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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!

Title : General Washington's Christmas Farewell: A Mount Vernon Homecoming, 1783
Author : Stanley Weintraub
Rating : 5 Stars out of 5.
Summary : It takes chaos to invent a new order

Let's start on a personal note: I was in Cuba in January 1959, when the brutal dictator Fulgencio Batista fled in the middle of the night and Fidel Castro began making his way across the country to Havana.

The Cuban celebrations of the collapse of tyranny and terror were much like the events described in this book, a continuing rum-fueled celebration that lasted days and days in a nation at last free after years of terror. Castro made a triumphal procession across the country as a godlike liberator, just as Washington was hailed as the greatest man of his times. It is nice to celebrate the end of a war -- think of George Bush strutting across the flight deck of an aircraft carrier, wearing a borrowed flight suit with the banner 'Mission Accomplished' in the background. But, freedom is much more; it generates an ecstasy that stirs every emotion the heart, not merely the limited glory of victory, but also an unbounded hope for a better and brighter future without fear, fright or futility.

Washington, with a knowledge and wisdom rare among revolutionary leaders, went back to his farm. The ultimate tribute came from King George III, who personally knew something about the temptations and dangers of power, when he said that if Washington actually did return to his farm "he will be the greatest man in the world."

Think of Cuba today had Castro retired to a little rancho and learned how to cut cane instead of crushing gusanos. In Haiti, Jean Bertrand Aristide should have gone back to the priesthood after he tossed out the Duvalier regime. The list of "liberators" who seize power and try to impose their own rules is almost universal; Washington patterned his retirement after the Roman hero Lucius Quinctius Cincinnatus "who, victorious, left the tented field, covered with honor, and withdrew from public life, to enjoy civium cum dignitate."

Unlike Cincinnatus, who was twice recalled from his farm to become dictator, Washington was recalled from his farm only to establish an enduring legacy of democracy. It is a rare quality. Weintraub describes those perilous times with painful detail.

Painful? It was a time of chaos in America, much to the satisfaction of the English who thought the independent colonies would collapse of internal confusion. Congress was even flakier then than now. A third of Americans were loyalists who had supported King George; Washington understood the power of reconciliation rather than the retribution of describing anyone who had not supported him as an enemy.

In 1783, Washington kept urging greater power for the central government. He could have become dictator and imposed his own regal solution; instead, he stepped back and let the people and Congress, however slow in their many imperfections, gradually work out the system that now exists. Everyone was slow to listen, waiting until 1787 to even begin writing a new Constitution. But, after trying all other solutions, they finally listened to Washington. The old boy may have had wooden (or ivory) teeth, but there was no wood between his ears.

Weintraub has written a masterful book outlining the chaos, confusion and cupidity of the time; explaining how from the primordial soup of American independence a resolute democracy emerged. This book helps explain the resolute independence of the American spirit, nicely summed up by a departing British officer, "These Americans are a curious, original people; they know how to govern themselves, but nobody else can govern them."

It was a wonderful tribute to an exceptional people, and this book nicely explains the mood of the times.

Title : The Golden Door to Retirement and Living in Costa Rica: A Guide to Inexpensive Living in a Peaceful Tropical Paradise
Author : Cristobal Howard
Rating : 3 Stars out of 5.
Summary : Great Book!

Hi, I am working at ILISA Language Institute in Costa Rica, San Jose and I just want to say that this book helps our student a lot by giving them helpful tips or by arrange their own travel in Costa Rica. Thanks!

Title : Planning for Retirement
Author : Alison Mitchell
Rating : 5 Stars out of 5.
Summary : Excellent. Well written and full of helpful information

This is a good wellwritten book that has helped me to do some planning ahead. And i am not that old. Good on pensions; clear and easy to read. And lots of advice you don't even realise you need. Worth every penny

Title : Social Security Benefits Handbook (Social Security Benefits Handbook)
Author : Stanley A. Tomkiel
Rating : 4 Stars out of 5.
Summary : Updated review of this book

Mr. Tomkiel was kind enough to respond to my concerns regarding his text comments on SSI prorating. He indicated in his note that he had again researched the issue of SSI prorating. Although it appears he had the same difficulty obtaining an immediate, correct answer directly from SSA, he was able to confirm that his research on prorating is correct. I commend his efforts to not only understand my confusion after my own conversations with the SSI, but to research the issue himself, once again, with their representatives. Mr. Tomkiel is obviously well versed on this topic, and is an impressive example of an author committed to his topic and his readers. Thank you Mr. Tomkiel for your time, effort, and kind response. My initial review stands corrected.

Title : Iras, 401(K)s Other Retirement Plans: Taking Your Money Out
Author : Twila Slesnick
Rating : 5 Stars out of 5.
Summary : Thorough coverage for the tax professional. Easy to use.

I do taxes. I have been a "tax professional," working for a reputable CPA firm, for eighteen years.

I imagine that most people think that we always read the most obscure laws, regulations and treatises on tax subjects before we make our decisions and recommendations. The fact is that most professionals are delighted to find publications which make good information easy to find. This book does that.

"How to Take Your Money Out" gives thorough coverage to a very complicated subject. Equally important is that it is almost enjoyable to read and that finding what you are looking for is easy. It is well organized and well indexed. When I looked for answers, I found them, on the first shot.

There are plenty of people, both professionals and taxpayers, who are wondering what to do about IRA and other retirement plan distributions. Having this book on the shelf will give you confidence that you'll know where to look when you need the answers.

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