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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : The New Golden Door to Retirement Living in Costa Rica
Author : Christopher Howard
Rating : 5 Stars out of 5.
Summary : Great, Great Book!

My husband and I found this book to be a godsend. It helped make our move to Costa Rica a lot easier and answered a lot of questions we had. We saved time and money by reading it. Even after living in Costa we refer to it occasionally. It was highly recommended to us by the Costa Rican Residents Association.



Title : Iras, 401 (K)S Other Retirement Plans: Taking Your Money Out (IRA's, 401(k)S Other Retirement Plans: Taking Your Money Out)
Author : Twila Slesnick
Rating : 5 Stars out of 5.
Summary : Excellent even if you're not 59 1/2 years old

This is a great resource--clear, concise, easy to digest, well indexed, and written for the lay person. Knowing the rules for taking money out of your retirement accounts is important even if you're still putting money away--it allows you to make much better decisions about your investments.



Title : Your Guide to Retiring to Mexico, Costa Rica and Beyond: Finding the Good Life on a Fixed Income
Author : Shelley Emling
Rating : 3 Stars out of 5.
Summary : Worth reading.

A good book in that it allows you to compare Mexico with other countries. The only negative I can think of is that in the Mexico section the author refers to Mexico City throughout. Not many retirees want to settle in Mexico City.



Title : Get a Life: You Don't Need a Million to Retire Well (Get a Life: You Don't Need a Million to Retire Well)
Author : Ralph E. Warner
Rating : 5 Stars out of 5.
Summary : Excellent Contrarian Viewpoint

This book should be required reading for anyone who thinks about retirement, from those just starting out in their 20's and 30's to those nearing retirement. The book is a refreshing, contrarian view to the conventional wisdom of "save tons of money for retirement", "you'll need 70-100% of your current income in retirement", etc., etc., etc. The traditional retirement literature is focused almost exclusively on money, with which Warner takes exception.

Warner's focus is on the whole person - he makes a very compelling argument that money is a FACTOR in a good retirement, but that it is also important to cultivate health, outside interests, friendships and family. He believes these latter factors have a FAR greater influence on a successful retirement than money. He bases this viewpoint on research among those enjoying active, successful retirements.

Warner is not a Pollyanna, saying not to even think about retirement savings (as some critics seem to suggest). The book contains some common sense ideas on savings and admits that having SOME money may help. Warner's point, however, is that money alone isn't going to make you have a successful retirement if you neglected your family, friends, outside interests, spirituality and health in order to get the money.

I highly recommend this book to anyone who ever thinks about retirement. You may not agree with the proposition, but the book will really help expand your view of the elements of a good retirement and may help you plan a more enjoyable life.



Title : Rich Dad's Prophecy
Author : Sharon L. Lechter
Rating : 4 Stars out of 5.
Summary : Building your ship or your castle? You choose. But do build

This is a wake up call to anyone still thinking that learning the investment game is optional. It is NOT!

This is a very useful addition to the Rich Dad's series mainly because it helps screw in concepts from the first book Rich Dad Poor Dad, the second one The Cash Flow Quadrant and the third one Guide to Investing.

I see each one as a lecture. And there is a constant build up helping to shape and focus the mind of newbies in the world of professional investment.



Title : Bankroll Your Future: Retirement with Help from Uncle Sam: How Government Perks and Policies Can Help You Preserve Your Income, Your Healthc
Author : Ellen Hoffman
Rating : 5 Stars out of 5.
Summary : Great book! Easy to understand, no-nonsense financial tips.

I enjoyed this book a great deal. Finally, an easy-to-follow guideline for those of us who might be overwhelmed by our future financial affairs. I bought copies for several friends.



1. The Pension Service - State Pension - Basic State Pension
Information on State Pension, formerly known as retirement pension, from The Pension Service, part of the Department for Work and Pensions, UK.

2. State Pension : Directgov - Money, tax and benefits
... a woman and are retired or approaching retirement, you could increase your State ... Information about the UK State Pension for the Kindertransport group ...

3. State Pensions UK | Pensions | Pensions in Retirement
In terms of the retirement age, the state retirement pension is paid to people ... Protected rights benefits in payment do not need to increase each year by either ...

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Pension rates used to increase in line with wages (which typically increase at a ... 5m of the UK's 11m pensioners are entitled to claim Pension Credit but only ...

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UK State Pension. A state retirement pension is provided by the UK ... However a woman's state pension age will gradually increase to 65 between 2010 and 2020. ...

7. British Pension - Frequently Asked Questions
What is the UK State Retirement Age (SRA) ... The State Pension age for women is changing and will gradually increase from 60 ...

8. Fry Group - State Pension
The state pension does provide a very cost-effective means of saving for later years, but cannot, on its own, provide an adequate retirement fund.

9. Guide and background to UK State Pension. Links to useful sites and ...
... UK State Pension. Including who is eligible and how to claim. Calculate your state retirement ... The increase in the State Pension age will not affect women ...

10. Legislation UK | Pension Law
... on 12 February 2004 introduced a Pension Protection Fund and promoted financial planning for an individuals retirement. ... Taking State Pension late ... to increase the financial resources ...

11. State Pension Easy UK Guide
Increase Your Pension Pot... Here's a Way You Can To Find Out More Click. Home ... The Basic State Retirement Pension for a single person is approx £3,150 pa. ...

12. Pension Sorter | UK Government Pensions Reform
In 2006, the government launched their plans for pension reform. ... And anyone born after 1959 will be affected by the planned increase in the state retirement age. ...

13. DWP - Services and benefits - Pensions and Retirement
State Pension Forecast [BR19] (this link takes you to The Pension Service website) ... Government aims to increase protection for your company pension and widen your ...

14. Protests over state pension
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15. Pension - Wikipedia, the free encyclopedia
Pension arrangements provided by the state in most countries in the world are ... One method of reforming the pension system is to increase the retirement age. ...

16. UK state pension is the worst in Europe | This is Money
The UK also has one of the highest retirement ages in Europe at an average of ... Plans to increase the state pension age from 65 to 68 during the coming 30 years ...

17. London Stock Exchange - Free information, guides and brochures
Calls made for increase in state pension. Brits expecting to delay retirement, study says ... UK pension funding deficit 'increases' Pensions crisis 'on the horizon' ...

18. Can The State Pension Survive? - 14/11/2007
According to an international survey, the UK has the worst state pension in the EU. What does the future hold for British workers?

19. State Pensions and Benefits - Financing Retirement (UK)
All state pensions and benefits should be applied for before, or as soon as state retirement age is due to ensure ... In Britain the state pension age for ...

20. Basic state pension - Wikipedia, the free encyclopedia
The Basic State Pension is based on the entire UK National Insurance ... Graduated Retirement Benefit. Pensions Credit. State Earnings-Related Pension Scheme ...

21. Pensions, Personal Pensions, Final Salary Pensions, State Pensions ...
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22. UK should adopt overseas pension ideas, survey suggests
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23. pensions - working in uk - eumobility
... contributions (less for women reaching retirement age before 2020) ... State pension age for men and women to increase to 66 years old from 2024, to 67 ...

24. Pension Crisis in the UK - moneto.eu
Independent and comprehensive information on pension protection in the UK. ... only to face an impoverished retirement caused by an insufficient State Pension. ...

25. Fiscal effects of reforming the UK state pension system
increased through the increase in the state pension age. The increase in retirement ... state pension scheme in the UK. Both of these reforms lead to a large ...

26. DMGT Pensions.co.uk
... in pension rights Tax office details State Pensions Nearing State Pension age ... each year, usually in April, with full details of the increase to your pension. ...

27. Would allowing early access to pension savings
increase retirement incomes? Introduction. Summary of conclusions. 1. Background to early access ... individual levels of pension saving in the UK. ...

28. State pension - Planning your retirement - Your money - Which? Advice
Retirement countdown. State pension. Other retirement options. Contacts ... National Insurance contributions in order to increase their qualifying years may ...

29. Increasing Pension Contributions - Pension Contributions - Prudential UK
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30. Inflation increase boosts basic state pension
The Basic State Pension is set to increase as inflation jumps to five per cent, the ... Retirement savers in the dark over annuity payouts 25 November 2008 ...

31. Pension FAQ - Pension Information - Prudential UK
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32. Demand for immediate increase in state pension - Scotsman.com Business
... for immediate increase in state pension - THE UK's biggest pensioner ... Retirement funds suffering as households feel the pinch ...

33. BBC NEWS | UK | UK Politics | Pension age increase 'inevitable'
A rise in the state pension age is "inevitable" by 2020, says Work and ... state pension age was "a fairly blunt tool for changing effective retirement ages" ...

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35. Retirement in the UK
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36. Hamiltons Pension
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