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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : The New Golden Door to Retirement and Living in Costa Rica: A Guide to Inexpensive Living, Making Money and Finding Love in a Peaceful Tropical Paradise
Author : Christopher Howard
Rating : 4 Stars out of 5.
Summary : The content was great; I dropped a star for the editing.

I breezed through the book in an afternoon/evening and found it to be extremely informative and accurate based on my limited ten day stay in Costa Rica. The author presents both sides for those considering relocating to CR. It is a wonderful place to visit which motivated me to inquire what it might be like to live there.



Title : You've Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire
Author : Suze Orman
Rating : 5 Stars out of 5.
Summary : Very specific, useful info for BIG retirement decisions.

Orman provides very specific information and advice that you will not find unless you shell out big bucks to a financial advisor. For example, Orman tells you how to take money from your IRA before age 59 1/2 with NO PENALTY (substantially equal periodic payments), but adds VERY IMPORTANT advice on how to structure the portfolio to protect the nest egg. Another example of very specific, useful info includes the chapter on long-term care which gives instuctions on how to determine if you need LTC insurance, how much to buy, when to buy, what kind of company to buy from, etc.

The entire book is filled with this kind of specific info - a "must read" for the "do-it-your-self" personal financial manager.



Title : Retire Rich: The Baby Boomer's Guide to a Secure Future
Author : Bambi Holzer
Rating : 5 Stars out of 5.
Summary : This book rates 10 stars!

I have always been intimidated by the language, numbers, and ins-and-outs of investing and retirement planning. The literature I have read in the past was always too technical and assumed I knew things I didn't. Well, for me, Retire Rich... could have been titled: Everything You Always Wanted to Know about Successfully Planning for Retirement But Were Afraid to Ask. This book provided me with in-depth, intelligent information that I have wanted and needed to help me make plans for my future in a very clear, non-threatening, easy-to-read style. I have gained so much knowledge and confidence from it! I plan to give copies of this book to my 30/40/50Something friends and family! Many thanks and cheers to the authors of this timely and informative book!



Title : Your Retirement Masterplan: How to Ensure You Have a Fufilling and Enjoyable Third Age
Author : Jim Green
Rating : 5 Stars out of 5.
Summary : Such a Detailed Guide!

I finished reading this book at 4am this morning and felt I had to write and say thank you for such a detailed guide to retirement. I shall read the book again and recommend it to my friends.



Title : Sell Up and Sail: Taking the Ulysses Option (Sailmate S.)
Author : Bill Cooper
Rating : 4 Stars out of 5.
Summary : Very good - in parts.

My wife and I are the ideal audience for a book such as this - we are planning to do just what the title says: Sell up and sail.
We both found the writing to be witty and entertaining and certainly learned a good deal from the book. We both felt that the chapters written by Bill were excellent: the work of an experienced, knowledgeable and sensible man.

Unfortunately, we also agreed that the chapters written by Laurel were, at best, space fillers. We also had some trouble taking a lot of her 'advice' seriously. Certainly, to suggest that SEVEN saucepans are a minimum requirement onboard a sailing yacht seems nonsense: we have enjoyed many years of married life (with 3 children) and cannot ever remember needing (or even owning) seven saucepans.

Having said that, we believe that the book is worth the price: for Bill's input alone, and would recommend it to the discerning reader who is able to differentiate between the logic written by Bill and the more unrealistic 'advice' often offered by Laurel.



Title : You've Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire: 6-copy Counter Display Pack
Author : Suze Orman
Rating : 5 Stars out of 5.
Summary : Very specific, useful info for BIG retirement decisions.

Orman provides very specific information and advice that you will not find unless you shell out big bucks to a financial advisor. For example, Orman tells you how to take money from your IRA before age 59 1/2 with NO PENALTY (substantially equal periodic payments), but adds VERY IMPORTANT advice on how to structure the portfolio to protect the nest egg. Another example of very specific, useful info includes the chapter on long-term care which gives instuctions on how to determine if you need LTC insurance, how much to buy, when to buy, what kind of company to buy from, etc.

The entire book is filled with this kind of specific info - a "must read" for the "do-it-your-self" personal financial manager.



1. The Pension Service - State Pension - State Pension age calculator
The State Pension age is currently 65 for men and 60 for women. ... The State Pension age for both men and women is to increase from 65 to 68 ...

2. The Pension Service - State Pension - Basic State Pension
Information on State Pension, formerly known as retirement pension, from The Pension Service, part of ... the State Pension age will not affect women born on ...

3. The State Pension - FS19 | Age Concern England
State Pension for married women; dependent wives and husbands; divorced and ... Pension benefit advice - retirement and pension benefits and advice ...

4. Retirement, dismissal and redundancy | Age Concern England
... women and 65 for men, but employees do not actually have to retire at this age. ... It also does not affect state pension age. ...

5. State Pension : Directgov - Over 50s
... a woman and are retired or approaching retirement, you could increase your State ... Changes to the State Pension age (money, tax and benefits section) ...

6. What effect will changes to the State Retirement Age have on me?
The state retirement age for men and women will be ... women will be able to draw their state pension from this page: State Retirement Age (word file) ...

7. State Pension Age Calculator
State Pension Age Calculator - Pension advice from Worldwide ... a woman born on or before 5 April 1950, you can get your State Pension from the age of 60. ...

8. British Pension - Frequently Asked Questions
... is the UK State Retirement Age (SRA)? The UK State Pension age is 65 for ... The State Pension age for women is changing and will gradually increase from 60 ...

9. Entitlement to a State Pension - Help the Aged
... State Pension and am I entitled to a State Retirement Pension? ... have reached state retirement age currently 60 if you are a woman and 65 if you are a man. ...

10. Understanding the basic State Pension : Directgov - Money, tax and benefits
Pensions and retirement. State Pension. Motoring. Travel and transport ... The State Pension age for women born on or after 6 April 1950 but before 6 April ...

11. Welfare Rights on the Net
Women's state pension age will start to change gradually from 2010. ... a claim form for Retirement Pension 4 months before you reach state pension age. ...

12. Free pension information - State Pensions - Graduated Retirement ...
Additional age allowance. 3. Minimum income guarantee. 4. Pension credit. 5. Other benefits ... units you can have collected is 72 for a woman and 86 for a man. ...

13. Age is just a number when it comes to new retirement rules - Scotsman ...
For the state pension it was 65 for a man and 60 for a woman. ... Women born between April 1950 and 1955 will find that their state pension age is ...

14. Cliff edge of retirement : Shropshire Star:
... cliff edge when the state pension age for women changes in two years time. ... "The women's state pension age is moving but you don't have to retire at this date. ...

15. Pension Age - Pension Age
Pension Age. 76 and still working. Retirement fight. International Old ... To find out your State Pension age, click on the calculator and enter your date ...

16. Pension Calculator
... ought to do to provide an income in retirement, investing regularly in a pension is one of your options. If you are ... age women can claim the State Pension ...

17. Pension crisis - 30% cut in retirement income
... the age at which people will be eligible to claim the state pension is expected ... The pension age for women will go up to 65 in 2020 so the number of qualifying ...

18. Retirement UK | state pensions | retirement benefits
... legislation to equalise the state retirement age at 65 for both men and women. ... a statement of retirement benefit, up to 4 months prior to state pension age. ...

19. financial a-z - state retirement age / SRA
state pension age. currently this is age 60 for women and 65 for men. ... women become eligible to their basic state pension and additional state pension at age 65. ...

20. UK Pensions Advice
Retirement Age and Claiming your Pension ... you're a woman (progressively rising from 2010 to 65 by 2020) ... Effect of Early Retirement on your State Pension ...

21. State Retirement Pension - Social Security Agency
From 2010 there are changes to the state pension age for women. ... woman is widowed after the age of 60 she can receive State Retirement Pension ...

22. Retiring Before Age Sixty
... everyday to feel like a Saturday. Many people approaching retirement age who want these things are retiring before age 60. ... before the state pension age. ...

23. Retirement UK | employer pensions | operating pension schemes
... income from the age of 50 for men and women with the latest date to take a ... Act 1995 the state retirement age for the state basic pension will be equalised ...

24. A & I Financial Services - Our Services
The State Retirement Pension or 'old age pension' has for a long time been ... Women's state pension age will start to change gradually from 2010. ...

25. State pension age in the UK | eSangathan Web Site
At present the age at which men and women can claim their State Pension is different. ... Filed under: Retirement. One Response to "State pension age in the UK" ...

26. The Pensions Advisory Service - State Pension Age Calculator
Specialist Pension Arrangements: Funded Unapproved Retirement Benefit Schemes ... Women & Pensions: Introduction. Women & Pensions: Basic State Pension ...

27. Pension crisis set to force up retirement age - Scotsman.com Business
Pension crisis set to force up retirement age - MILLIONS of Britons will be forced to carry on working for at least two ... raise the state pension age to 70. ...

28. Retirement Planning, Pension FAQs, Prudential UK
What is my state pension retirement age? The state retirement age is 65 for ... intends to increase the state pension age for both men and women to 68 by 2046. ...

29. Fry Group - State Pension
... effective means of saving for later years, but cannot, on its own, provide an adequate retirement fund. ... The state pension age for men and women will ...

30. Boosting A Woman's State Pension - 08/02/2007
Women reaching state retirement age currently get a raw deal when it comes to the basic state pension. Deferring it may be an option worth considering.

31. BBC NEWS | Business | State pension age 'to rise to 68'
A gradual rise in the state pension age to 68 is part of a major proposed ... How the new pension plans will affect your retirement. Your pension by age group ...

32. Basic state pension - Wikipedia, the free encyclopedia
State Pension age is presently 60 years for a woman and 65 years for a man. ... Graduated Retirement Benefit. Pensions Credit. State Earnings-Related Pension Scheme ...

33. Irish State Retirement Pensions, Pension, Contributory, Non ...
... Resource- Finfacts Mortgages Life Pensions Investment Centre - Irish State Retirement Pensions, Pension, Contributory, ... Old Age Contributory Pension to ...

34. Union of Shop, Distributive and Allied Workers: Pensions subsite pages ...
... their normal retirement age independently of the State Pension age. For example a woman can have a State Pension age of 60 and a scheme retirement age of 65. ...

35. State pension, state pensions, state retirement pension, UK state pension
... who have reached state pension age, currently 65 for a man and 60 for a woman. However a woman's state pension age will gradually increase to 65 between 2010 ...

36. DHSS Social Security Retirement Pension - Isle of Man DHSS Website
From 2010 onwards the State pension age for women will be increased gradually ... women born on or after 6th April 1955 will have a State pension age of 65 ...

37. About You - You and your family - Retirement - The State Pension ...
For women you need between 39 qualifying years (if your state retirement age is ... age 60 but women born after 6 April 1955 will not get a state pension until age ...

38. Suggested rise in retirement age to tackle pension crisis
LONDON: The government has been urged to raise the retirement age to 67 by 2030 in order to solve the pensions crisis in ... state pension for men at 65 and for ...



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