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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : A Peaceful Retirement
Author : Read
Rating : 4 Stars out of 5.
Summary : Another gentle and charming book from my favourite author

A change in direction with not only retirement but marriage proposals as well for my most loved fictional character. With all of the Fairacre books, a book I have read over and over - only with particular sadness as it appears that this may be the final book. I found the illustrations a bit off putting - part of my love of Miss Read's books are due to J Goodall's beautiful illustrations - not that these are bad, just not what previous readers may be used to. My only complaint is that it is too short!



Title : Keys to Investing in Your 401 (Barron's Business Keys)
Author : Warren Boroson
Rating : 5 Stars out of 5.
Summary : Who the hell is Lucia Solorzano? I wrote the book alone!

In any case, I'm revising the book right now. And I would welcome any comments. Warren Boroson



Title : Get a Life: You Don't Need a Million to Retire Well (Get a Life: You Don't Need a Million to Retire Well)
Author : Ralph E. Warner
Rating : 4 Stars out of 5.
Summary : One of the best all round books on retirement planning!

As a Certified Financial Planner, I recommend this book to many of my clients who are seriously planning their retirements. Warner has done a great job putting things in the proper perspective with a book that is an "easy read". While adequate money is important to a satisfactory retirement (and helping clients build a satisfactory net worth is how I make my living), I do find, as has Warner, that there are more important things such as health, friends, and a purpose (i.e., reasons to get up in the morning) when it comes to planning out one's retirement. I frequently ask clients what they plan to do when they retire. When they say "go fishing" or "play golf", I then ask them what they plan to do the second week/month/year. And I keep asking the question until they realize that its a serious one. Warner takes it further with discussion and clear examples. In short, a must read for anyone approaching retirement.



Title : How to Retire Rich
Author : James O'Shaughnessy
Rating : 5 Stars out of 5.
Summary : Illuminating!!!

A must read for anyone who cares about their financial future. The cloud of confusion that shrouds Wall Street has been blown away. Finally, a simple, easy to understand investment guide that gives actionable advice. Forget about the 5,000 mutual funds that consistently underperform the market. Forget about this year's genius or this year's hot fund. Follow a discipline and stick to it through thick or thin. Thanks, O'Shaughnessy. This book summarizes everything I've learned about investing over the years, but, of course, not yet acted upon. That will change. ----Three things to count in life: death, taxes, and dismal stock market returns without an invesment strategy!----



Title : Iras, 401 (K)S Other Retirement Plans: Taking Your Money Out (IRA's, 401(k)S Other Retirement Plans: Taking Your Money Out)
Author : Twila Slesnick
Rating : 5 Stars out of 5.
Summary : Excellent even if you're not 59 1/2 years old

This is a great resource--clear, concise, easy to digest, well indexed, and written for the lay person. Knowing the rules for taking money out of your retirement accounts is important even if you're still putting money away--it allows you to make much better decisions about your investments.



Title : Discounts and Good Deals for Seniors in Texas: The Best Bargains and Deals from Abilene to Zavalla for Ages 50 and Up
Author : Sylvia Spade-Kershaw
Rating : 5 Stars out of 5.
Summary : Excellent, layout is very good and easy to use

Contains information I was not able to find anywhere else. In my opinion, Sylvia did a very thorough research on this subject. I found the information to be very complete. The only exception is one grocery store in Georgetown that offers senior discounts of 5% on Wednesdays. This was offset by at least 12-15 discounts that were new to me. The book is very well organized. It provides listings by type of discount and location (city or town). It exceeded my expectation!



Title : The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich
Author : David Bach
Rating : 5 Stars out of 5.
Summary : EXCELLENT!

i am turning 27 on sunday and have nothing to say for myself financially. i owe GBP2000 and have GBP90 in savings. i havent had a proper job in 4 years. after already making the decision to suck it up and get a proper job, i picked this book up quite by chance. i read a couple pages and found it quick and easy and i was hooked. i am now DOUBLY hooked on sorting my life out. i plan to look for a home to buy next year and i know i can do it. this book doesnt to tell you to do the same thing all the other zillions of finance books do, its approach is so simple and uncomplicated and easy, that we can all stop worrying about our futures. bravo!



1. BBC NEWS | Business | Setback in retirement age battle
A challenge against employers' rights to make people retire at 65 has been ... Around a third of UK employers have a mandatory retirement age, but this is not ...

2. Retirement and age discrimination: Will you still need me when I'm 65?
If the legal challenge to the UK's mandatory retirement age succeeds in the European courts employers may have to keep older workers on until they choose

3. Heyday takes Government to court over mandatory retirement age ...
... the Government to court over the future of Mandatory Retirement Ages (MRA) ... If a compulsory retirement age is abolished" UK employers will still have the ...

4. Heyday age discrimination case: Where next for retirement law?
Has the advocate-general's decision called time on Heyday's retirement age challenge? The UK's controversial mandatory retirement age was back in the

5. Compulsory Retirement Age Contradicts Pension Needs
Age Concern has highlighted what it believes to be a contradiction between the UK's mandatory retirement age and the need to work longer to save for retirement.

6. ECJ decision in Spanish mandatory retirement case | Age Concern England
... given judgment in Palacios the Spanish case on mandatory retirement ages. ... challenging the UK law which allows employers to set mandatory retirement ages. ...

7. UK to Consider Dropping Retirement Age for Top Executives | Article
11-MAY-06 - The University of Kentucky is considering a proposal to abolish the mandatory retirement age of 65 for several of its top executives... | Free With Signup

8. Scrap retirement age, says UK public
Scrap retirement age, says UK public: Management and Business News ... of Britons believe that a mandatory retirement ages is outdated and that older ...

9. Age discrimination: Mandatory retirement - 09 Dec 2008
... explains where the law currently stands on the default retirement age, what Heyday will mean for employers, and how a ... in the UK to protect against ...

10. 'Most workers' prepared to work beyond retirement age - HW Chartered ...
Haines Watts UK Business news includes all the latest developments in the corporate world. ... and would like mandatory retirement ages to be scrapped in ...

11. Compulsory retirement age setback - | MSN News UK - news & weather
... battle to banish the compulsory retirement age in the UK. ... agreed with Age Concern that UK rules on mandatory retirement are covered by the EU Directive. ...

12. Green Party | Opposition to mandatory retirement age
Opposition to mandatory retirement age. 02 July 2006 ... Age Concern, to tackle the UK Government's plans for a Mandatory Retirement Age of 65 years. ...

13. The Employers Forum on Age
... the possible abolition of mandatory retirement ages reveals that three in four ... UK workforce effectively, then the current concept of retirement needs ...

14. Home Page - Age Positive
Retirement age? Who needs one! There is no official retirement age in the UK. Age regulations introduced a default retirement age of 65 but this is not mandatory. ...

15. Age Concern Throughout Herefordshire and Worcestershire - The Age ...
The MRA, or Mandatory Retirement Age ... UK's new law does not fully implement the European Directive outlawing age discrimination. ...

16. 50connect : Time To Scrap Retirement Age
UK law allows employers to dismiss workers once they reach age ... Scrapping mandatory retirement age would actually benefit businesses, according to Pursey. ...

17. Should the mandatory retirement age of 65 be scrapped? - People ...
Age equality campaigner Heyday has lost a key stage in its battle to ban the UK compulsory retirement age. But do you agree with Heyday that it should be disposed ...

18. Heyday takes mandatory retirement challenge to Europe - Times Online
... its Heyday retirement arm, said that the UK's mandatory retirement age of 65 is ... However, the UK Government argues that mandatory retirement is justified as it ...

19. Case law: mandatory retirement age may still be legal - 05/11/2008
Home > News > Case law: mandatory retirement age may still be legal - 05/11/2008 ... seek advice if the UK'S 65-year default retirement age is found to be illegal. ...

20. diversity
... Age Concern is claiming that "Government hypocrisy over Mandatory Retirement ... The cost to UK Plc in terms of lost output alone is staggering, with estimates ...

21. Economics of the Aging Revolution
Considers age bias in the workplace and includes links. ... The mandatory retirement age of 70 for federal workers was wiped out completely ...

22. Forum Brief: Retirement age
ePolitix.com _ UK political and parliamentary news, interviews, ... The government must seize the opportunity and scrap mandatory retirement ages altogether. ...

23. Age Concern to challenge mandatory retirement law
... the charity Age Concern and Heyday, claims that mandatory retirement ... UK bank bail-out approved by European commission. Yule go crazy for the ukulele ...

24. Britain 'to scrap retirement age' | Politics | The Observer
Supporters of scrapping the mandatory retirement age, which is enforced by ... UK news. World news. European Union. Observer. George Bush's farewell tour of Europe ...

25. People should not be forced to retire at 65, claims Age Concern - Telegraph
... of retirement at 65, as the UK faced a landmark challenge to employment law. ... retirement: "A mandatory retirement age of 65 is outdated, no good for ...

26. MANDATORY RETIREMENT: A REVIEW OF THE LITERATURE ON KEY ISSUES
Retirement ages in the UK: a. review of the literature. PAMELA MEADOWS ... In Norway, where the state pension age is 67, mandatory retirement is ...

27. Age Concern campaigners lose compulsory retirement battle | Money ...
... that compulsory retirement age breaches equality rights ... agreed with Age Concern that UK rules on mandatory retirement are covered by the EU Directive. ...

28. Employment Law Retirement Age National and European Law - RT Coopers ...
... that the European Equality Directive does not outlaw mandatory retirement ages. ... is particularly relevant to the UK because the Government has controversially ...

29. Age discrimination legislation: choices for the UK
... for the UK in designing laws against age discrimination in employment. ... Forbidding employers to set mandatory retirement ages may have made them a bit ...

30. BBC News | BUSINESS | Set retirement 'should be scrapped'
However, although the UK has a fixed age for eligibility for State retirement pension, it does not have a national mandatory retirement age. ...

31. Retirement: 8 Jul 2008: Written answers (TheyWorkForYou.com)
... (FCO) does not impose a mandatory retirement age on staff below the Senior ... UK civil servants in these grades are free to choose when to stop working ...

32. UCEA/ECU Age Discrimination Working Group Guidance Age Discrimination ...
... the Government's decision to permit mandatory retirement ages which it claims ... (which could take at least 2 years) the case will be referred back to the UK ...

33. Mandatory retirement : a constraint in transitions to retirement? - LSE ...
Presents age dependency ratios for the OECD to highlight the importance of these ... Then discusses the prevalence of mandatory retirement in Canada and the USA, and ...

34. Mandatory retirement age "contradictory" expert says from Russell Jones ...
UK laws which permit employers to force workers to retire at or above the age of 65 without compensation are ... Mandatory retirement age "contradictory" ...

35. HM Revenue & Customs: Retirement age who needs one?
Retirement age who needs one? Did you know that the UK has no official retirement age? ... age legislation introduced a default age of 65 this is not mandatory and ...



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