retirement REVIEW

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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!

Title : Retire Rich: The Baby Boomer's Guide to a Secure Future
Author : Bambi Holzer
Rating : 5 Stars out of 5.
Summary : insightful

My husband shared "Retire Rich" with me. Even though he has been in the financail services business for 20 years, I have to admit I never really understood all the concepts necessary to feel comfortable with what we have been able to save. "Retire Rich" led me through the maze of complex financial terms/concepts and explained them in words and examples that I quickly grasped. I found myself saying "I never knew that" or "I see" scores of times as I read through the book. I especially liked the style in which the book is written, it doesn't talk down or up to me. In a nutshell, "Retire Rich" answers questions that every spouse asks.

Title : Life Begins at Fifty: A Handbook for Creative Retirement Planning
Author : Leonard J. Hansen
Rating : 5 Stars out of 5.
Summary : A valuable, user-friendly tool for constructing one's life.

As my own writing sometimes includes advice columns, an editor recommended I read "Life Begins at Fifty" as a primer on how to make a wide range of sometimes complex topics easily accessible for the lay reader. It proved an excellent direction. Mr. Hansen has obviously covered the waterfront for a long time, and the breadth of his knowledge and the manner in which he integrates and conveys his subjects provides a stark contrast to most of the platitudes and off the shelf advice readers are subjected to. My spry 82 year old mother found the book a fascination and said that if she'd had access to it decades ago it would have significantly influenced and changed a number of her decisions. I know the book will prove an interesting tool for me, as it prods me toward topics I know I should be thinking about but keep putting off. One of the most evident virtues of the book is that Mr. Hansen never seems to be fighting a rearguard action as Father Time starts piling on, but instead clearly views the last half of life as when things really get interesting, a viewpoint readers of his book are likely to embrace.

Title : The Complete Guide to a Creative Retirement
Author : Robert Kelley
Rating : 5 Stars out of 5.
Summary : Valuable Resource for Your Golden Years

Many friends and family members have told me that they were unprepared for retirement when it came. They struggled mightily with problems that they later found that almost everyone has. So although they had the financial wherewithal to retire, they didn't really know how to spend their time and focus their energies. As a result, they enjoyed the early years of their retirements much less than they had hoped and could have. That's a same because the first few months and years of retirement are likely to be the time when most people will have the most health and financial resources to explore whatever it is that they would like to do.

Mr. Kelley's The Complete Guide to a Creative Retirement is a resource that addresses the issues very well that retired people have told me about. I heartily recommend it to everyone who would like to retire in the next ten years . . . and to those who are recently retired.

The book is organized into two sections. In section one, you are given ideas for thinking about retirement in new and more productive ways. Section two is a resource guide to help those with different orientations (organizers, creative people, socializers, intellectuals, volunteers and caregivers, nature lovers, athletes, and those who would like to keep working past the normal retirement age).

In chapter one, Mr. Kelley compares the frustrations of many retirements that were not planned (such as after being "downsized") with those who had planned creatively for retirement, and found their golden years to be an improvement in their lives.

In chapter two, you will learn the 12 strategies for retirement.

1. Maintain as much of your daily routine as you can.
2. Leave the house at least once a day.
3. Make a daily list of things to do.
4. Plan ahead.
5. Plan your social life.
6. Eat less.
7. Exercise daily.
8. Simplify your life.
9. Pursue your favorite activities.
10. Get better at what you want to do while retired.
11. Join a support group.
12. Lose yourself mentally and emotionally in your activities.

The first section goes on to help you see choices that you may not have considered, explains how to adjust in retirement in your relationships with your spouse and friends, and gives you a planning guide that you can fill out to begin your thinking.

The second section isn't as exhaustive as it might have been, but there are enough ideas to get you started. I'm sure it will stimulate you to come up with even better choices that fit your circumstances best. Don't be afraid to think of yourself as having more than one dimension (you may be an athlete and a socializer).

I also encourage you to share this book with your spouse, family members and friends. They may be able to help you develop better choices after having considered the book.

After you are done, I suggest that you think about how you could help others have a better retirement as well.

Title : Senior Living Communities: Operations Management and Marketing for Assisted Living, Congregate, and Continuing-care Retirement Communities
Author : Benjamin W. Pearce
Rating : 5 Stars out of 5.
Summary : A primer for the novice as well as experienced operators.

I found this book to be succinct without sacrificing the kind of detail that can save hours of research and trial and error. The topics are well-covered and the information is up to the minute. This book will be shared with all departments and be a constant reference point. Well worth the money!

Title : Celebration
Author : Harry Crews
Rating : 2 Stars out of 5.
Summary : This is my first and last time to read this author's work.

I was so disappointed in the story because I expected more humor and less cruelty. If Stump is the symbol of the younger, materialistic generation and "The Old Ones" of our aging population, I shudder to think what Crews is predicting for the future. With a catalyst such as Too Much, whose intelligence I found hardly believable from her own background, we won't have to worry about society's demise by the atomic bomb because we'll surely destroy ourselves morally. Although I think Crews made some accurate social commentary, I don't think he had to use so much sexual imagery to do it. Personally, I had to discipline myself to push through some of the "bathtub scenes" with Stump and with the "mop" just to complete the book. By the time I got to the conclusion, I really only read it because I had already invested so much time and energy in it. Maybe my expectations were just erroneous; after all, this was the first of his works that I've read.

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