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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : Bankroll Your Future: How to Get Most from Uncle Sam for Your Retirement Years - Social Security, Medicare and Much More
Author : Ellen Hoffman
Rating : 5 Stars out of 5.
Summary : If you are planning retirement, buy this book.

I am at that age where there's alot fewer years ahead than there are behind. To wit, I am at a time when I must be plotting my financial survival beyond my professional career. Ellen Hoffman's BANKROLL YOUR FUTURE is a terrific compass with which to navigate these choppy and often confusing waters! For those of us fuzzy about the ramifications of government programs like social security and medicare, Hoffman clarifies and updates us in language that is clear and accessible. Likewise, she explores and illucidates issues relating to pensions, tax deferred retirement savings, invests and more. For those of us coming to grips with our financial survival in our retirement, Hoffman's book is a gift. She writes about subjects which would otherwise give me a migraine in a accessible fashion.Fortified with Hoffman's book, I am much further down the road towards planning and understanding my financial future.



Title : How to Have a Great Retirement on a Limited Budget
Author : Diane Warner
Rating : 4 Stars out of 5.
Summary : lots of good info but some of it is a little bizarre

menus in food chapter would have you drinking six different kinds of fruit juice in a week. I open one or two containers at a time. The man who saves money on taxes by flying to Oregon and driving home a new car every couple of years is breaking the law. I think hiring a teenager to climb up and prune trees might leave you open to a lawsuit if he fell out of the tree onto the pruning shears.



Title : It's Never to Late Too Get Rich: The Nine Secrets to Building a Nest Egg at Any Age
Author : Jim Jorgensen
Rating : 5 Stars out of 5.
Summary : Full of great information with a little humor!

This personal finance book, just published by US personal finance guru, Jim Jorgensen, is most useful. Although many references deal with US tax and retirement issues, I really enjoyed the sound financial principals he expounds. His investing principles, are universal. I would recommend it to any Brit. Americans living in UK, this is a must-buy.



Title : The 401(k) Millionaire: How I Started with Nothing and Made a Million and You Can, Too
Author : Knute Iwaszko
Rating : 5 Stars out of 5.
Summary : Just Great!

I write as a retired individual who started investing toward the end of my career. When I was young I was advised to save $20 a month, but to someone who was earning $27.50 a week it was not in the cards. Much later when my company came out with a plan to match up to 10% of my contribution I started saving. Unfortunately travel enticed me more and I routinely dipped into these funds. With all of this, I was still, in retrospect and un-knowingly, following his plan. It does work. Too bad for me, that I did not have sufficient discipline and was not satisfied with reading about "Far-away Places". All in all, everything worked out for the best. Give it a chance and you will be very pleased with the results. Way to go Knute!



Title : The Golden Door to Retirement and Living in Costa Rica: A Guide to Inexpensive Living in a Peaceful Tropical Paradise
Author : Cristobal Howard
Rating : 3 Stars out of 5.
Summary : Great Book!

Hi, I am working at ILISA Language Institute in Costa Rica, San Jose and I just want to say that this book helps our student a lot by giving them helpful tips or by arrange their own travel in Costa Rica. Thanks!



1. GM, Delphi, UAW Agree On Early Retirement, Buyouts Plan | Article
23-MAR-06 - DEE-ANN DURBIN FinancialWire-23 March 2006-GM, Delphi, UAW Agree On Early Retirement, Buyouts Plan 2006 Investrend Communications, Inc... | Free With Signup

2. More Than 100 Post Journalists Take Buyout - washingtonpost.com
More than 100 Washington Post reporters, editors, photographers, artists and other journalists will take early retirement packages offered by the company as a way to ...

3. Postal-New Buyout and Early Retirement Rules
For many postal employees the big issue is early retirement, or buyouts. Or both. ... The chance to retire early, with a buyout. Bring it on, they say. ...

4. Retire Early - AOL Money & Finance
Retire early: how to leverage your company buyout package to sail into an early retirement. ... Much Severence? Perhaps you weren't planning to retire early. ...

5. Early Retirement with a Buyout: Accepting a Retirement Benefit Package ...
Your employer offers you an early retirement package. What should you do? ... Permission to republish Early Retirement with a Buyout in print or online must ...

6. Delphi offering buyouts, early retirement - Autos
DETROIT - Delphi Corp. will offer workers buyouts of up to $140,000 and other ... Retirement benefits for workers age 50 and above with at least 10 years of service. ...

7. Roanoke Times announces voluntary employee buyouts - Roanoke.com
... Friday morning, Publisher Debbie Meade said some will be offered voluntary buyouts ... Early retirement incentives and other reductions have occurred lately at ...

8. Security Mutual Life - Retirement: What To Do If You're Offered An ...
Retirement Planning. What To Do If You're Offered An Early Retirement Buyout ... firings is to offer a buyout package that strongly encourages early retirement. ...

9. What percent buyout offer? - Early Retirement Forums
What percent buyout offer? FIRE and Money ... Early Retirement Forums > General > FIRE and Money. What percent buyout offer? User Name ...

10. ConsumerReports.org - Should you grab that buyout offer?
... following report includes expert consumer advice and recommendations on buyout offers. Also included are tips on early ... months, early-retirement packages ...

11. Should You Take a Buyout?
Early retirement buyouts can be an interesting option for those who are sure ... So, how do you know whether or not to take a an early retirement buyout offer? ...

12. www.kansascity.com | 10/16/2008 | Ford offers buyouts at Claycomo plant ...
... Co. has expanded its ongoing buyout and early-retirement program to include the Claycomo plant. ... The latest early-retirement and buyout program was ...

13. When to Accept a Buyout - Kiplinger.com
While some companies are freezing their pension plans, others, like General Motors, are using early-retirement incentives as a way to trim their workforce and cut ...

14. NorthJersey.com: Ford: 4,200 workers taking buyout & early retirement deals
... 4,200 workers taking buyout & early retirement deals. Thursday, April 24, ... Ford offered 10 buyout or early retirement packages to blue-collar workers, and ...

15. US: AAM offers buyouts, early retirement, in Buffalo: Automotive News ...
American Axle & Manufacturing Holdings is to offer buyout and early retirement to about 650 workers at a plant in Buffalo, New York state.

16. cbs5.com - 35,000 GM Workers Taking Buyouts, Early Retirement
About 35,000 hourly workers at General Motors Corp. have taken buyout or early retirement offers, surpassing the company's expectations as it tries to cut costs by ...

17. For Your Consideration: Early Retirement Buyout
Early retirement buyouts are becoming an increasingly popular means of ... Personal Finance Articles " For Your Consideration: Early Retirement Buyout ...

18. GM, Delphi Offer Buyouts, Early Retirement - CBS News
GM, Delphi Offer Buyouts, Early Retirement. DETROIT, Mar. 22, 2006 (AP) ... will be eligible for early-retirement incentives or buyouts of between $35, ...

19. Chrysler to offer more workers buyouts, early retirement - USATODAY.com
Chrysler said Friday it will make another round of early retirement and buyout offers to factory workers in the Detroit area to reduce the number who are on ...

20. GM, Delphi offer buyouts, early retirement - Boston.com
In one of the largest buyout programs ever, more than 125,000 hourly workers of ... will be eligible for early-retirement incentives or buyouts of between $35, ...

21. GRB Seminars & Courses
... (and the buy out), including the advantages and disadvantages of early retirement. ... early out or discontinued service retirement with or without a buy out. ...

22. Washington Post Staffers Take Early Retirement - washingtonpost.com
... editors, photographers and newsroom administrators have taken early retirement offers from The Washington Post Co., as ... in the industry as a "buyout," was ...

23. 4,312 Chrysler workers take buyout, early retirement - USATODAY.com
USATODAY.com Latest News ... Early retirement and buyout packages were offered to eligible employees at ... The early retirement package, for eligible UAW ...

24. cbs4.com - 35,000 GM Workers Taking Buyouts, Early Retirement
About 35,000 hourly workers at General Motors Corp. have taken buyout or early retirement offers, surpassing the company's expectations as it tries to cut costs by ...

25. Ford expands buyout, early retirement offers - Latest from the Ann ...
Ford expands buyout, early retirement offers. Footprints in the snow lead to suspected burglars ... it will offer buyout and early retirement packages to all ...

26. 47,600 GM and Delphi workers accept buyouts and early retirement
General Motors announced Monday that 47,600 GM and Delphi workers have accepted buyouts and early retirement in the largest corporate downsizing in the history of ...

27. HomePage
The Emotional Side gives emotional support to those who have recently taken a buyout/early retirement and information about the emotions involved in the transition ...

28. cbs11tv.com - General Motors Offering Buyouts, Early Retirement
More than 125,000 hourly workers of General Motors Corp. and auto supplier Delphi Corp. are being offered buyouts or early retirement to help cut hefty labor costs, ...

29. Retire Early - MSN Money
Retire early knowing you've got it made. How to retire on a wounded portfolio. When to accept a job buyout. Insurance is a must if you retire early ...

30. wcbstv.com - 35,000 GM Workers Taking Buyouts, Early Retirement
About 35,000 hourly workers at General Motors Corp. have taken buyout or early retirement offers, surpassing the company's expectations as it tries to cut costs by ...

31. Ford expands buyout, early retirement offers to cut labor costs
Ford expands buyout, early retirement offers to cut labor costs. By The ... Co. said Thursday it will offer buyout and early retirement packages to 54,000 ...

32. Ford To Offer Employees Buyouts, Early Retirement Packages
... announced it will offer buyout and early retirement packages to its hourly ... The automaker will offer buyout or early retirement packages to all of its 54, ...

33. kdka.com - 35,000 GM Workers Taking Buyouts, Early Retirement
About 35,000 hourly workers at General Motors Corp. have taken buyout or early retirement offers, surpassing the company's expectations as it tries to cut costs by ...

34. When Buyouts Go Bust
The first step taken by many companies facing mass layoffs is to offer buyout or early-retirement packagesusually to older, longtime workers, who tend to earn ...

35. GM, Delphi Offer Buyouts, Early Retirement
GM, Delphi Offer Buyouts, Early Retirement. Mar 22 09:26 PM US/Eastern. By DEE-ANN DURBIN ... eligible for early-retirement incentives or buyouts of between ...

36. Chrysler offers buyout, early retirement plans to workers : US Business
DaimlerChrysler AG's U.S. automobile division Chrysler Group said Tuesday it has come to an agreement with its major union on a buyout and early retirement plan for ...

37. Early retirement? Why it pays to stay - Sep. 8, 2008
Companies are dangling buyouts before older workers, but the packages are rarely enough to ... Most retirement buyouts have two parts: severance, usually ...



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