retirement REVIEW |
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unusual retirement gift |
age change retirementIt would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.
Millions of people depend on their plans for retirement income. Yet, when programmes first became popular over two decades ago, Robert Kyosaki's rich dad WARNED that these plans would cause one of the BIGGEST stock market crashes in history... a crash that would financially destroy the unprepared. Now rich dad's prophecy is coming true. * How the fears, dreams, and actions of millions of 'baby boomers' will control the economic future... I understood from the book that although we had the NASDAQ exchange record its biggest ever one-day fall, back in April, 2000, - the worst is still yet to come! Read it NOW, or you'll regret it!
Greider's thesis boils down to the "global excess supply" nostrum - and it's based not only on a fundamental misunderstanding of economics but also on straightforward innumeracy and an inability to think critically. As Keynes tells us, wages reflect the marginal product of labour. Any increased production in the Third World must *go somewhere*, in the form of increased income either to labour (wages) or capital (profits). That increased income must be either spent or saved - so if there really were inadequate aggregate demand (or equivalently excess capacity) then we would expect savings to exceed profitable investment opportunities. Do they? Well, Greider provides no evidence - which is unsurprising.... Greider's economic analysis is thus wrong - indeed, absurd and intellectual disreputable. His policy recommendations derived from his wrong-headed arguments are downright destructive, however. They amount to a recipe for a misallocation of scarce resources to unproductive uses and a hike in inflation. There could be few more damaging courses for the developing world, or surer ways to cut real wages and depress living standards. But then the identity of interest between the far Left (Chomsky, Nader etc.) and the far Right (Pat Buchanan) has never had logic or reason on its side.
Warner's focus is on the whole person - he makes a very compelling argument that money is a FACTOR in a good retirement, but that it is also important to cultivate health, outside interests, friendships and family. He believes these latter factors have a FAR greater influence on a successful retirement than money. He bases this viewpoint on research among those enjoying active, successful retirements. Warner is not a Pollyanna, saying not to even think about retirement savings (as some critics seem to suggest). The book contains some common sense ideas on savings and admits that having SOME money may help. Warner's point, however, is that money alone isn't going to make you have a successful retirement if you neglected your family, friends, outside interests, spirituality and health in order to get the money. I highly recommend this book to anyone who ever thinks about retirement. You may not agree with the proposition, but the book will really help expand your view of the elements of a good retirement and may help you plan a more enjoyable life.
1. Retirement Age Change in 2020 | Article
14-FEB-06 - A rise in the state pension age will soon be "inevitable", according to work and pensions secretary John Hutton. He told the Work... | Free With Signup 2. Emirates Recruitment " Explore Our Careers " Flight Deck Crew 3. Ageing - Wikipedia, the free encyclopedia Early studies on changes in cognition with age generally found declines in ... Age-related differences and change in positive and negative affect over 23 years. ... 4. Railroad Retirement Age Reductions 2. How are the changes in the maximum age reduction being phased in? ... 5. How are railroad retirement spouse benefits affected by this change? ... 5. BBC News | EUROPEAN | Should the retirement age change? ... population shrinks and gets older, should the age of retirement be raised? ... clauses that no employer should forcibly retire its workforce due to age should ... 6. Mandatory retirement - Wikipedia, the free encyclopedia Mandatory retirement is the age at which persons who hold certain jobs or ... 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