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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : Life Begins at Fifty: A Handbook for Creative Retirement Planning
Author : Leonard J. Hansen
Rating : 5 Stars out of 5.
Summary : The most down-to-earth, practical handbook I have ever found

There are a lot of books on "retirement" out there. There are very few like this one. I was delighted with the way it laid out every aspect of these special years of one's life. Unlike so many other texts I found on the booksellers's shelves, this one--at least to me, someone who was fast approaching fifty at the time--was downright practical. I wasn't interested in all the academic mumbo jumbo a lot of the other books contained. I just wanted a down-to-earth, practical handbook that would guide me through this potential minefield of bureaucratic and oftentimes nonsense that comes with government activity. It was obvious to me at first reading, that here was a person who was writing from his own experience, combined with an authoritative background in this very specialized field. I'm sure glad I found it!



Title : Retirement Planning Guide
Author : Robert J. Garner
Rating : 4 Stars out of 5.
Summary : Excellent pre and post retirement planning information.

This guide provides excellent pre-retirement planning suggestions. Has traps, obstacles and helpers outlined for quick review and advice. Has a number of "tools" in the form of worksheets to assist in planning for both before and after retirement events. Presents a number of post-retirement ideas with several suggestions of how to manage and/or increase your income in retirement. Authors are somewhat short on information for the mid 50's retiree concerning how to access 401k and IRA funds without penalty between 55 and 59 1/2. No info on what forms are needed and where they are available, or what needs to be filed and where. Has one slight reference in the appendix on how to accomplish withdrawals without penalty. Having read a number of retirement planning books available on the bookshelf, I found this volume excels in providing useful information not found in similar guide books.



Title : You Can Retire: While You're Still Young Enough to Enjoy It
Author : Les Abromovitz
Rating : 5 Stars out of 5.
Summary : Retirement--realistic, reachable, and I'm ready!!

This is the first personal finance book that I actually enjoyed reading. The advice was practical, realistic and funny. The author is willing to admit mistakes that he made on the road to early retirement. This book has made me realize that retirement does not have to be a taboo word in my household. I CAN retire early without giving up the home I love, and may even be able to convince my husband that retirement isn't as illusive a dream as we thought.



Title : Secure Your Future: Financial Planning at Any Age (Successful Business Library)
Author : Chuck Tellalian
Rating : 3 Stars out of 5.
Summary : Shows how debt affects net worth

The very good chapter here on determining your net worth helps emphasize the effect of debt on your planning and projections.
Michael Pellecchia



Title : You've Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire: 6-copy Counter Display Pack
Author : Suze Orman
Rating : 5 Stars out of 5.
Summary : Very specific, useful info for BIG retirement decisions.

Orman provides very specific information and advice that you will not find unless you shell out big bucks to a financial advisor. For example, Orman tells you how to take money from your IRA before age 59 1/2 with NO PENALTY (substantially equal periodic payments), but adds VERY IMPORTANT advice on how to structure the portfolio to protect the nest egg. Another example of very specific, useful info includes the chapter on long-term care which gives instuctions on how to determine if you need LTC insurance, how much to buy, when to buy, what kind of company to buy from, etc.

The entire book is filled with this kind of specific info - a "must read" for the "do-it-your-self" personal financial manager.



Title : You've Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire: 6-copy Counter Display Pack
Author : Suze Orman
Rating : 5 Stars out of 5.
Summary : Every woman's book on pitfalls in planning: Read this FIRST!

I grabbed this book on impulse, knowing that I have a bad track record with money management subjects. I thought it would be laying around gathering dust for awhile...

Was I surprised when I started reading the first page and then plowed right through it in 1-1/2 nights! So easy to read and understand. (The Wall St. Journal series, with all their glitzy colored pictures couldn't do what Suze did with her real-life stories as examples.) Maybe it's the woman's touch, but she got through to me. The whole picture of retirement issues and planning became clear.

I highly recommend this as a first book for financial planning -- it's NOT JUST ABOUT RETIREMENT, it's more about protecting women by arming them with vital information... every woman should READ THIS BOOK BEFORE MAKING ANOTHER DECISION involving money (or before someone makes one for her).



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