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Online early retirement incentive resources and information

It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : Mrs. Ted Bliss
Author : Stanley Elkin
Rating : 5 Stars out of 5.
Summary : A Miami widow's quirky odyssey of the heart.

Mrs. Ted Bliss is a widowed woman in a polyester pant suit living her last years in a Miami Beach condominium. When a local drug kingpin buys her dead husband's car, it triggers a remarkable chain of events that brings Mrs. Bliss face-to-face with the premises of her life as a dutiful wife. The authenticity that Elkin brings to Mrs. Bliss' inner dialogue and his characters' speech was so humorous and touching that I frequently had to collar somebody so I could read them the passages out loud. If you like to find the extraordinary in "ordinary" lives, if you have an ear for language, please give yourself and treat and pick up this book.



Title : General Washington's Christmas Farewell: A Mount Vernon Homecoming, 1783
Author : Stanley Weintraub
Rating : 4 Stars out of 5.
Summary : Goin' South......

Don't be put-off by the cheesy title of this book. Yes...it's obviously a marketing ploy meant to tie in to the holiday season. In any case, Mr. Weintraub has crafted an interesting book. We follow Washington from West Point to Mount Vernon, as he tries to get home for Christmas. Most notably, he stops in New York City, Philadelphia, and Annapolis. In NYC he says farewell to his officers. He also puzzles his subordinates by going to visit a bookseller who is a known Tory sympathizer. (Unknown to Washington's underlings, the man was part of the commander-in-chief's network of spies who kept the general informed of the goings-on during the 1776-1783 British occupation of Manhattan.) In Philadelphia, amongst other things, Washington orders some new spectacles from the noted scientist David Rittenhouse. In Annapolis, Washington returns his commission to Congress, thus making formal his resignation from public service and return to private life. The book is only about 175 pages and can easily be read in a day or two. However, Mr. Weintraub manges to provide a lot of information. Some of it is interesting on a "serious" level - for example, we see Washington at the start of the journey insisting that his departure from public life will be permanent. He made several speeches on the way home, and he constantly stressed that Congress needed strong legislative powers so that it could hold the bickering colonies together. By the time he reached Annapolis, Washington had come to the conclusion that it was going to be an extremely difficult process to turn a loose confederation, which no longer had the "glue" of battling a common enemy, into a true nation. Washington was not being an egomaniac, just realistic, when he came to understand that he was the only person who could be a unifying force. Therefore, when he gave the speech in Annapolis in which he resigned his commission as commander-in-chief he changed the language so as to leave the door open for a later return to public service, if such a thing proved to be necessary...which it did. Washington was remarkably unambitious for someone who was held in such awe. He was, indeed, the man who could have been king. (In his own day, everyone wanted to touch him, as though he were holy. Many years later, people had relics - as though he were a saint. Lincoln had a splinter of Washington's coffin contained in a gold ring he wore. President McKinley had several strands of the great helmsman's hair.) Americans owe Washington an eternal debt that he turned his back on dictatorship. On the lighter side of this book, we see Washington the man - sans wig, so to speak. We see him losing his temper, his pride in his dancing ability, his love of fine wine, etc. We also get to hear about his expense account, where it seems as though he put down every possible item, down to the last pound, shilling, and pence. (He even included tips he had given out to people who had waited on him.) I especially enjoyed the little personal touches that Mr. Weintraub saw fit to include - such as letting us know that the 6'4" Washington slept in a 6'6" bed. The author also tells us about the time that Washington fired a Mount Vernon gardener for getting drunk. Then, when the man expressed remorse and wanted his job back, Washington agreed...but he made the man sign a contract specifying that he could only be in his cups at certain times of the year. For example, he was allowed 4 days of drunkenness at Christmas! The book, on rare occasions, becomes tedious when Mr. Weintraub gives us excerpts from speeches delivered by sundry parties during the various "farewell" dinners. But, for the great majority of the time, this book will hold your interest with its nice balance between the public and the private Washington.



Title : The 401(k) Millionaire: How I Started with Nothing and Made a Million and You Can, Too
Author : Knute Iwaszko
Rating : 4 Stars out of 5.
Summary : A great inspiration to get started now with your 401(k).

Like a good diet or fitness book, The 401(k) Millionaire is a terrific inspiration to get started now, not just saving for retirement but working your money smart. Iwaszko makes it really hard to resist finally getting serious about your 401(k)--I guess because he's got a million good reasons why you should! In fact, excuse me, I need to go max out right now. The 401(k) "makeovers" in the book may be the best part about it. Totally worthwhile read.



Title : The New Golden Door To Retirement And Living In Costa Rica: A Guide to Inexpensive Living, Making Money and Finding Love in a Peaceful Tropical Paradise (New Golden Door to Retirement and Living in Costa Rica)
Author : Christopher Howard
Rating : 1 Stars out of 5.
Summary : Great book--if you lack common sense

This book is great if are planning on traveling to Costa Rica as a tourist for a short amount of time; however, it really does not emcompass the complexity of moving or investing in a foreign country. Don't be fooled--this book lacks substinative information on starting a business in Costa Rica, other than the overarching message that "Not everything in the States will work in Costa Rica." Oh, really? My other favorite section was "How to Find a Nice Girl." After "interviewing hundreds of quality Costa Rican women" the author managed to whittle through the unrespectable, poor, uneducated women who were only after him for his money and find a nice girl. I guess the real shame is that he wasn't able to complete this process through a mail-order catalog.



Title : Rich Dad's Retire Young, Retire Rich: How to Get Rich and Stay Rich Forever! (Rich Dad's Advisors Series)
Author : Robert T. Kiyosaki
Rating : 5 Stars out of 5.
Summary : The best "Rich Dad" yet!

I would recommend every book in Robert Kiyosaki's "Rich Dad" series to anyone, but this book is the best yet! Kiyosaki's writing style has settled down, and he has organised his thoughts into a clear, logical book, that, at long last, carries clear guidance on many of the topics that he has addressed in previous books.
"More of the same"? well, yes, there is some repetition there, but since no author can expect every reader to read all his books in sequence there will always be a need to re-state the main principles. In any case, I don't see repetition of this kind as being anything but beneficial, as ultimately it helps to reinforce the message in my own mind.
This book talks a great deal about leverage; all kinds of leverage; ways to improve your ability to create personal wealth. This book will help you to realise that your dreams ARE achievable and help you to organise your mind to achieve those dreams.



1. EARLY RETIREMENT INCENTIVE PROGRAM
... receiving an Early Retirement Incentive Program benefit shall ... Incentives shall not be considered salary for purposes of the public employee retirement ...

2. Eliminating Incentive of Early Retirement at Center of... | Article
06-MAY-06 - The Crestwood School District has appealed a Pennsylvania Labor Relations Board decision that said the district committed an unfair... | Free With Signup

3. New Jersey Division of Pensions and Benefits
EARLY RETIREMENT INCENTIVE (ERI) 2008. FOR STATE EMPLOYEES ... RETIREMENT INCENTIVES. Category. Eligibility Criteria. Incentive. 1 ...

4. Early Retirement Incentives - Executive Summary
The study examines statewide early retirement incentives that have been used since 1980. ... broad early retirement incentives such as the 1993 incentive program are ...

5. IMRF Early Retirement Incentive
The IMRF Early Retirement Incentive (ERI) is a permanent part of ... retirement incentives to employees who have accumulated many years of service credit; and ...

6. We found that the roles, responsibility and directions for overall ...
review the effectiveness of the 2003 early retirement incentive program. ... To fund the retirement incentives, the city committed to make additional ...

7. Cape Breton Regional Municipality - Human Resources Policies - Early ...
Early Retirement Incentive Program. Category: Workplace Benefits Number: 6-30 ... Regional Municipality is offering an early retirement incentive program (ERIP) ...

8. University of Missouri System Voluntary Early Retirement Incentive ...
receiving dual incentives from a buyout and a similar early-retirement incentive program. ... early retirement incentives and campuses could use these ...

9. Early retirement incentive programs : an appraisal. [WorldCat.org]
... United States States. Teachers United States Retirement... Hi -- I thought you might be interested in Early retirement incentive programs : an appraisal. ...

10. Texas Performance Review EI 6
EI 6: Adopt an Early Retirement Incentive for State Employees ... Early retirement incentives vary in form, but some of the most common ones ...

11. APPLICATION FOR EARLY RETIREMENT INCENTIVE
APPLICATION FOR EARLY RETIREMENT INCENTIVE. Return no later than ... Incentives shall not be considered salary for purposes of the public employee retirement ...

12. New Jersey Division of Pensions and Benefits
EARLY RETIREMENT INCENTIVE (ERI) FOR LOCAL EMPLOYEES ... on the eligibility requirements and incentives offered for each group. ...

13. Article: "Retirement Incentive Plan Violates Adea."
11/2005 "Retirement Incentive Plan Violates Adea." Credit Card Req'd - Free Trial. Academic Journal Articles, Magazine Articles, Newspaper Archives and more at...

14. 3359-21-01 Early retirement incentive plan.
university of Akron early retirement incentive plan, hereinafter referred to as " ... and one half shall be returned to the president for use as incentives for ...

15. Analysis of Early Retirement Incentive Program (ERIP)
Analysis of Early Retirement Incentive Program for the Greenfield Retirement System ... additional liability associated with the incentive program. ...

16. EARLY RETIREMENT INCENTIVE PROGRAM FOR SECRETARIAL EMPLOYEES
... may be eligible for the district's early retirement incentive program. ... 8. Benefits of this early retirement incentive program provided by the district ...

17. Analysis of Early Retirement Incentive Program (ERIP)
Analysis of Early Retirement Incentive Program for the Plymouth County Retirement System ... counties, authorities, and districts to offer an Early Retirement ...

18. VCU FACULTY EARLY RETIREMENT INCENTIVE PROGRAM (FERIP)
The purpose of the Faculty Early Retirement Incentive Program (FERIP), as ... with a management tool to provide incentives for the release of tenured faculty ...

19. IMRF Early Retirement Incentive
Employer's IMRF Early Retirement Incentive," (sample on page 5), or you can call ... in the IMRF early retirement incentive program. ACKNOWLEDGEMENTS ...

20. EARLY RETIREMENT INCENTIVE PROGRAM - 4093 ADMINISTRATIVE PERSONNEL
An early retirement incentive program is to serve the needs of the district as ... to retire under the early retirement incentive program made available to ...

21. PERSONNEL, NEBRASKA STATE COLLEGES POLICY: 5401 Early Retirement ...
Early Retirement Incentive Program; State College Employees. Page 1 of 2. BOARD POLICY. A voluntary early ... an Early Retirement Incentive Agreement. ...

22. Early Retirement Incentive
Orange County Employees Retirement System, OCERS, Orange County, hours, retirement, seminar, calculator, career ... Early ... Early Retirement Incentives. ...

23. ERIP: Early Retirement Incentive Plans
... 191) on the state's Early Retirement Incentive program was revised in March 2008 and April 2008. ... Early Retirement Incentive Plans. What is it? ...

24. www.window.state.tx.us/tpr/tprgg/ei02ei9.txt
Early retirement incentives vary in form, but the most common incentives for ... Implications The early retirement incentive would decrease the actuarial ...

25. Management Audit of the University of Hawaii Incentive Early Retirement ...
We found that the incentive early retirement program is a unique ... Incentive Program in 1995, resulting in dual retirement incentives for some employees. ...

26. 3359-21-01 Early retirement incentive plan.
the university of Akron early retirement incentive plan, hereinafter ... the president for use as incentives for diversification of faculty and ...

27. CONTRACT FOR EARLY RETIREMENT
early retirement incentive program for certain eligible tenured faculty ... consideration of the early retirement incentive supplemental compensation to be paid to ...

28. Iowa Department of Education - Powered By Kayako SupportSuite
... currently offers an early retirement incentive program to employees, must ... district levy in the Management Fund to pay the early retirement incentives? ...

29. State Teachers' Retirement System Early Retirement Incentive Program
that the STRS Early Retirement Incentive Program resulted in a ... Early Retirement Incentive Program. In addition, Education Code Section 22714(a) states: ...

30. Botetourt County Public Schools - 3.32 Early Retirement Incentive Plan
the former SBP 3.32 Early Retirement Incentive Plan adopted April 9, 1987 ... 2. Retirees in the former Early Retirement Incentive Plan will be allowed to ...

31. ERI | UHRS | IU
The election of this early retirement incentive is strictly a voluntary option for employees. ... The IU PERF Early Retirement Incentive does not have any ...

32. FAQ | ERI | UHRS | IU
I want to retire under this early retirement incentive. ... What is the procedure for electing this early retirement incentive? ...

33. EARLY RETIREMENT INCENTIVE 2 YEAR SERVICE CREDIT
... is the early retirement incentive 2-year service credit? A. The early retirement incentive provides employees ... Early Retirement Incentive - FAQs. Page 3 ...

34. State Teachers' Retirement System Early Retirement Incentive Program
STRS Early Retirement Incentive Program resulted in a net cost of ... Early Retirement Incentive Program. In addition, Education Code Section 22714(a) states: ...

35. 4217.2 Personnel Certificated Early Retirement Incentive Program (ERIP)
Application for participation in the Early Retirement Incentive ... Early Retirement Incentive Program, the person shall submit ...

36. STLtoday - Early retirement incentives require careful analysis
Early retirement incentives require careful analysis. Jerri Stroud [More columns] ... insurance can be a powerful incentive, Schroeder said, but employees have to ...

37. CONTRACT FOR EARLY RETIREMENT
Under Regents' Early Retirement Incentive Program for Tenured Faculty ... In consideration of the early retirement incentive benefit to be provided to ...



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