retirement REVIEW

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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!

Title : The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich
Author : David Bach
Rating : 5 Stars out of 5.
Summary : EXCELLENT!

i am turning 27 on sunday and have nothing to say for myself financially. i owe GBP2000 and have GBP90 in savings. i havent had a proper job in 4 years. after already making the decision to suck it up and get a proper job, i picked this book up quite by chance. i read a couple pages and found it quick and easy and i was hooked. i am now DOUBLY hooked on sorting my life out. i plan to look for a home to buy next year and i know i can do it. this book doesnt to tell you to do the same thing all the other zillions of finance books do, its approach is so simple and uncomplicated and easy, that we can all stop worrying about our futures. bravo!

Title : A Peaceful Retirement
Author : Miss Read
Rating : 5 Stars out of 5.
Summary : A lovely and entertaining read, a book to get lost in.

Miss Read, again manages to captivate the feelings of those who to are approaching retirement; and also of those who aren't. Her characters are all someone you know in your own life. Always feeling that they could be so and so. I always felt as if I was included in the story, like I was a friend. I'm an avid reader of her books but it seems this is the last one? She puts such warmth and feeling into this book it spills out from every page. It is obvious that her friends are as devoted to her as she is to them whatever happens. The frequent requests of marriage from John Jenkins are bittersweet and has nearly succumb once or twice. Her lifelong friend Amy, trying so hard to matchmake over the years, tries not to let John Jenkins slip through Miss Reads' fingers but alas fails again. She gets great support from Henry Mawne, who has also been a suitor in the past but Miss Read also gently refused him. She looks forward to retirement with joy and some trepidation, however handles the situation very well. I hope there will be more stories from her in the not to distant future.

Title : Social Security Benefits Handbook (Social Security Benefits Handbook)
Author : Stanley A. Tomkiel
Rating : 4 Stars out of 5.
Summary : Update from previous review

I applaude Mr. Tomkiel for taking the time to respond to my question regarding the accuracy of one piece of information in his latest book. He obviously cares about his readers and is well versed in the topic! The original information he gave in the book was correct - even though it took him several trys to re-research it, as I had experienced. His efforts are very much appreciated.

Title : Iras, 401 (K)S Other Retirement Plans: Taking Your Money Out (IRA's, 401(k)S Other Retirement Plans: Taking Your Money Out)
Author : Twila Slesnick
Rating : 5 Stars out of 5.
Summary : Thorough coverage for the tax professional. Easy to use.

I do taxes. I have been a "tax professional," working for a reputable CPA firm, for eighteen years.

I imagine that most people think that we always read the most obscure laws, regulations and treatises on tax subjects before we make our decisions and recommendations. The fact is that most professionals are delighted to find publications which make good information easy to find. This book does that.

"How to Take Your Money Out" gives thorough coverage to a very complicated subject. Equally important is that it is almost enjoyable to read and that finding what you are looking for is easy. It is well organized and well indexed. When I looked for answers, I found them, on the first shot.

There are plenty of people, both professionals and taxpayers, who are wondering what to do about IRA and other retirement plan distributions. Having this book on the shelf will give you confidence that you'll know where to look when you need the answers.

Title : Non-Resident Offshore Tax Planning
Author : Lee Hadnum
Rating : 5 Stars out of 5.
Summary : A Great Read

Unfortunately it's not at straightforward as the previous poster is suggesting.Both the UK and Spain domestic tax rules can levy CGT on the disposal of assets for both residents, as well as where assets are located within their jurisdiction.

This is where double tax treaties come into play, and in the case of a Spanish resident owning property in the UK, the double tax treaty articles 13 (1) and 24(4) can ensure that any gain is taxed in the UK. Fortunately, you can usually avoid UK CGT by remaining non resident for a period of at least five complete tax years. In terms of Spanish tax, whilst the Spanish may be able to levy tax on the gain, the current position is that in practice many residents have found that the Spanish revenue authorities have not been interested in the gain arising in the UK.

So the book is in practice correct and a very interesting and informative read to boot.

Title : You've Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire
Author : Suze Orman
Rating : 4 Stars out of 5.
Summary : Must read for anyone concerned with his/her estate.

Superbly written. Easy to read. Explains, in simple terms, trusts, investments, estate taxes, and things you MUST know as long before you approach retirment. Lays out some things you can't afford not to do. Best $10-$15 you ever spent. Could return payment in thousands.

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