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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!

Title : Invest in Yourself: Six Secrets to a Rich Life
Author : Marc Eisenson
Rating : 4 Stars out of 5.
Summary : small technics make big differences

It only took me 30 seconds to buy the book after I scan the titles of the chapters in a fantasitic bookstore in middle Taiwan...all matter to me even if I am a Taiwanese who's so different from those who are supposed to read it.The subject is so universal that,after wandering among the shelves for hours with limited budgets, I decided to take it. The book provides us with so many tips and give us so many substantial thoughts and agendas that a man has to take to make himself rich, materially and spiritually. I am so amazed that,even books about the same subjects in the books are countless,this is a real DIFFERENT book which is written on basis of the authurs' financial expertise and their ideas of helping people, withour meaningless preach and crabbs. This book is a real life bible. I am so glad that I have it.

Title : How to Avoid Inheritance Tax
Author : Carl Bayley
Rating : 5 Stars out of 5.
Summary : A complete beginners guide.

A clear, simple explanation of a very complex subject. Worked examples add to the clarity. Gives the status of the law in early 2005. In some areas, e.g. trusts, you may feel the need to get further explanation but this book gives sufficient detail for most people.

Gave me enough knowledge to be able to talk, and argue, with the IFA and put forward a proposal that suited my family.

Title : You've Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire
Author : Suze Orman
Rating : 5 Stars out of 5.
Summary : Very specific, useful info for BIG retirement decisions.

Orman provides very specific information and advice that you will not find unless you shell out big bucks to a financial advisor. For example, Orman tells you how to take money from your IRA before age 59 1/2 with NO PENALTY (substantially equal periodic payments), but adds VERY IMPORTANT advice on how to structure the portfolio to protect the nest egg. Another example of very specific, useful info includes the chapter on long-term care which gives instuctions on how to determine if you need LTC insurance, how much to buy, when to buy, what kind of company to buy from, etc.

The entire book is filled with this kind of specific info - a "must read" for the "do-it-your-self" personal financial manager.

Title : Have a Healthy and Happy Retirement
Author : Michael Apple
Rating : 4 Stars out of 5.
Summary : How to enjoy freedom better health a comfortable lifestyle

One of the greatest changes to have taken place over the last years is the attitude to retirement and ageing. No longer do the older generation creep along as Old Age Pensioners. Instead we see Seniors enjoying their freedom, better health, and with a little luck and planning, a comfortable lifestyle.

Dr Michael Apple, a GP who is also a writer, has brought all this together in his latest book. He urges anyone approaching retirement to think positively about what it will mean, and to seize with both hands the opportunities which are there. He advises us not to let this major change in life catch up on us without some planning, since he points out that in retirement we are viewed in a different light not only by others but by ourselves as well. He explains how some of the relationships we have will change, and how and why even our children may look at us differently.

So, read this book to find out about how to make the most of your opportunities - browse through it - and you will find out all you need to know about moving from a fixed daily routine to using your time more freely. He acknowledges that poor health or a disability may be a factor to contend with, and gives good advice about how to cope with some of these problems.

His sound recommendations are: keep healthy physically and emotionally, look at how ageing affects the body and the mind, make sure you are safe, care for your appearance, and maybe even reassess your sex life.

Title : Mrs. Ted Bliss
Author : Stanley Elkin
Rating : 3 Stars out of 5.
Summary : Beautiful language, ugly plot

Mr. Elkin has a wonderful style, with phrases that you reread and say out loud to yourself, that you remember when you put the book down. But that's about all you remember, because the plot and the characters leave much to be desired. I think Elkin put a little too much into forming the most perfect, most beautiful sentences, and not enough into the actual story. I never cared about what happened to Dorothy, or anyone else in her mundane existance. Literature is not literature if it doesn't move you, and Mrs. Ted Bliss most definetly failed in that regard.

Title : Social Security, Medicare, and Government Pensions: Get the Most Out of Your Retirement and Medical Benefits (Social Security, Medicare Government Pensions)
Author : Joseph L. Matthews
Rating : 5 Stars out of 5.
Summary : Great summary of the Social Security system!

This happens to be the best all-around book concerning the difficult subject of Social Security that I have read. Understandable and very well written. The sections regarding disability are filled with just the info I needed to know.

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