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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!



Title : The Bond Book
Author : Annette Thau
Rating : 5 Stars out of 5.
Summary : I read this book cover to cover--AND IT ROCKS!

As an individual investor, I hadn't had a significant amount of experience with the bond market. Thau's book was a pleasure to read, and I believe it touches on every topic one needs to understand to become an educated bond investor. In short, it rocked me like a hurricane. I highly recommend it.



Title : You've Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire
Author : Suze Orman
Rating : 5 Stars out of 5.
Summary : Every woman's book on pitfalls in planning: Read this FIRST!

I grabbed this book on impulse, knowing that I have a bad track record with money management subjects. I thought it would be laying around gathering dust for awhile...

Was I surprised when I started reading the first page and then plowed right through it in 1-1/2 nights! So easy to read and understand. (The Wall St. Journal series, with all their glitzy colored pictures couldn't do what Suze did with her real-life stories as examples.) Maybe it's the woman's touch, but she got through to me. The whole picture of retirement issues and planning became clear.

I highly recommend this as a first book for financial planning -- it's NOT JUST ABOUT RETIREMENT, it's more about protecting women by arming them with vital information... every woman should READ THIS BOOK BEFORE MAKING ANOTHER DECISION involving money (or before someone makes one for her).



Title : The New Golden Door to Retirement Living in Costa Rica
Author : Christopher Howard
Rating : 1 Stars out of 5.
Summary : Great book--if you lack common sense

This book is great if are planning on traveling to Costa Rica as a tourist for a short amount of time; however, it really does not emcompass the complexity of moving or investing in a foreign country. Don't be fooled--this book lacks substinative information on starting a business in Costa Rica, other than the overarching message that "Not everything in the States will work in Costa Rica." Oh, really? My other favorite section was "How to Find a Nice Girl." After "interviewing hundreds of quality Costa Rican women" the author managed to whittle through the unrespectable, poor, uneducated women who were only after him for his money and find a nice girl. I guess the real shame is that he wasn't able to complete this process through a mail-order catalog.



Title : Rich Dad's Prophecy
Author : Sharon L. Lechter
Rating : 4 Stars out of 5.
Summary : Building your ship or your castle? You choose. But do build

This is a wake up call to anyone still thinking that learning the investment game is optional. It is NOT!

This is a very useful addition to the Rich Dad's series mainly because it helps screw in concepts from the first book Rich Dad Poor Dad, the second one The Cash Flow Quadrant and the third one Guide to Investing.

I see each one as a lecture. And there is a constant build up helping to shape and focus the mind of newbies in the world of professional investment.



Title : The Peanut Butter Murders
Author : Corinne Holt Sawyer
Rating : 3 Stars out of 5.
Summary : the characters are interesting but the puzzle is faulty

i have enjoyed this series because of ms holts characters but i found the puzzle was simplistic and and easy to solve...i much prefer agatha christie for a more challanging puzzle



Title : The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich
Author : David Bach
Rating : 3 Stars out of 5.
Summary : Someones making themselves into a millionaire

I bought this book, and fair enough there are two nuggets of decent advice to make yourselve a millionaire. My favourite part of the book is the rather honest line, ' I once had an idea of how to make a million dollars and your holding it in your hands', Maybe not exactly word for word, but bang on.
Other than the 'Latte factor' this book reminds me of one of those '1000 word essays' we were forced to produce in school, alright for the first 100 words and then everything from slanted handwriting to large letters to try and make it look like we had a 1000 words easy, but in reallity we were on our arses.
On the plus side the book is cheap and easy to keep in good condition and therefore would make a shrewd present, and that's my money saving tip fellow readers.



Title : You've Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire: 6-copy Counter Display Pack
Author : Suze Orman
Rating : 1 Stars out of 5.
Summary : The math is wrong

The time value of money analysis in this book does not take into account that money has time value and thus the results of the studies Orman presents are biased in the wrong direction. Also the rate of inflation of 5% is too high based on current and past values. This also biases the results. It is funny to see the results of her long term care insurance policy analysis. According to Orman, the insured pays in $1,255 each year for 30 years and alternately if they had not taked the policy get no credit for the compound growth rate this money would earn had not they taken the policy. It makes a huge different that was not considered Also there is a chart that shows a comparison of 5% simple and compound interest on an inflation rider. Certainly, inflation is not a simple interest growth rate. The data of Orman's table make no sense whatsoever and certainly have no bearing on the long term care policy decision.



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