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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : Rich Dad's Retire Young, Retire Rich: How to Get Rich Quickly and Stay Rich Forever! (Rich Dad)
Author : Robert T. Kiyosaki
Rating : 1 Stars out of 5.
Summary : Perpetual Motion Machine

The search for easy wealth is akin to the search for the "perpetual motion machine". It doesn't exist and this book also fails to deliver. Much of the advice deals with the USA only and the tax advice does not apply to the UK. Anyway if everyone took up the advice and reduced their payment of taxes governments would collapse; but then they wouldn't - the tax goal posts would be moved. I was unimpressed by the advice which could have been written on three pages, the rest being a repetitious mantra of this imaginary "rich dad" anecdotes.
My advice on the first step to being wealthy is save your money and do not buy this book



Title : The Pension Book: What You Need to Know to Prepare for Retirement
Author : Karen Ferguson
Rating : 5 Stars out of 5.
Summary : wonderful and informative book

Finally, a pension and retirement income book by someone not trying to sell you anything! Karen Ferguson and Kate Blackwell have crafted a remarkable book that combines a thoughtful analysis of what ails the current retirement income system with some "how to" advice on how to get your own retirement income and pension questions answered and disputes resolved. This is as it should be for, as a collective citizenry, we are appalling ignorant about the structure of retirement income in the United States. In the same way, it is rare to meet a person (of any level of education) who fully understands their own retirement income plan. We, as responsible citizens and as tomorrow's retirees, need to learn a whole lot more. This book is the place to start.



Title : Mrs. Ted Bliss
Author : Stanley Elkin
Rating : 3 Stars out of 5.
Summary : Beautiful language, ugly plot

Mr. Elkin has a wonderful style, with phrases that you reread and say out loud to yourself, that you remember when you put the book down. But that's about all you remember, because the plot and the characters leave much to be desired. I think Elkin put a little too much into forming the most perfect, most beautiful sentences, and not enough into the actual story. I never cared about what happened to Dorothy, or anyone else in her mundane existance. Literature is not literature if it doesn't move you, and Mrs. Ted Bliss most definetly failed in that regard.



Title : The Three Boxes of Life: How to Get Out of Them
Author : Richard Nelson Bolles
Rating : 5 Stars out of 5.
Summary : This book will allow you to build the best lifestyle for you

Remember the Saturday Night Live episode when Eddie Murphy dresses up as a white man, make-up and all. Remember how all the rules would change for him as soon as he "became" white. Well, this book reveals the secrets of the white man, the ins-and-out of the current system. How to gather scholarships, how to look for work, how to still have a life...Richard Bolles helps us all become who we want to be. For example, don't look for work in the paper, look for companies you wish to work for and begin to hunt for the position you really want.



1. Lambeth Teacher with Lambeth NUT
... is granted early retirement either on the grounds of redundancy or in ... prevent teachers who have retired on age grounds or through early retirement, on ...

2. EARLY RETIREMENT/ VOLUNTARY REDUNDANCY/
... include the scheme under which an individual has retired, the date of retirement, ... In normal circumstances the retiring or redundant member of staff ...

3. www.nottinghamshire.gov.uk/corporateearlyretirementpolicy.doc
Applicants for voluntary redundancy or early retirement will not normally be ... In the case of teacher early retirements, a member of the school's governing ...

4. 15/97 Early Retirement Arrangements for Teachers - Summary of contents
... on changes to the early retirement arrangements for teachers. ... Teachers (Compensation for Redundancy and Premature Retirement) Regulations 1997, ...

5. BBC NEWS | Wales | Mid Wales | School redundancy costs top £250k
Teachers' early retirement and redundancy costs in Powys are expected to be more than first thought. ... funding teachers' early retirement and redundancy in ...

6. Teachers taking early retirement up nearly 50% - Times Online
The number of teachers taking early retirement in England has almost doubled in ... With a quarter of all head teachers retiring in the next decade, John Dunford, ...

7. Education and Manpower Bureau Circular Memorandum No
... teachers intending to be considered for early retirement under ... (b) Teachers. whose early retirement will alleviate teacher redundancy in schools with ...

8. SCHEME FOR EARLY RETIREMENT POLICY STATEMENT
The policy on retirement following compulsory redundancy is given in the. document ... The cost to the Service/Council of someone retiring early should be ...

9. Teachers' Pensions Advice
... redundancy) notice and you have volunteered for early retirement without ... the teacher's age (application on behalf of teachers under 55 are unlikely to be ...

10. UNISON Scotland Early retirement within local authorities briefing
... early retirement decisions for all local authority staff other than teachers and ... of efficiency/ redundancy and voluntary early retirement the employing ...

11. Open Writing: Early Retirement
... this morning, sending parents, teachers, ordinary citizens, fair play ... make job losses from redundancy and early retirements everyday occurrences, so ...

12. Teachers Voluntary Early Retirement and Voluntary Severance Scheme 2006/07
The early retirement scheme, which is without enhancement of ... for early retirement under the Teachers' Superannuation ... compulsory redundancy ; or ...

13. SUBJECT: CIRCULAR NUMBER: Teachers' Premature Retirement Compensation ...
school's or IFE's budget with the cost of the early retirement. ... PREMATURE RETIREMENT OF TEACHERS/LECTURERS RETIRED ON. GROUNDS OF REDUNDANCY. NOTE: ...

14. Suffolk NUT Summer Briefing
... teachers retiring before age 60, early retirement in Suffolk has become very ... now states that early retirement outside redundancy situations (except for ill ...

15. Things to think about when preparing to retire - Teacher Support Network
Retiring from teaching can be a big transition. ... Are you considering early retirement? ... possible owing to ill health, redundancy or on the grounds of ...

16. Early retirement pensions
The compensatory enhancements to the early retirement pension and to the lump ... the Teachers (Compensation for Redundancy and Early Retirement) Regulations 1997. ...

17. Redundancy Policy | St. Andrews C/W Primary School
... REDUNDANCY / VOLUNTARY REDUNDANCY / EARLY RETIREMENT FOR TEACHERS - Please ... identifies a volunteer teacher eligible for the early retirement package and was ...

18. 50connect : Work Archives
Redundancy. Redefining Retirement. Workplace Culture. SME's Are Flexible Working Friendly ... Don't Bank On Early Retirement. The Right Resolutions For Business ...

19. Age Discrimination - Retirement Age - Age Equality - Redundancy - Age ...
... news that a 60 year old school teacher was forced to retire and the subsequent ... agreed last year to take early retirement rather than remain with reduced ...

20. 1 SUBJECT: CIRCULAR NUMBER: Teachers' Premature Retirement Compensation ...
(Compensation for Redundancy and Premature Retirement) Regulations ... Where a retired teacher does resume employment as a teacher/lecturer in a ...

21. FE Lecturers: Early...: 10 Mar 2008: Northern Ireland Assembly debates ...
... taken redundancy under the teachers' premature retirement compensation scheme. ... to the early retirement scheme for teachers was automatically extended ...

22. nhs early retirement, nhs early retirement resources
... topics: retirement, early retirement, retire, retires, retiring, retired, ... gp, ... Early Retirement, Redundancy and Ill Health. Notes for Pensioners and ...

23. 8 Retirement benefits and early departure costs
Teachers' Superannuation Scheme. United Kingdom Atomic Energy Authorities ... Employees whose employment is terminated through redundancy, severance or early ...

24. www.teachernet.gov.uk/_doc/8256/Liverpool_staffing_protocol.doc
early retirement ... PROCEDURES FOR THE SELECTION OF TEACHERS FOR DISMISSAL ON GROUNDS OF REDUNDANCY ... The Authority, the teacher associations and the trades ...

25. Irish National Teachers' Organisation (INTO) - into.ie - Redundancy
Teacher Attendance Procedure. Department of Education Circulars. Planning Your Retirement ... should become available during the early part of the spring Term ...

26. 8 Retirement benefits and early departure costs
... RETIREMENT BENEFITS AND EARLY ... Scottish Teachers Superannuation Scheme ... Employees whose employment is terminated through redundancy, severance or early ...

27. COUNCIL 29TH NOVEMBER 2007
... to report on the percentage of employees retiring early ... retirement (including voluntary redundancy) and flexible early retirement from age 50 to the ...

28. The Local Government (Early Termination of Employment) (Discretionary ...
... entitled to a retirement grant under regulation 26 (redundancy, etc.) of the ... establishments (but not teachers) with the modifications specified in Schedule 3 ...

29. Redundancy
... have generally the same legal rights in a redundancy situation as teachers. ... Pension factsheet on early retirement and the state pension ...

30. Public sector fight for early retirement - Pensions, Money - The ...
Teachers could also ... sector workers are currently retiring on super-generous pensions is ... offering redundancy packages, if they are above the company's ...

31. Career Breakthrough - Welcome
... careers or switching jobs to dealing with redundancy or early retirement, ... Individuals experiencing redundancy or early retirement. Teachers / academics. ...

32. curia.europa.eu/jurisp/cgi-bin/gettext.pl?lang=en&num=79968893C19010004&...
... Teachers (Compensation for Redundancy and Premature Retirement) Regulations ... Where a teacher takes early retirement in the circumstances provided for by ...

33. Retiring early
This early retirement option is entirely at the discretion of the lecturer. ... It is not a substitute for a redundancy deal from an employer. ...

34. The Teachers' Superannuation (Scotland) Amendment Regulations 1997 No ...
... the Teachers (Compensation for Premature Retirement and Redundancy) (Scotland) ... (4) applies where a teacher is entitled to payment of retiring allowances ...

35. www.standards.dfes.gov.uk/sie/documents/tool_retire.doc
... discretion to award early payment of retirement benefits to teachers aged 50 and ... the Teachers (Redundancy and Premature Retirement Compensation) ...

36. Microsoft Word - ER Delegated Authority
The Council has a policy on the early retirement of Teachers (see Appendix 1.) This is ... Early retirement is retirement before the normal retiring age by reason of ...



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