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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : You've Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire
Author : Suze Orman
Rating : 5 Stars out of 5.
Summary : Every woman's book on pitfalls in planning: Read this FIRST!

I grabbed this book on impulse, knowing that I have a bad track record with money management subjects. I thought it would be laying around gathering dust for awhile...

Was I surprised when I started reading the first page and then plowed right through it in 1-1/2 nights! So easy to read and understand. (The Wall St. Journal series, with all their glitzy colored pictures couldn't do what Suze did with her real-life stories as examples.) Maybe it's the woman's touch, but she got through to me. The whole picture of retirement issues and planning became clear.

I highly recommend this as a first book for financial planning -- it's NOT JUST ABOUT RETIREMENT, it's more about protecting women by arming them with vital information... every woman should READ THIS BOOK BEFORE MAKING ANOTHER DECISION involving money (or before someone makes one for her).



Title : The Golden Door to Retirement and Living in Costa Rica: A Guide to Inexpensive Living in a Peaceful Tropical Paradise
Author : Cristobal Howard
Rating : 3 Stars out of 5.
Summary : Great Book!

Hi, I am working at ILISA Language Institute in Costa Rica, San Jose and I just want to say that this book helps our student a lot by giving them helpful tips or by arrange their own travel in Costa Rica. Thanks!



Title : General Washington's Christmas Farewell: A Mount Vernon Homecoming, 1783
Author : Stanley Weintraub
Rating : 4 Stars out of 5.
Summary : Goin' South......

Don't be put-off by the cheesy title of this book. Yes...it's obviously a marketing ploy meant to tie in to the holiday season. In any case, Mr. Weintraub has crafted an interesting book. We follow Washington from West Point to Mount Vernon, as he tries to get home for Christmas. Most notably, he stops in New York City, Philadelphia, and Annapolis. In NYC he says farewell to his officers. He also puzzles his subordinates by going to visit a bookseller who is a known Tory sympathizer. (Unknown to Washington's underlings, the man was part of the commander-in-chief's network of spies who kept the general informed of the goings-on during the 1776-1783 British occupation of Manhattan.) In Philadelphia, amongst other things, Washington orders some new spectacles from the noted scientist David Rittenhouse. In Annapolis, Washington returns his commission to Congress, thus making formal his resignation from public service and return to private life. The book is only about 175 pages and can easily be read in a day or two. However, Mr. Weintraub manges to provide a lot of information. Some of it is interesting on a "serious" level - for example, we see Washington at the start of the journey insisting that his departure from public life will be permanent. He made several speeches on the way home, and he constantly stressed that Congress needed strong legislative powers so that it could hold the bickering colonies together. By the time he reached Annapolis, Washington had come to the conclusion that it was going to be an extremely difficult process to turn a loose confederation, which no longer had the "glue" of battling a common enemy, into a true nation. Washington was not being an egomaniac, just realistic, when he came to understand that he was the only person who could be a unifying force. Therefore, when he gave the speech in Annapolis in which he resigned his commission as commander-in-chief he changed the language so as to leave the door open for a later return to public service, if such a thing proved to be necessary...which it did. Washington was remarkably unambitious for someone who was held in such awe. He was, indeed, the man who could have been king. (In his own day, everyone wanted to touch him, as though he were holy. Many years later, people had relics - as though he were a saint. Lincoln had a splinter of Washington's coffin contained in a gold ring he wore. President McKinley had several strands of the great helmsman's hair.) Americans owe Washington an eternal debt that he turned his back on dictatorship. On the lighter side of this book, we see Washington the man - sans wig, so to speak. We see him losing his temper, his pride in his dancing ability, his love of fine wine, etc. We also get to hear about his expense account, where it seems as though he put down every possible item, down to the last pound, shilling, and pence. (He even included tips he had given out to people who had waited on him.) I especially enjoyed the little personal touches that Mr. Weintraub saw fit to include - such as letting us know that the 6'4" Washington slept in a 6'6" bed. The author also tells us about the time that Washington fired a Mount Vernon gardener for getting drunk. Then, when the man expressed remorse and wanted his job back, Washington agreed...but he made the man sign a contract specifying that he could only be in his cups at certain times of the year. For example, he was allowed 4 days of drunkenness at Christmas! The book, on rare occasions, becomes tedious when Mr. Weintraub gives us excerpts from speeches delivered by sundry parties during the various "farewell" dinners. But, for the great majority of the time, this book will hold your interest with its nice balance between the public and the private Washington.



Title : A Peaceful Retirement
Author : Read
Rating : 4 Stars out of 5.
Summary : Another gentle and charming book from my favourite author

A change in direction with not only retirement but marriage proposals as well for my most loved fictional character. With all of the Fairacre books, a book I have read over and over - only with particular sadness as it appears that this may be the final book. I found the illustrations a bit off putting - part of my love of Miss Read's books are due to J Goodall's beautiful illustrations - not that these are bad, just not what previous readers may be used to. My only complaint is that it is too short!



Title : Mrs. Ted Bliss
Author : Stanley Elkin
Rating : 5 Stars out of 5.
Summary : A Miami widow's quirky odyssey of the heart.

Mrs. Ted Bliss is a widowed woman in a polyester pant suit living her last years in a Miami Beach condominium. When a local drug kingpin buys her dead husband's car, it triggers a remarkable chain of events that brings Mrs. Bliss face-to-face with the premises of her life as a dutiful wife. The authenticity that Elkin brings to Mrs. Bliss' inner dialogue and his characters' speech was so humorous and touching that I frequently had to collar somebody so I could read them the passages out loud. If you like to find the extraordinary in "ordinary" lives, if you have an ear for language, please give yourself and treat and pick up this book.



Title : Rich Dad's Prophecy
Author : Sharon L. Lechter
Rating : 5 Stars out of 5.
Summary : Employed or Self Employed? - Financial Future SHOCKER!

This book has made me sit up and think! I'm shocked!

Millions of people depend on their plans for retirement income.

Yet, when programmes first became popular over two decades ago, Robert Kyosaki's rich dad WARNED that these plans would cause one of the BIGGEST stock market crashes in history... a crash that would financially destroy the unprepared. Now rich dad's prophecy is coming true.

* How the fears, dreams, and actions of millions of 'baby boomers' will control the economic future...

I understood from the book that although we had the NASDAQ exchange record its biggest ever one-day fall, back in April, 2000, - the worst is still yet to come!

Read it NOW, or you'll regret it!



Title : Social Security Benefits Handbook (Social Security Benefits Handbook)
Author : Stanley A. Tomkiel
Rating : 2 Stars out of 5.
Summary : Boring

Sakes alive, I was bored out of my skull. I don't know what I was thinking when I bought this book. I only got through the first chapter or two before my brain started going numb. I'm just 40, so what do I care anyhow. Man, what a waste of $20. Save yourself the pain if you are a youngster like me, and wait and see what transpires over the next decade as the debacle over social security unfolds.



1. FAA Proposes Lifting Pilot Retirement Age | Article
30-JAN-07 - The Federal Aviation Administration has proposed raising the retirement age for commercial pilots from 60 to 65, a decision that could... | Free With Signup

2. Australian referendum, 1977 (Retirement of Judges) - Wikipedia, the ...
... Alteration (Retirement of Judges) 1977 proposed to create a retirement age of 70 ... a growing community belief in a compulsory retiring age for judges ...

3. 01-JAN-02 | Prop. Regs. Issued on Age 50 "Catch-up" Deferrals for...
Price: $4.95 | The IRS issued proposed regulations on Oct. 23, 2001, explaining retirement plan "catch-up" contributions made by individuals age 50 and over as...

4. (retirement age) Proposed IRS Retirement Rule Change Deferred - THEE ...
(retirement age) Proposed IRS Retirement Rule Change Deferred ... For most workers, a normal retirement age that falls between ages 55 and 62 ...

5. Government urged to increase retirement age
A leading government think-tank has proposed the raising of the retirement age by three years. ... urged to increase retirement age. Friday, 12 Mar 2004 ...

6. Senator to Propose Raising Retirement Age - WorldHealth.net
WASHINGTON (AP) - A leading Republican senator is proposing to raise the Social Security retirement age from 67 to 68, while Democrats maintain their opposition to ...

7. Jackaman Smith & Mulley | Solicitors
The retirement age will remain at 65, but unless employers follow the correct ... Employers will need to inform staff before the proposed retirement date. ...

8. [4830-01-p] DEPARTMENT OF THE TREASURY Internal Revenue Service 26 CFR ...
... because of the attainment of any age. In addition, the proposed ... benefits after normal retirement age is treated as satisfied to the extent benefits are ...

9. USATODAY.com - Senator to propose raising retirement age
A leading Republican senator is proposing to raise the Social Security retirement age from 67 to 68, while Democrats maintain their opposition to the president's ...

10. [4830-01-p] Published November 10, 2004 DEPARTMENT OF TREASURY Internal ...
... of retirement funds and violation of age discrimination laws, ... of normal retirement age. The proposed regulations define a bona fide phased retirement ...

11. FAA to propose raising pilot retirement age - Pacific Business News ...
FAA to propose raising pilot retirement age. Pacific Business News (Honolulu) - by Howard Dicus ... the FAA established age 60 retirement some 48 years ago, ...

12. Biology can solve the Social Security debate. - By William Saletan ...
... that personal retirement accounts, whatever ... It's the retirement age. ... The Greenspan Commission, which proposed the original age hike to 67, solved ...

13. Our response to proposed EU directive age equality employment ...
The Government has failed to embrace a real opportunity to move with the times and make forced retirement a thing of the past.

14. SSZ - The main proposed parametric changes
A gradual increase in the retirement age up to 65 years (for men, women without ... The retirement age will still be increasing at the same rate as it has up to now, ...

15. phillyBurbs.com | Senator to propose raising retirement age
... to raise the Social Security retirement age from 67 to 68, while Democrats ... 6 Responses to "Senator to propose raising retirement age" ...

16. IRS RELEASES PHASED RETIREMENT RULES
a more restrictive definition of normal retirement age than currently is the case. ... IRS PROPOSED PHASED RETIREMENT REGULATIONS ...

17. CCPOA.org - Public Safety Retirement Not Affected By Proposed IRS Rule ...
In the proposed rule there are a few exceptions where a retirement age may be ... representative of the typical retirement age for the industry in which ...

18. FAA Bumps Airline Pilot Retirement Age
Federal Aviation Administration (FAA) Administrator Marion Blakey announced that the FAA will propose raising the mandatory retirement age for U.S. commercial pilots ...

19. Comments on the Proposed Regulations Regarding Distributions from a ...
... Regarding Selection of a Normal Retirement Age. February 2, 2005 ... (Part 1) addresses proposed rules governing selection of a normal retirement age. ...

20. ComPilots Aviation News Portal - FAA to Propose Pilot Retirement Age Change
... the FAA will propose to raise the mandatory retirement age for U.S. commercial ... FAA to Propose Pilot Retirement Age Change. compilots writes " ...

21. Employment Law
Tue , 25 November. You are here: home " info " Elas Articles " Age Discrimination. Age Discrimination. Our Company. Home. About ELAS ...

22. February 2005 | Age Concern England
Our response to the DWP's proposed reform of incapacity benefit in the 5-year plan (02.02.05) ... Pension benefit advice - retirement and pension benefits and advice ...

23. Senator Hagel to Propose Raising Retirement Age [Archive] - Bressler ...
[Archive] Senator Hagel to Propose Raising Retirement Age 2005 Archive ... is proposing to raise the Social Security retirement age from 67 to 68, while ...

24. Coalition to Preserve the Defined Benefit System
... the U.S. Treasury Department concerning retirement plans and age discrimination. ... on Proposed Regulations on Age Discrimination in Retirement Plans: Testimony ...

25. INITIAL COMMENTS OF THE ERISA INDUSTRY COMMITTEE PROPOSED TREASURY ...
early retirement age than in subsequent years, the proposed ... Employees who are past normal retirement age: The proposed regulations fail to ...

26. Phased Retirement
Also proposed is a change to the definition of normal retirement age that could ... Under the proposed regulations, normal retirement age "cannot be earlier than ...

27. COMMENTS CONCERNING PROPOSED REGULATIONS
... THE INTERACTION OF AGE AND. BENEFIT ACCRUALS IN RETIREMENT PLANS ... changed to allow offsetting the value of benefits paid after normal retirement age from a ...

28. Retirement at 70 proposed 'to ease crisis over pensions - UK Politics ...
The Government will be accused of trying to tackle the pensions crisis by ... longer when ministers announce plans today for a "default" retirement age of 70. ...

29. Republicans Propose Retirement Age of 69 - TalkLeft: The Politics Of Crime
Liberal coverage of crime-related political and injustice news. ... Re: Republicans Propose Retirement Age of 69 (none / 0) (#1) ...

30. Landau Zeffertt Weir: Employment Law - Bonuses
... be dismissed at 65 (the default retirement age) and yet cannot bring a claim for ... at least 4 weeks before the end of the proposed retirement date. ...

31. Retirement Procedure 1. Under the Employment Equality (Age) Regulations ...
member of staff is about to reach the contractual retirement age of 65. 2. ... retirement date, or propose an alternative compromise date (later than. Created by KDP ...

32. NOSSCR :: News Page - Closely Approaching Retirement Age
Social Security benefit information and representation. ... Proposed Rule: Technical Amendments to "Closely Approaching Retirement Age" 73 ...

33. Attitudes to retirement transcend age
Attitudes to retirement transcend age: Management and Business News ... a consultation document on how it proposed to tackle the issue in the spring. ...

34. Retirement
... of model fee disclosure forms proposed by the Department of Labor and ... AARP Poll of Arkansans Age 40+ on Retirement and Investment: Summary of Top-line ...

35. EnterpriseOne - Retirement Age Act
... Topics > Hiring & Training > Laws & Regulations > Retirement Age Act ... cannot agree on the wage cut proposed, then either party can ask for retirement. ...

36. Treasury Publishes Proposed Phased Retirement Regulation
Treasury has proposed regulations designed to allow ... Phased retirement benefits could not be paid before age 59 1/2. Many believe ...

37. IRS Issues Final Regulations Relating to Phased Retirement
The IRS on May 22, 2008 issued final regulations on making in-service distributions ... to participants who had reached normal retirement age, those proposed ...

38. IRS Defines Normal Retirement Age
... proposed regulations that would sanction "bona fide phased-retirement programs" under which ... to language relating to the typical industry retirement age. ...



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