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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : Roth to Riches: The Ordinary to Roth Ira Handbook
Author : John D. Bledsoe
Rating : 2 Stars out of 5.
Summary : Some crucial points are no longer valid due to new regs.

This would have been a very excellent book had publication been withheld until after the Taxpayers' Relief Act of 1998 had been signed into law. Mr. Bledsoe was aware there were going to be important changes and he provideded a form in the back of the book, that the reader can use to send for an update on the the new regulations. Unfortunately the turn arround time for the update is quite slow. As the book reads in its present form, some very important areas are no longer accurate and an unwary reader could be lured into making a mistake in choosing a Roth IRA.



Title : Rich Dad's Retire Young, Retire Rich: How to Get Rich Quickly and Stay Rich Forever! (Rich Dad)
Author : Robert T. Kiyosaki
Rating : 5 Stars out of 5.
Summary : More great ideas, more great context - huge value for money

This fourth book in the main series follows through the logical progression from 'taking care of your business' to retiring and doing what you want to do full time. Some people in the UK may find Robert Kiyosaki's American enthusiasm and repetitive writing style a bit hard to take - just stick with it and realise that making money is something that Americans do better then us! Others may say that you 'can't do those things here' - may I suggest to them that they need new advisors as I have not had any problems in implementing these ideas. I would read 'Rich Dad Poor Dad' and 'Cashflow Quadrant' before this book - could be a bit much at once otherwise.

The big gain from this, as with all the books, is the sense of challenge and attitude that comes across. Combined with the specific ideas for action and areas to think about Robert is able to lead you towards acheiving your financial goals, whatever they are.

Retiring before 45 is a dream that most us share, but few think is possible. I would rate these four books as being of equal value in helping me to be on track to reach this goal (despite having started at 31 years old), as my MBA. The MBA tells me how, Rich Dad helps me think of why, when and what.

The true value of these books is really demonstrated by their life expectancy on my book shelf at home. I have leant a number of copies of Rich Dad Poor Dad to friends and family, none of which have ever been returned! Since then my sister is now starting her own company and writing a book and friends have made some very profitable moves into property investment. None of these people, including myself, talked about such things before reading Robert's books.

Buy this book. Read it. then hide it and re-read it every few months - if you don't you will probably find that it disappears and those close to you start to have more money in their pockets!

A real delight.



Title : Secure Your Future: Financial Planning at Any Age (Successful Business Library)
Author : Chuck Tellalian
Rating : 3 Stars out of 5.
Summary : Shows how debt affects net worth

The very good chapter here on determining your net worth helps emphasize the effect of debt on your planning and projections.
Michael Pellecchia



Title : Life Begins at 50: A Handbook for Creative Retirement Planning
Author : Leonard J. Hansen
Rating : 5 Stars out of 5.
Summary : This book has much valuable information about growing older

I found this book to be very well written and full of valuable information about enjoying life well into one's mature years. I will soon be fifty and now I am thinking about how nice it will be as opposed to dreading growing old. This is a source of inspiration for me. This book helps one to understand the value of growing older and reinforces the idea that growing older is a great opportunity. This book has much to offer those in middle age as well as those in late adulthood. I would especially recommend this book to those in the baby boom generation as they approach fifty.



Title : You've Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire: 6-copy Counter Display Pack
Author : Suze Orman
Rating : 5 Stars out of 5.
Summary : Every woman's book on pitfalls in planning: Read this FIRST!

I grabbed this book on impulse, knowing that I have a bad track record with money management subjects. I thought it would be laying around gathering dust for awhile...

Was I surprised when I started reading the first page and then plowed right through it in 1-1/2 nights! So easy to read and understand. (The Wall St. Journal series, with all their glitzy colored pictures couldn't do what Suze did with her real-life stories as examples.) Maybe it's the woman's touch, but she got through to me. The whole picture of retirement issues and planning became clear.

I highly recommend this as a first book for financial planning -- it's NOT JUST ABOUT RETIREMENT, it's more about protecting women by arming them with vital information... every woman should READ THIS BOOK BEFORE MAKING ANOTHER DECISION involving money (or before someone makes one for her).



Title : Moving Mom and Dad!: Why, Where, How, and When to Help Your Parents Relocate (Revised)
Author : Sarah Morse
Rating : 4 Stars out of 5.
Summary : Extremely helpful in my late middle age for my own life plan

A wonderful humorous yet serious book about a hard subject for all of us; even those of us who have already lost our parents. I especially enjoyed the delightful illustrations.

B. C. Taber/ Marlborough, MA



1. Fact Sheet: Return to Work
... Work (RTW) After ... return to work the day after retirement and work less than 20 ... Early retirement members. may return to work under the ...

2. TRS: Thinking About Working After Retirement?
Teachers Retirement System (TRS) summary of limitations on post-retirment ... return to work rules for early retirement that were in place before passage of ...

3. TRS Employment After Retirement Handbook
Retirees who plan to work in Texas public education after retirement ... An early-age retiree may work as a bus ... in the school year after retirement if ...

4. The financial circumstances of early retirement
This qualitative study of 56 retired people in their fifties and early sixties profiles their experiences and attitudes before and after they stopped working and how ...

5. Retirement - Wikipedia, the free encyclopedia
User-created article on retirement that describes what it is, the retirement age, support and funds, as well as life after retirement. Includes some related links.

6. Crossroads after 50: Improving choices in work and retirement
... people are moving from work and into retirement after age 50. ... ends meet immediately after leaving work early especially those who depart involuntarily. ...

7. The Alaska Division of Retirement and Benefits
... website of the Alaska Division of Retirement and Benefits. ... to work after retirement? Yes. ... full-time or part-time position after an Early Retirement. ...

8. PERS Plan 2/3: Thinking about working after retirement
... for PERS Plan 1 members who are thinking about working after retirement ... to work rules for early retirement that were in place before the passage of the ...

9. Returning to work after retirement
Early Retirement Incentive (ERI), different return to work rules apply... you could continue to work after retirement without your pension being suspended. ...

10. Finance Division: Pensions
Retirement, early retirement and work after retirement. Retirement date. Considering early retirement? Retiring after 40 years' service? Working after retirement ...

11. PERS Information Handbook - Working After Retirement
Working After Retirement. When you return to work in a PERS-covered permanent ... position after an early retirement, you can only choose the. Standard Option. ...

12. Working After Retirement
Official Web Site for the Kansas Public Employees Retirement System ... Any retirees who retire under "Early Retirement" (i.e. age 55 with ...

13. WANT TO WORK AFTER RETIREMENT
WANT TO WORK AFTER RETIREMENT? Information to Consider Before ... D. Joe retires at 58 on an early retirement form of pension and goes to work for a demolition ...

14. Working After Retirement
Not have offered early retirement incentives for. either of the previous two school years; ... After Retirement Guidelines. If Your Employer Is: And Your Work ...

15. Retirement Jobs: Top 14 Reasons for Becoming a Working Senior as a Retiree
Work and Retirement. 14 Reasons to Find a Retirement Job. ... Forget early retirement, the trends all point toward working well after the ...

16. Working after retirement
Working after retirement - How to continue working after retirement in the United Kingdom ... Income received from work in retirement counts as 'taxable income' ...

17. More Likely to Seek, Find New Job After Early Retirement | Article
02-SEP-03 - Managers who take early retirement are more likely to look for and find a new job than their clerical ... managers return work rate 56 clerical ...

18. Life after early retirement : the experiences of lower-level workers ...
Retirement -- United States. | Working class -- United States. ... Title: Life after early retirement : the experiences of lower-level workers ...

19. Working After Retirement
COUNTY SERVICE AFTER RETIREMENT ... If you received an Early Separation Program (ESP) payoff, you are not eligible for rehire. ...

20. Pew Social & Demographic Trends: Working After Retirement: The Gap ...
Home : Reports : Working After Retirement: The Gap ... Working men are a bit more likely than working women, on average, to plan an early retirement; 39 ...

21. The Western Conference of Teamsters Pension Trust
... Plan benefits if you work in suspendible employment after retirement. ... If you take early retirement, once you reach age 65, you can work as much as you ...

22. How to work after retirement and still collect your PERSI bene ts
If you're considering returning to work after retirement, ... If you are an early retiree and return to work for the ... an Early Retirement Incentive Award ...

23. The pitch: Retire early. The catch: Shady brokers - USATODAY.com
... says he lost his retirement savings after co-worker Ray Lirette recommended ... COMMENTS: Have you ever received an early-retirement pitch at work? ...

24. Life After Retirement
Here are some personal finance tips for those who want to live well after work ends. ... The early years of retirement are generally the most active and ...

25. Enjoy Retirement: Loving Life After Work (52 Brilliant Ideas): Janet ...
Enjoy Retirement: Loving Life After Work (52 Brilliant Ideas): Janet Butwell: Amazon.co.uk: Books ... It's never too early to shop. with FREE Super Saver ...

26. Retiring Young - Pros and Cons - Retirement Expert (UK)
... if we choose to retire early and other social implications we ... Related Articles in the 'Retirement and Working' Category... Is There Life After Work? ...

27. Continuing to Work After Retirement Age - Financing Retirement (UK)
... to work after retirement age not just for the financial benefits but also to ease themselves out of the working process ... Work After Retirement Age. Early ...

28. How to Retire in Your 30s - wikiHow
... the right startup, you might be be able to Buy a Private Island after 4 ... achieve an early retirement, a period of sacrifice and hard work is mandatory, ...

29. AETF Working After Your Retirement
You may return to work after your retirement; however, you must notify the ... This adjustment to the early (late) retirement reduction (increase) factor is ...

30. Older workers' attitudes towards working after retirement - Bulgaria -
... EWCO > Older workers' attitudes towards working after retirement ... respondents are willing to work, compared with 39% who prefer early retirement. ...

31. earlyretirement4u.co.uk
Early Retirement 4 U. Are you a slave to your boss? ... chance to retire early with an income that continues long after you did the work. ...

32. Welcome to IBTC Pension Managers
Retirement Planning should start while you work. ... lump sum, six months post early retirement, after you have not secured another job. ...

33. Working After Retirement - washingtonpost.com
... chat with guest Deborah Russell, director of workforce issues at the AARP, on baby boomers who work after retiring. ... can check out very early, not so most of ...

34. IPERS | Retirees FAQs
After I begin drawing IPERS benefits following an "early out" or early retirement, how long must I wait before returning to work? ...

35. RETIREMENT PLAN
... interest- within 12 months after you return to work. ... Early Retirement. You can retire early any time after you reach age 52 and complete five years of ...



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