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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!

Title : The Golden Door to Retirement and Living in Costa Rica: A Guide to Inexpensive Living in a Peaceful Tropical Paradise
Author : Cristobal Howard
Rating : 4 Stars out of 5.
Summary : The content was great; I dropped a star for the editing.

I breezed through the book in an afternoon/evening and found it to be extremely informative and accurate based on my limited ten day stay in Costa Rica. The author presents both sides for those considering relocating to CR. It is a wonderful place to visit which motivated me to inquire what it might be like to live there.

Title : You'Ve Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire
Author : Suze Orman
Rating : 1 Stars out of 5.
Summary : The math is wrong

The time value of money analysis in this book does not take into account that money has time value and thus the results of the studies Orman presents are biased in the wrong direction. Also the rate of inflation of 5% is too high based on current and past values. This also biases the results. It is funny to see the results of her long term care insurance policy analysis. According to Orman, the insured pays in $1,255 each year for 30 years and alternately if they had not taked the policy get no credit for the compound growth rate this money would earn had not they taken the policy. It makes a huge different that was not considered Also there is a chart that shows a comparison of 5% simple and compound interest on an inflation rider. Certainly, inflation is not a simple interest growth rate. The data of Orman's table make no sense whatsoever and certainly have no bearing on the long term care policy decision.

Title : Good Non-retirement Guide (Enterprise Dynamics)
Author : Rosemary Brown
Rating : 5 Stars out of 5.
Summary : an excellent resource

this book covers health, finance, work, emotional problems in a very practical way and is packed with details of good resources

Title : Rich Dad's Prophecy
Author : Sharon L. Lechter
Rating : 2 Stars out of 5.
Summary : Massively dissappointing addition to an outstanding series

Robert Kiyosaki's "Rich Dad" series has become a seminal work for those seeking financial freedom and success. Following the guidance of his previous works I, my family and colleagues have made huge strides in increasing our net wealth and still consider the day that we read the first book to have been truly life changing.

This latest book, however, is a huge disappointment for anyone who is an experienced 'follower' of Kiyosaki. There is very little new and it appears that the series is becoming a cash cow for him to milk money out of in return for repeating previous material. The amount of content regarding the key topic (the financial impact of the change in the US population make up) is tiny and adds little to what is available free through simple internet searches. The tendency to use the text to advertise other "Rich Dad" products is increasingly annoying and adds to the feeling that the author is not really interested in adding value, except to his bank balance.

For newcomers to the series, though, the book could be useful as it combines topics from all of the previous four texts; a low cost way of getting the most for your money. I still reccomend the original "Rich Dad, Poor Dad" as an outstanding stand alone work (for its attitude alone). This new book would add to that nicely as a pair, saving the need to purchase the intermediate series or numerous attached products.

For those of us who have awaited Kiyosaki's output with anticipation, this is depressingly bad and verging on a deliberate rip off. Stick with the original and look for answers to the questions about the coming decade elsewhere.

Title : Celebration
Author : Harry Crews
Rating : 2 Stars out of 5.
Summary : This is my first and last time to read this author's work.

I was so disappointed in the story because I expected more humor and less cruelty. If Stump is the symbol of the younger, materialistic generation and "The Old Ones" of our aging population, I shudder to think what Crews is predicting for the future. With a catalyst such as Too Much, whose intelligence I found hardly believable from her own background, we won't have to worry about society's demise by the atomic bomb because we'll surely destroy ourselves morally. Although I think Crews made some accurate social commentary, I don't think he had to use so much sexual imagery to do it. Personally, I had to discipline myself to push through some of the "bathtub scenes" with Stump and with the "mop" just to complete the book. By the time I got to the conclusion, I really only read it because I had already invested so much time and energy in it. Maybe my expectations were just erroneous; after all, this was the first of his works that I've read.

Title : Have a Healthy and Happy Retirement Pbk'b'Format(Ntc USA Edition) Help Yourself Series
Author : Michael Apple
Rating : 4 Stars out of 5.
Summary : How to enjoy freedom better health a comfortable lifestyle

One of the greatest changes to have taken place over the last years is the attitude to retirement and ageing. No longer do the older generation creep along as Old Age Pensioners. Instead we see Seniors enjoying their freedom, better health, and with a little luck and planning, a comfortable lifestyle.

Dr Michael Apple, a GP who is also a writer, has brought all this together in his latest book. He urges anyone approaching retirement to think positively about what it will mean, and to seize with both hands the opportunities which are there. He advises us not to let this major change in life catch up on us without some planning, since he points out that in retirement we are viewed in a different light not only by others but by ourselves as well. He explains how some of the relationships we have will change, and how and why even our children may look at us differently.

So, read this book to find out about how to make the most of your opportunities - browse through it - and you will find out all you need to know about moving from a fixed daily routine to using your time more freely. He acknowledges that poor health or a disability may be a factor to contend with, and gives good advice about how to cope with some of these problems.

His sound recommendations are: keep healthy physically and emotionally, look at how ageing affects the body and the mind, make sure you are safe, care for your appearance, and maybe even reassess your sex life.

Title : First Days of Retirement: Devotions to Begin Your Best Years
Author : Mary Harwell Sayler
Rating : 5 Stars out of 5.
Summary : An excellent way to start out your retirement years!

I amazed how helpful this book has been as I have entered the next period of my life. As I look at the next ten or twenty years, I am looking for ways to build a new career of Ministry. Since I don't really believe Christians can "retire" in the normal sense, this devotional has been helpful to me as I search out God's call on my life. The author seems to be very sensitive to the process I am going through as I make this adjustment to a new way of life. The use of scripture, comments, prayer, thought-provoking themes, and journally all help create a powerful and balanced journey. The particular theme for each day has usually touched on very relevant issues, and encouraged me to think and pray as I move forward with my life.

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