retirement REVIEW

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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!

Title : The New Golden Door to Retirement and Living in Costa Rica: A Guide to Inexpensive Living, Making Money and Finding Love in a Peaceful Tropical Paradise
Author : Christopher Howard
Rating : 1 Stars out of 5.
Summary : Great book--if you lack common sense

This book is great if are planning on traveling to Costa Rica as a tourist for a short amount of time; however, it really does not emcompass the complexity of moving or investing in a foreign country. Don't be fooled--this book lacks substinative information on starting a business in Costa Rica, other than the overarching message that "Not everything in the States will work in Costa Rica." Oh, really? My other favorite section was "How to Find a Nice Girl." After "interviewing hundreds of quality Costa Rican women" the author managed to whittle through the unrespectable, poor, uneducated women who were only after him for his money and find a nice girl. I guess the real shame is that he wasn't able to complete this process through a mail-order catalog.

Title : Wall Street on a Shoestring: Financial Success for Just Five Dollars a Day
Author : Clare La Plante
Rating : 4 Stars out of 5.
Summary : Why should Warren Buffett have all the fun and success?

Why should Warren Buffett have all the fun and success? This book shows that you don't need to be a millionaire to make money on Wall Street (though it does still help). A nice, step-by-step guide to investment options for us ordinary souls.

Title : Brilliant Deductions
Author : Wade B. Cook
Rating : 4 Stars out of 5.
Summary : An excellent "awareness" book!

"Brillant Deductions" makes people aware that you have the ability to take control of many broadbased pitfalls such as taxes, liabilities, and probate. It offers strategies that reduces risk in all these areas. Like anything else, seek advise from professionals before pursuing any strategy.

Title : Wall Street on a Shoestring: Financial Success for Just Five Dollars a Day
Author : Clare La Plante
Rating : 5 Stars out of 5.
Summary : Wonderful book full of great common-sense advice

Ms. La Plante has taken a complex subject and explained it in such a simple and concise way. And she has included wonderful, common-sense advice. The first two chapters alone were worth the price. What a great concept, too. Most of us would never miss the $5.00 a day! Highly recommended!

Title : Bankroll Your Future: Retirement with Help from Uncle Sam: How Government Perks and Policies Can Help You Preserve Your Income, Your Healthc
Author : Ellen Hoffman
Rating : 5 Stars out of 5.
Summary : If you are planning retirement, buy this book.

I am at that age where there's alot fewer years ahead than there are behind. To wit, I am at a time when I must be plotting my financial survival beyond my professional career. Ellen Hoffman's BANKROLL YOUR FUTURE is a terrific compass with which to navigate these choppy and often confusing waters! For those of us fuzzy about the ramifications of government programs like social security and medicare, Hoffman clarifies and updates us in language that is clear and accessible. Likewise, she explores and illucidates issues relating to pensions, tax deferred retirement savings, invests and more. For those of us coming to grips with our financial survival in our retirement, Hoffman's book is a gift. She writes about subjects which would otherwise give me a migraine in a accessible fashion.Fortified with Hoffman's book, I am much further down the road towards planning and understanding my financial future.

Title : Ageing Body, Confused Mind
Author : Pete May
Rating : 5 Stars out of 5.
Summary : genius parody

This is such a funny book by an author who I thought could only write about football - specifically stuff on West Ham like "Hammers in the Heart", or the amateur league teams charted in "Sunday Muddy Sunday". How wrong I was. I'm planning to give a copy of "Aging body, confused mind" to any friend or relative over 30, partly as a joke and partly because it's good to be reminded to laugh at yourself however serious the world seems.

Title : Get a Life: You Don't Need a Million to Retire Well
Author : Ralph E. Warner
Rating : 5 Stars out of 5.
Summary : Excellent Contrarian Viewpoint

This book should be required reading for anyone who thinks about retirement, from those just starting out in their 20's and 30's to those nearing retirement. The book is a refreshing, contrarian view to the conventional wisdom of "save tons of money for retirement", "you'll need 70-100% of your current income in retirement", etc., etc., etc. The traditional retirement literature is focused almost exclusively on money, with which Warner takes exception.

Warner's focus is on the whole person - he makes a very compelling argument that money is a FACTOR in a good retirement, but that it is also important to cultivate health, outside interests, friendships and family. He believes these latter factors have a FAR greater influence on a successful retirement than money. He bases this viewpoint on research among those enjoying active, successful retirements.

Warner is not a Pollyanna, saying not to even think about retirement savings (as some critics seem to suggest). The book contains some common sense ideas on savings and admits that having SOME money may help. Warner's point, however, is that money alone isn't going to make you have a successful retirement if you neglected your family, friends, outside interests, spirituality and health in order to get the money.

I highly recommend this book to anyone who ever thinks about retirement. You may not agree with the proposition, but the book will really help expand your view of the elements of a good retirement and may help you plan a more enjoyable life.

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