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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : Investing from Scratch: A Handbook for the Young Investor
Author : James Lowell
Rating : 4 Stars out of 5.
Summary : okay..

I liked it, and it was helpful, except it wasn't geared to COMPLETE beginers who have had zero experience to investing... I would have liked there to be a section telling you exactly what all the numbers (like in a wall st. journal) mean, and how they relate to a company... The glossary was very thin...



Title : Last Minute Retirement Planning: It's Never Too Late to Plan for the Future
Author : Steve Rosenberg
Rating : 5 Stars out of 5.
Summary : Simply the best book I've found yet on the subject.

I bought this book for a client who is retiring shortly. I have to say this is the best book I've found yet on this subject. It gives practical advice in a short, readable format. So many books claim to show you how, then give simply crummy, or at best questionable advice. There are no magic bullets. There are no shortcuts. As a financial planner I have read many so called 'self help' (more like self mutilation usually) books on the subject, and received many good laughs as a result. In a bull market anyone can swim, but when the tide goes out, we'll see who's swimming naked. This book gives you the information you'll need to prepare financially for the rest of your life. It does not tell you all of the answers (would you really want to read one tha claims to?) but it does lead you in the right direction toward finding them. I strongly reccomend this book to anyone planning to retire, be it 3 days or 30 years from now. You could spend much more, for much worse advice. Buy it, and get one for a friend.



Title : The Bond Book
Author : Annette Thau
Rating : 5 Stars out of 5.
Summary : Excellent reference book-

Only criticism is that it has to much focus on the private investor wading into the bond mkt not professionals.



Title : The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich
Author : David Bach
Rating : 2 Stars out of 5.
Summary : Hmmm

This book would suit beginners in finance. It got confusing with amounts been shown in $ then £ and sometimes both. Would have appreciated it more if all amounts was converted to £ and not the mixture contained. Even the web site suggested for forecasting is in $. Two stars given for information contained for beginners.



Title : 50 Fabulous Places to Retire in America (50 Fabulous Places to Retire in America)
Author : Ken Stern
Rating : 5 Stars out of 5.
Summary : Great for finding the perfect place to retire

This is the wonderful book for finding the perfect place to retire. You learn about each city's climate, costs, taxes, real estate, crime, culture, recreation, transportation, education, medical care job market.

The overview section is very helpful for getting a feel for the city as well recognizing both its positives drawbacks. A listing of newspapers, a realtor, the Chamber of Commerce with contact information is also great aid.

Since a great climate is important to me, I also found the detailed data on weather helpful. It includes seasonal high/low temp, avg. rain/snow inches, avg. # of rainy days, avg. humidity. The # of days below 32 over 90 is also included.

As a bonus this book also helps you figure out how much money you will need how to make it work for you. Tips on moving successfully are also included. If you're thinking about retiring, or even just moving, this is the book you.



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