Online home retirement south yorkshire resources and information
It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.
Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!
Title : You've Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire: 6-copy Counter Display Pack Author : Suze Orman Rating : 1 Stars out of 5. Summary : The math is wrong
The time value of money analysis in this book does not take into account that money has time value and thus the results of the studies Orman presents are biased in the wrong direction. Also the rate of inflation of 5% is too high based on current and past values. This also biases the results. It is funny to see the results of her long term care insurance policy analysis. According to Orman, the insured pays in $1,255 each year for 30 years and alternately if they had not taked the policy get no credit for the compound growth rate this money would earn had not they taken the policy. It makes a huge different that was not considered Also there is a chart that shows a comparison of 5% simple and compound interest on an inflation rider. Certainly, inflation is not a simple interest growth rate. The data of Orman's table make no sense whatsoever and certainly have no bearing on the long term care policy decision.
Title : Sell Up and Sail: Taking the Ulysses Option (Sailmate S.) Author : Bill Cooper Rating : 2 Stars out of 5. Summary : Cruising aboard a small liner
A good read, with a little helpful advice. However, I can't imagine anyone wanting to follow the Coopers example by cruising in a 25metre plus barge complete with bath, saloon fitted out like a gentleman's club and small car on the foredeck.
Bill has some amusing insights but does use this book to put forward his rather Victorian attitudes to 'Johnny Foreigner' and, his particular pet hate, 'Greens', which seems to cover anyone with even a passing interest in the conservation of the planet. Some of the advice is poorly thought out, for example 'Avoid accidents needing blood transfusions'!
Title : Retirement Planning Guide Author : Robert J. Garner Rating : 5 Stars out of 5. Summary : Excellent, comprehensive, easy to read, useful tips
This guide really lays out, step by step, how to think and act to plan your retirement. I found this a surprisingly quick read, comprehensive, easy to understand and specific -- from spending, lifestyle, insurance, investing issues. The book makes a great gift for friends or parents because too many of us are not paying attention to the easy "Action Items" that each chapter ends with. Highly recommended!
Title : Mrs. Ted Bliss Author : Stanley Elkin Rating : 5 Stars out of 5. Summary : A Miami widow's quirky odyssey of the heart.
Mrs. Ted Bliss is a widowed woman in a polyester pant suit living her last years in a Miami Beach condominium. When a local drug kingpin buys her dead husband's car, it triggers a remarkable chain of events that brings Mrs. Bliss face-to-face with the premises of her life as a dutiful wife. The authenticity that Elkin brings to Mrs. Bliss' inner dialogue and his characters' speech was so humorous and touching that I frequently had to collar somebody so I could read them the passages out loud. If you like to find the extraordinary in "ordinary" lives, if you have an ear for language, please give yourself and treat and pick up this book.
Title : Iras, 401(K)s and Other Retirement Plans: Taking Your Money Out (Iras, 401(K)S Other Retirement Plans, 3rd ed) Author : Twila, Ph.D. Slesnick Rating : 5 Stars out of 5. Summary : Excellent even if you're not 59 1/2 years old
This is a great resource--clear, concise, easy to digest, well indexed, and written for the lay person. Knowing the rules for taking money out of your retirement accounts is important even if you're still putting money away--it allows you to make much better decisions about your investments.
Title : Non-Resident Offshore Tax Planning Author : Lee Hadnum Rating : 5 Stars out of 5. Summary : Great read for people thinking of moving abroad
I found this book extremely useful. We have been considering a permanent move to Spain, and although I was aware that this move could have favourable tax implications for us, I didn't know just how much we would save or how many options were open to us. The examples used made things much clearer to me, as I had been struggling to get my head around some of the more complicated tax matters involved. A real eye-opener, thanks.
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