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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : The Joy of Not Working: A Book for the Retired, Unemployed, and Overworked
Author : Ernie J. Zelinski
Rating : 5 Stars out of 5.
Summary : Amusing, wise, easy to dip into informative book.

For anyone driven to work hard due to overconditioning in the work ethic this book is a must. The Chapter "Life Of O'Rielly" emphasises the stresses of modern life and how, with a different atttitude these can be avoided. For those about to retire this book is a must, however it is a good read for anyone in work who wants to alter their lifestyle. Zalinsky writes infomatively on many subjects, from using one's brain creatively to avoiding negative people. This book does not advocate idleness instead it gives pointers to enjoying life. The author discovered the joy of not working when he lost his job. After a period of despondancy, he discovered that a more liesurly pace of life has much to offer and a lot of money is not always necessary.



Title : The Three Boxes of Life: How to Get Out of Them
Author : Richard Nelson Bolles
Rating : 5 Stars out of 5.
Summary : Still a mind-opener after all these years

I first read this book when it had been out only a few years, and it turned my head around. I had been brought up, like most children of the 'fifties, to think of life as a series of rigidly defined serial roles: first you were a student, then you were a worker, and finally you retired and got to do all the fun things you'd been putting off for the past 40-odd years. Having worked my way through graduate school, and done a bit of traveling in the process, I of course knew how artificial these distinctions were -- but I still tended to feel vaguely guilty about my "immature" lifestyle and rebuke myself for not "settling down" like a Real Grownup was "supposed to." Bolles set me straight -- in fact I was doing a pretty good job of balancing growth, work, and leisure in my life, and had nothing to be ashamed of. My subsequent work history has borne out the wisdom of his advice: I've been happiest and most productive when my life achieves that same balance; the most miserable time of my life was the nine-year period when I succumbed to the siren song of Silicon Valley and became a money-obsessed workaholic. This is a terrific book, and one that bears rereading every few years, especially when you feel your life slipping out of balance.



Title : The Last Chronicle of Fairacre: "Changes at Fairacre", "Farewell to Fairacre", "Peaceful Retirement"
Author : Miss" "Read
Rating : 5 Stars out of 5.
Summary : Much-loved series reaches finale

Miss Read has written over 40 titles, with this handsome omnibus edition collecting her last three Fairacre stories.

"Changes at Fairacre", charts the heroine's relationship with her predecessor at the village school, Miss Clare. "Farewell to Fairacre" covers her decision to retire and the final tome shows how Miss Read copes with her new-found life of leisure.

In an afterword, the author says she is laying down her pen "with a thankful heart". It is all the more surprising therefore that these final tales show no sign of staleness. In particular, "A Peaceful Retirement" is quite playful in tone as Miss Read copes valiantly with a series of unlooked-for marriage proposals.

Given that the school year is so regular the author manages to describe events such as Christmas celebrations and harvest festivals with no sense of repetition, and as ever captures the tensions between town and country living, children's and adult worlds and men and women beautifully.

With "Last Chronicle of Fairacre", Dora Saint, the real-life Miss Read, can take her own retirement from authorship knowing that she has served her readers well.



Title : Keys to Investing in Your 401(K) (Barron's Business Keys S.)
Author : Warren Boroson
Rating : 5 Stars out of 5.
Summary : Who the hell is Lucia Solorzano? I wrote the book alone!

In any case, I'm revising the book right now. And I would welcome any comments. Warren Boroson



Title : Senior Living Communities: Operations Management and Marketing for Assisted Living, Congregate, and Continuing-care Retirement Communities
Author : Benjamin W. Pearce
Rating : 5 Stars out of 5.
Summary : Should be required reading for all in elder care!!

I used Mr. Pearce's book as a guide in preparing my presentation at our dept. mgr. retreat last week (giving him credit of course!). As a result, a board member and a fellow dept mgr. ordered their own copies of this book. All-inclusive, professional approaches. I'm surprised--and grateful--that Mr. Pearce shares his expertise so openly. It's refreshing to observe an author whose goal is to raise the bar for quality of care for the elderly, and help his competition achieve same through his generosity in sharing his own experience/knowledge. I'd give away every book in my library before I'd give up this one!!



Title : Wall Street on a Shoestring: Financial Success for Just Five Dollars a Day
Author : Clare La Plante
Rating : 4 Stars out of 5.
Summary : FINALLY, a book for now-small, future-big investors!

Clare's crystal-clear writing style helps the novice investor make sense of it all. A way to START NOW, with pocket change. Great book!



Title : Bankroll Your Future: Retirement with Help from Uncle Sam: How Government Perks and Policies Can Help You Preserve Your Income, Your Healthc
Author : Ellen Hoffman
Rating : 5 Stars out of 5.
Summary : Great book! Easy to understand, no-nonsense financial tips.

I enjoyed this book a great deal. Finally, an easy-to-follow guideline for those of us who might be overwhelmed by our future financial affairs. I bought copies for several friends.



1. Danish Government Presents Plan to Maintain an Extensive... | Article
04-APR-06 - JAN M. OLSEN The government on Tuesday said Denmark's retirement age should be raised by two years to 67 to help sustain the country's... | Free With Signup

2. Denmark
old age' in Denmark and dispels the myth that old people ... and nine in ten (90%) of the youngest age group. Globally, early retirement is not an option many ...

3. The Effects of Pension Programme Incentives on Retirement Behaviour in ...
... programme incentives on retirement in Denmark are analysed in an ... In Denmark the official retirement age of 67 (from 2004 it will be 65) is high in an ...

4. Modeling the Impacts of Incentives on Retirement using Micro-data: Denmark
In Denmark the official retirement age of 67 (from 2004 it will be 65) is high in an ... Specifically, we include programs such as old age pension, early retirement, ...

5. Turkish president steps in over retirement age rise - European Pensions ...
Denmark. Estonia. Finland. France. Germany. Greece. Hungary. Iceland. Ireland. Italy. Latvia ... to President Sezer, a retirement age of 65 is unfair because ...

6. The Employers Forum on Age
... age in employment, ageism, demographics, age laws and regulations, retirement, ... In Denmark mandatory retirement age below 65 set out in a collective agreement ...

7. Nordic Seminar on Labour Market Statistics 2005 Session 4: Retirement ...
in Denmark which is practically synonymous with the Danish early retirement ... retirement on efterløn until they are 62. If you retire on efterløn at the age ...

8. Third Age Foundation
Third Age Foundation, Summerhill, Meath, Ireland, an older people's ... Retired agricultural workers visit from Denmark. Members' Diary. November 2008. S. M. T ...

9. Third Age Foundation - Home
Third Age Foundation, Summerhill, Meath, Ireland, an older people's organisation, run by older people for older ... visit from Denmark. Members' Diary ...

10. Retirement Patterns in Denmark
The entry page to Global Action on Aging's Web site. ... Concluding remarks The retirement age in Denmark has dropped to 61. If surveys ...

11. People's Daily Online -- Denmark reviews retirement age
A website by the People's Daily newspaper; China, business, world, science, ... The retirement age should be raised to 66 in 2023 and 67 by 2025 from the ...

12. Future of retirement
how are people in Denmark planning, preparing and. investing for their retirement? ... Overall, across the age groups, government is seen ...

13. Global Pensions
... retirement age and 53% said they would have to work past this age, primarily for ... of respondents in Britain, 46% in Denmark and an average of 35% in the ...

14. Retirement age hikes ripple across the globe - 05 Dec 2007
The age of retirement is rising across the world as governments react to ... Denmark will increase the NRA age for men and women from 65 to 67 between 2024 ...

15. Old Age, Disability and Survivors
in connection with old age, disability, early retirement from the labour mar ... In Denmark, the basic amount of the statutory retirement pension is in ...

16. Social Security Programs Throughout the World: Europe, 2006 - Denmark
... early retirement pension: Aged 60 to 65 (age 67 for those who reached age 60 ... Family allowances: The child must be younger than age 18 and reside in Denmark. ...

17. Heyday takes Government to court over mandatory retirement age ...
... the Government to court over the future of Mandatory Retirement Ages (MRA) ... organisations across the world" including AARP in the US and Dane Age in Denmark. ...

18. Age Concern launches 'Heyday' to meet the needs of the modern retiree ...
... backed by Age Concern to support people approaching or in early retirement. ... organisations across the world, including AARP in the US and Dane Age in Denmark. ...

19. New age discrimination laws to come into force on 1 October 2006 - Help ...
... age in all aspects of recruitment, dismissal, training and retirement ... Denmark introduced age discrimination laws in 2004, which are very similar to ...

20. What is legal?
In Denmark, the legal retirement age is 65 years. ... 65 years is the legal and 59 years the actual average retirement age. ...

21. CIPD pushes government to scrap mandatory retirement age after... by ...
CIPD pushes government to scrap mandatory retirement age after... by Jobs from Jobs 2 seek ... enforcement of the default retirement age is likely to increase ...

22. Appreciating the value of age - European Pensions & Investment News
World Bank Retirement. World Trade Organization. COUNTRY PROFILES. Austria. Baltic States ... Denmark. Estonia. Finland. France. Germany. Greece. Hungary ...

23. Economy of Denmark - Wikipedia, the free encyclopedia
... to TV2 (Denmark), January, 2008, around 700,000 in the working age group ... before retirement from the age of 65 receive 120% of their pre-retirement income ...

24. Denmark State Bank ... Where Customers Send Their Friends
Choosing your retirement or education savings plan is an important decision. ... An individual who attains the age of 50 before the close of the taxable year may ...

25. South African Retired Person's Permit
Applying for a South African Retired Person's permit allows those wishing to immigrate to South Africa to settle in the ... South Africa Retirement ... "retired person", no age limit is imposed ...

26. Early Retirement Age
Have you ever considered retirement at an early age? ... Australia Russia Greece Denmark Estonia Germany Poland Czech Republic Austria ...

27. Online Recruitment - CIPD pushes government to scrap mandatory ...
... pushes government to scrap mandatory retirement age after today's ECJ statement - Online ... of the default retirement age are numbered in spite ...

28. Dawning of a new retirement age - Opinion - smh.com.au
What is the right age to retire? Good question - and one to which the right answer is likely to change before too ... Britain, Germany and Denmark - are in the ...

29. Australia - Skilled Independent Visa
Age. The applicants must be under 45 years old. English Language ... Australia Investor Retirement. Citizenship Visa. Australia Citizenship. Family Visas ...

30. Social Security Programs Throughout the World: Europe, 2008 - Denmark
Partial early retirement pension: Aged 60 to 65, residing in Denmark, employed full ... allowances: The child must be younger than age 18 and reside in Denmark. ...

31. The Pension Service - International Pension Centre - Frequently asked ...
Links to information on pensions, saving for retirement, pensioner organsiations from The Pension Service, part of the Department for Work and Pensions.

32. Online Recruitment - Rise in retirement age would mean more red tape ...
Rise in retirement age would mean more red tape for employers - Online Recruitment with Onrec.com ... Raising the retirement age could wrap employers up in ...

33. DENMARK
... before marrying Sigrid, as a first marriage at the age of about ... She seems to have spent the last years of her life in retirement in Winchester[221] ...

34. Flexibility in retirement age provision
... highlighted that raising the effective retirement age is a key ... Cyprus, Denmark and Lithuania Member States report the possibilities for deferring of State ...

35. Social Security, Retirement and Employment of the Young in Denmark
The official retirement age in Denmark defined as the time from which you become ... average retirement age is lower at around 61 62 years. ...

36. Average ages for retirement in the main European countries
The entry page to Global Action on Aging's Web site. ... DENMARK. The legal age for retirement is 67, provided the person was 60 prior to July 1, ...

37. Immigration to Malaysia: Malaysia My Second Home Program
(if you are above 50 years of age) ... Denmark. Sweden. Italy. Austria. Luxembourg. Schengen visas. European Union. South Africa ...

38. People Management - Age discrimination: International
Belgian workers protest against plans to increase retirement age (Belgium) ... Bonus plan for workers aged 65+ (Denmark) ... French retirement age may rise to 66 ...



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