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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : Investing from Scratch: A Handbook for the Young Investor
Author : James Lowell
Rating : 4 Stars out of 5.
Summary : Intelligent advice for thoughtful investors.

Lowell's writing voice is engaging, intelligent, and refreshingly free of finance jargon. This is a primer for people who have more on their minds than their mutual fund returns. One of the very few books of this genre I could actually relate to, as someone with a healthy skepticism towards the American dream of riches and retirement. Written uncondescendingly and with attention to the often ignored but important issues of investors' social responsibilities, and if it is in fact possible to do well and do good at the same time. One of the few books of this genre that doesn't alienate me.



Title : How to Retire Rich: Time-Tested Strategies to Beat the Market and Retire in Style
Author : James P. O'Shaughnessy
Rating : 2 Stars out of 5.
Summary : Started good, but then...

I don't know how to take this book. On the positive side, it offers seemingly reasonable investment strategies for inexperienced investors. At worst, the strategies are thought provoking. At best, they may be providing strategies that will make alot of people retire rich. On the negative side, I am skeptical of the author's intentions of writing this book. He sells mutual funds that implement the strategies (which is not necessarily a bad thing), but the funds have yearly fees of 1.5% each! That is very high for a passive fund. Why so high? All of a sudden, I want to stop reading. Finally, the book didn't teach me 250+ pages of info. It may be good for the new investor, but for one like me that has read a few books (but not done alot yet), it didn't offer alot of new insight. (I just can't get that 1.5% out of my head...)



Title : The New Golden Door to Retirement Living in Costa Rica
Author : Christopher Howard
Rating : 3 Stars out of 5.
Summary : Great Book!

Hi, I am working at ILISA Language Institute in Costa Rica, San Jose and I just want to say that this book helps our student a lot by giving them helpful tips or by arrange their own travel in Costa Rica. Thanks!



Title : Funny, I Don't Feel Old!: How to Flourish After 50
Author : Carter Henderson
Rating : 5 Stars out of 5.
Summary : A great gift

I gave this book to my mother and father after they turned 55 and they both enjoyed it very much



Title : The New Golden Door To Retirement And Living In Costa Rica: A Guide to Inexpensive Living, Making Money and Finding Love in a Peaceful Tropical Paradise (New Golden Door to Retirement and Living in Costa Rica)
Author : Christopher Howard
Rating : 5 Stars out of 5.
Summary : Great, Great Book!

My husband and I found this book to be a godsend. It helped make our move to Costa Rica a lot easier and answered a lot of questions we had. We saved time and money by reading it. Even after living in Costa we refer to it occasionally. It was highly recommended to us by the Costa Rican Residents Association.



1. Retirement benefits by year of birth
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The chart at the right shows the year-to-year portfolio balances after taking ... Retire Early's Safe Withdrawal Rates in Retirement ...

4. Institute for Fiscal Studies: Press
... a growing proportion of the workforce to retire or leave the labour market early. But this upward trend in early retirement is very unlikely to continue, ...

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6. Early Retirement - University of Wisconsin System Employee Benefits
... thinking about early retirement, this question ... HOW EARLY CAN I RETIRE? ... The chart below shows the percentage of the base monthly retirement benefit (For ...

7. clarkhoward.com: Topics
The key to becoming a millionaire by age 65 is to start saving early!!! Age ... 1.Put money into your company's 401(k) to the maximum your employer matches. ...

8. Cash versus Equities chart, bad behavior - Early Retirement Forums
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... women to learn about women's unique financial needs, financial planning, personal finance, investing, retirement, money ... what you will have when you retire. ... Early & Semi-Retirement ...

11. TRB: Early Retirement
Early Retirement Abstract: E:\portal\TRB\activeteacher\activeteacher14.htm ... The benefit calculation will be based on 5 years early using Chart B. ...

12. IMRF Early Retirement Incentive
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14. UW System Adminstration, IF YOU'RE CONSIDERING EARLY RETIREMENT
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15. Normal retirement age (NRA)
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18. When to take Social Security (Page 2 of 2)
The Social Security Administration provides a chart of retirement benefits by birth year. ... the total value of lower benefits (from choosing early retirement. ...

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20. Retirement news and advice from Bankrate.com
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23. Public Employees' Retirement System (PERS) Plan Comparison Chart
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25. ESRC Society Today - An end to the trend towards early retirement?
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28. 401k Early Retirement
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33. CSRS and FERS Retirement Eligibility and Available Options.
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