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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!



Title : Rich Dad's Retire Young, Retire Rich: How to Get Rich Quickly and Stay Rich Forever! (Rich Dad)
Author : Robert T. Kiyosaki
Rating : 5 Stars out of 5.
Summary : The best "Rich Dad" yet!

I would recommend every book in Robert Kiyosaki's "Rich Dad" series to anyone, but this book is the best yet! Kiyosaki's writing style has settled down, and he has organised his thoughts into a clear, logical book, that, at long last, carries clear guidance on many of the topics that he has addressed in previous books.
"More of the same"? well, yes, there is some repetition there, but since no author can expect every reader to read all his books in sequence there will always be a need to re-state the main principles. In any case, I don't see repetition of this kind as being anything but beneficial, as ultimately it helps to reinforce the message in my own mind.
This book talks a great deal about leverage; all kinds of leverage; ways to improve your ability to create personal wealth. This book will help you to realise that your dreams ARE achievable and help you to organise your mind to achieve those dreams.



Title : How to Retire Rich: Time-Tested Strategies to Beat the Market and Retire in Style
Author : James P. O'Shaughnessy
Rating : 5 Stars out of 5.
Summary : I am buying one of these books for each member of my family.

As an avid reader and a novice investor I could not put the book down. The information was clear and very understandable. I immediately went on line and was able to pull up the 50 stocks I will be using for Reasonable Runaways. My goal was to self manage my 401k. This has given me the tools to do so. I'm in it for the long term so will let you know in 25 years how the strategy worked. I feel strongly enough about the concept to share it with all my friends and family. Wouldn't it be fun to grow wealthy together???

I have also read "What Works on Wall Street". If you must chose between the two "How to Retire Rich" is the better book in my opinion. "What Works" does provide reinforcement of the ideas if that is important to you.



Title : You Can Retire: While You're Still Young Enough to Enjoy It
Author : Les Abromovitz
Rating : 5 Stars out of 5.
Summary : Retirement--realistic, reachable, and I'm ready!!

This is the first personal finance book that I actually enjoyed reading. The advice was practical, realistic and funny. The author is willing to admit mistakes that he made on the road to early retirement. This book has made me realize that retirement does not have to be a taboo word in my household. I CAN retire early without giving up the home I love, and may even be able to convince my husband that retirement isn't as illusive a dream as we thought.



Title : Roth to Riches: The Ordinary to Roth Ira Handbook
Author : John D. Bledsoe
Rating : 2 Stars out of 5.
Summary : Some crucial points are no longer valid due to new regs.

This would have been a very excellent book had publication been withheld until after the Taxpayers' Relief Act of 1998 had been signed into law. Mr. Bledsoe was aware there were going to be important changes and he provideded a form in the back of the book, that the reader can use to send for an update on the the new regulations. Unfortunately the turn arround time for the update is quite slow. As the book reads in its present form, some very important areas are no longer accurate and an unwary reader could be lured into making a mistake in choosing a Roth IRA.



Title : "Which?" Guide to Pensions: How to Maximise Your Retirement Income ("Which?" Consumer Guides)
Author : Jonquil Lowe
Rating : 4 Stars out of 5.
Summary : A good, all-round, general introduction.

You can't normally go wrong with a Which? guide and this one is no exception. I have recently set up my own business and needed to learn all about company pension schemes and legislation.

This guide was an excellent starting point, covering all the major options available to me and clearing up a lot of the jargon. It even contains sections on maximising the performance of your pension.

This is the 1999 edition, but still contains reasonably current advice on Stakeholder pension plans. Considering the often tiresome nature of the subject matter, this is all highly informative stuff.



Title : Murder in Retirement: A Laura Michaels Mystery
Author : John Miles
Rating : 2 Stars out of 5.
Summary : Amusing but not riveting; too "cutesy."

Murder in Retirement was amusing but not really spell-binding. The author went a little "over-the-top" on many of the characters (the actors, Maude, etc.) in that they were stereotypes of stereotypes, not well-developed individuals. The plot was satisfactory, but some loose ends did not get tied up at the end and the final wrap-up was much longer than necessary. He could focus more on the elaboration of the main characters, Laura and Aaron. An o.k. escapist read.



1. Ill-health Early Retirement
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5. EARLY RETIREMENT
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Twelve months ago, I had an accident at home that left me disabled. Can I ask my employer to give me early retirement through ill health?

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