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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : Ageing Body, Confused Mind
Author : Pete May
Rating : 5 Stars out of 5.
Summary : Ageing Body, Confused Mind

This is the funniest book I have ever read. I was looking for practical help with growing older and this book demonstrated to me that ageing does not have to be a problem, depending on how you look at it. We should all grow old as Pete May suggests - laughing and being ourselves. Thank you for showing me an alternative.



Title : Get a Life: You Don't Need a Million to Retire Well
Author : Ralph Warner
Rating : 5 Stars out of 5.
Summary : This is the best retirement planning book I've ever read!

This is the first retirement planning book I've ever read that realistically addresses how much money you really need to save for the lifestyle you want. I now realize that I don't need to save millions, that my current saving plan is perfectly adequate for the lifestyle I want. I can relax, enjoy my life and family, and work on retaining my health.



Title : Financial Independence the Smart Way: Investing for Growth, Income and Retirement
Author : Stephen L Littauer
Rating : 5 Stars out of 5.
Summary : Easy to understand and easy to use.

Financial Independence The Smart Way shows you how to become your own investment manager. If you're looking for advice and an action plan to help you secure your financial freedom, look no further. I found this investment book to be the best I've seen. The author takes a disciplined, systematic approach to investing, guiding you from your personal objectives to suitable investments for your portfolio. It has helped me to sort through the maze of current offerings and develop a well-designed plan for investing. The book shows how to "invest the smart way" and what it takes to be a successful investor. The author explains why its risky to be out of the market. I liked the strategies he offered to become my own investment manager, to plan for a financially secure retirement, to invest online and to protect my capital.



Title : You'Ve Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire
Author : Suze Orman
Rating : 4 Stars out of 5.
Summary : Excellent book

People spend their entire lifetimes working to amass wealth, but forget about protecting it. I bump into people every day who still think a will is enough---ENT! I also recommend Financial Self Defense and More Wealth without Risk by Givens. Suze's book is newer, but Givens offers techniques that work well with the information in this book.



Title : Non-Resident Offshore Tax Planning
Author : Lee Hadnum
Rating : 5 Stars out of 5.
Summary : A Great Read

Unfortunately it's not at straightforward as the previous poster is suggesting.Both the UK and Spain domestic tax rules can levy CGT on the disposal of assets for both residents, as well as where assets are located within their jurisdiction.

This is where double tax treaties come into play, and in the case of a Spanish resident owning property in the UK, the double tax treaty articles 13 (1) and 24(4) can ensure that any gain is taxed in the UK. Fortunately, you can usually avoid UK CGT by remaining non resident for a period of at least five complete tax years. In terms of Spanish tax, whilst the Spanish may be able to levy tax on the gain, the current position is that in practice many residents have found that the Spanish revenue authorities have not been interested in the gain arising in the UK.

So the book is in practice correct and a very interesting and informative read to boot.



Title : The New Golden Door to Retirement Living in Costa Rica
Author : Christopher Howard
Rating : 4 Stars out of 5.
Summary : The content was great; I dropped a star for the editing.

I breezed through the book in an afternoon/evening and found it to be extremely informative and accurate based on my limited ten day stay in Costa Rica. The author presents both sides for those considering relocating to CR. It is a wonderful place to visit which motivated me to inquire what it might be like to live there.



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