible for the lay reader. It proved an excellent direction. Mr. Hansen has obviously covered the waterfront for a long time, and the breadth of his knowledge and the manner in which he integrates and conveys his subjects provides a stark contrast to most of the platitudes and off the shelf advice readers are subjected to. My spry 82 year old mother found the book a fascination and said that if she'd had access to it decades ago it would have significantly influenced and changed a number of her decisions. I know the book will prove an interesting tool for me, as it prods me toward topics I know I should be thinking about but keep putting off. One of the most evident virtues of the book is that Mr. Hansen never seems to be fighting a rearguard action as Father Time starts piling on, but instead clearly views the last half of life as when things really get interesting, a viewpoint readers of his book are likely to embrace.

Title : Moving Mom and Dad!: Why, Where, How, and When to Help Your Parents Relocate (Revised)
Author : Sarah Morse
Rating : 4 Stars out of 5.
Summary : Pragmatic approach also includes the emotional sub-text

This book is certainly a practical how-to manual on a subject, that would be all to easy to not consider. However, when the inevitable reality intrudes,this book allows you to begin to address an uncomfortable subject; in a very non-threatening, calm, and clear fasahion.While it is probably worth its purchase alone for its organizational approach and practical check lists. Its humor, warmth and a sense of the authors passion for thier subject matter made it for me, priceless.As an individual, who recalls only yesterday it seems, requesting the family car with some trepidation; hoping to cage a free tank of gas and not be given a curfew .The prospect of again asking for the keys, for an entirely diffrent reason was very disheartning. At least now I have some sense on how to approach these subjects with everyones dignity intact, and the continued respect of my parents. Additionaly, this book will have you consideringhow you will avoid all of these complications with your own family, when you become the subjects in the books title.

Title : The Old Fool's Retirement Guide
Author : Rob Davies
Rating : 5 Stars out of 5.
Summary : Invaluable advice for not much money.

Unfortunately, the majority of people in the UK are rather ignorant of matters financial. As a Nation we are more than happy to delegate the management of our finances to so called "experts":- Financial advisers, pension consultants, Banks, Stock Brokers etc. etc. The big problem with this approach is the inescapable fact that all these middlemen take a big slice out of the individuals hard earned money in fees thereby reducing substancially the overall returns that are possible.

The antidote to this is to adopt the "Pick your own Strawberries" approach to your finances. In the same way that you can get lots of lovely strawberries for less money by picking them direct from the field yourself, (cutting out the middlemen!) you can, with a little time and effort adopt the same principles with your finances.

The Motley Fool series of books are the best I have yet come across to help the would be "Financial do it yourself'er". The OLD FOOLS RETIREMENT GUIDE is the latest in the series and is packed with invaluable information as to how to plan for your financial future. It is written in a concise easily digestible format and conveys it's very relevant points with humour and honesty. Pensions and investments need not be complicated as the City types would have you believe. This book blows a hole in the pomposity that surrounds finance and pensions. A great little read.

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