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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : Get a Life: You Don't Need a Million to Retire Well (Get a Life: You Don't Need a Million to Retire Well)
Author : Ralph E. Warner
Rating : 4 Stars out of 5.
Summary : One of the best all round books on retirement planning!

As a Certified Financial Planner, I recommend this book to many of my clients who are seriously planning their retirements. Warner has done a great job putting things in the proper perspective with a book that is an "easy read". While adequate money is important to a satisfactory retirement (and helping clients build a satisfactory net worth is how I make my living), I do find, as has Warner, that there are more important things such as health, friends, and a purpose (i.e., reasons to get up in the morning) when it comes to planning out one's retirement. I frequently ask clients what they plan to do when they retire. When they say "go fishing" or "play golf", I then ask them what they plan to do the second week/month/year. And I keep asking the question until they realize that its a serious one. Warner takes it further with discussion and clear examples. In short, a must read for anyone approaching retirement.



Title : Kiplinger's 12 Steps to a Worry-Free Retirement
Author : Daniel M. Kehrer
Rating : 5 Stars out of 5.
Summary : Easy to understand.

This book lays out what you need to know about planning your retirement using easy to understand text and charts. The chapter I liked best was: Step 12 Monitor Your Retirement Plan's Pulse, I think its a good idea to read this chapter first.



Title : Get a Life: You Don't Need a Million to Retire Well
Author : Ralph E. Warner
Rating : 4 Stars out of 5.
Summary : A common sense approach to planning for retirement.

This book should be required reading for people in their 30's and 40's. It emphasizes keeping active, having a wide variety of interests, and developing friends of all ages. It's a good antidote to all those financial planners who try to make you feel guilty about not having "X" millions of dollars invested so they can make commissions off your money. A good gift for middle age yuppies.



Title : Funny, I Don't Feel Old!: How to Flourish After 50
Author : Carter F. Henderson
Rating : 5 Stars out of 5.
Summary : Uplifting and fun - made me laugh and feel good

this is truly a great gift for anybody over the age of 50. makes you feel young and capable of really enjoying the rest of your life. I loved all the funny quotes and the real life stories



Title : Get a Life: You Don't Need a Million to Retire Well (Get a Life: You Don't Need a Million to Retire Well)
Author : Ralph E. Warner
Rating : 5 Stars out of 5.
Summary : Excellent Contrarian Viewpoint

This book should be required reading for anyone who thinks about retirement, from those just starting out in their 20's and 30's to those nearing retirement. The book is a refreshing, contrarian view to the conventional wisdom of "save tons of money for retirement", "you'll need 70-100% of your current income in retirement", etc., etc., etc. The traditional retirement literature is focused almost exclusively on money, with which Warner takes exception.

Warner's focus is on the whole person - he makes a very compelling argument that money is a FACTOR in a good retirement, but that it is also important to cultivate health, outside interests, friendships and family. He believes these latter factors have a FAR greater influence on a successful retirement than money. He bases this viewpoint on research among those enjoying active, successful retirements.

Warner is not a Pollyanna, saying not to even think about retirement savings (as some critics seem to suggest). The book contains some common sense ideas on savings and admits that having SOME money may help. Warner's point, however, is that money alone isn't going to make you have a successful retirement if you neglected your family, friends, outside interests, spirituality and health in order to get the money.

I highly recommend this book to anyone who ever thinks about retirement. You may not agree with the proposition, but the book will really help expand your view of the elements of a good retirement and may help you plan a more enjoyable life.



1. retirement age; compare prices on Kelkoo.co.uk
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2. Working Later : Raising The Effective Age Of Retirement
Working Later : Raising The Effective Age Of Retirement available now at AbeBooks.co.uk.

3. Compulsory Retirement Age Contradicts Pension Needs
Age Concern has highlighted what it believes to be a contradiction between the UK's mandatory retirement age and the need to work longer to save for retirement.

4. Will the Retirement Age be Scrapped - Retirement Expert (UK)
The debates surrounding the current statutory retirement age and the main reasons behind that in addition to the legislation on age discrimination which was ...

5. UK to Consider Dropping Retirement Age for Top Executives | Article
11-MAY-06 - The University of Kentucky is considering a proposal to abolish the mandatory retirement age of 65 for several of its top executives... | Free With Signup

6. Glossary UK | retirement annuity policy, retirement benefits
Covering relevant benfits, relevant earnings, restricted activity rules, retail price index, retirement age, including retirement annuity policies and aspects of ...

7. Retirement age and the Heyday case
Ditch the Retirement Age Personnel Today is supporting a campaign by the Employers Forum on Age (EFA) to ... The UK's controversial mandatory retirement age was ...

8. Equality and Diversity: Age Discrimination in Employment and Vocational ...
Working in the UK - Information for migrant workers. Contact Points. Useful Links ... b) Retirement age of Scottish Auditor General - Section 13(5)(b) of the Public ...

9. Continuing to Work After Retirement Age - Financing Retirement (UK)
More people than ever before are continuing to work after retirement age not just for the financial benefits but also to ease themselves out of the working process ...

10. Working Beyond 65 - Retirement Expert (UK)
How new legislation will enable workers who want to work beyond normal retirement age to do so and the benefits to business as a result.

11. Retirement UK | state pensions | retirement benefits
The basic state pension will be paid in full if an individual has been credited with NI contributions for the majority ... at retirement age because they ...

12. Scrap retirement age, says UK public
Scrap retirement age, says UK public: Management and Business News ... Workers want more help to plan for their retirement. Women more likely to work into old age ...

13. Pensions on eBay.co.uk
eBay.co.uk offers great deals on items related to Pensions. ... A SIMPLE GUIDE TO PENSIONS - Retirement Retire Old Age, ends Feb-10 13:49 GMT. WW2 ...

14. Retirement Planning UK
Retirement Planning UK offers help and advice on pension funds, pension plans, ... The earliest retirement age moves to 55 from 2010. ...

15. Heyday age discrimination case: Where next for retirement law?
Has the advocate-general's decision called time on Heyday's retirement age challenge? The UK's controversial mandatory retirement age was back in the

16. BBC NEWS | Business | Setback in retirement age battle
... against employers' rights to make people retire at 65 has been rejected by ... Around a third of UK employers have a mandatory retirement age, but this is not ...

17. British workers delay retirement | myfinances.co.uk
UK finance companies. Features. Financial analysis. Financial headlines. Pensions glossary ... More Brits working past retirement age. Thursday, 23 Oct 2008 12:03 ...

18. Opinion on retirement suggests UK age laws are safe
Opinion on retirement suggests UK age laws are safe. 01 October 2008 ... his long awaited opinion in the "Heyday" case concerning the UK's retirement age. ...

19. Daily Express | Retirement :: Campaigners lose retirement age battle
Retirement :: Campaigners lose retirement age battle - Silver surfers, funny ... stage in their legal battle to banish the compulsory retirement age in the UK. ...

20. BBC News | UK | Retirement ages set to go
People could soon be able to continue working beyond 60 or 65 under the terms of an initiative aimed at ending age discrimination.

21. DWP - Services and benefits - Pensions and Retirement
Information about DWP services and benefits for pensioners and ... The Over 50s section is relevant to people approaching pension age as well as pensioners. ...

22. European ageism ruling could change UK law on retirement | OUT-LAW.COM
... of an age pressure group appealing against UK retirement laws, according to an ... that UK companies can in some cases still specify a retirement age of ...

23. Retirement rules challenged - Telegraph
Britain's retirement rules are facing a legal challenge in a ... An estimated 1.2 million people work in the UK beyond state pension age. Email this article ...

24. Compulsory retirement age setback (From Campaign Series)
... stage in their legal battle to banish the compulsory retirement age in the UK. ... with Age Concern that UK rules on mandatory retirement are covered ...

25. European court rejects challenge to compulsory retirement age - 23 ...
Acklands, the added value practice - planning for success, improve your profitability, add value to your business, ... UK laws allow employers to set an age ...

26. The Employers Forum on Age
... age in employment, ageism, demographics, age laws and regulations, retirement, ... to a set retirement age and what are the implications for UK employers? ...

27. Humour,retirement jokes,retirement quotes,for over 50s.Retirement old ...
Retirement jokes & old age & funny quotes,general humour.Retirement jokes from ... Funny.co.uk - The UK's premier comedy site, with the latest news, articles and ...

28. Age Concern campaigners lose compulsory retirement battle | Money ...
European court rejects claim that compulsory retirement age breaches equality rights ... The compulsory retirement age in the UK is set at 65. Photograph: Sean Smith ...

29. State Pensions and Benefits - Financing Retirement (UK)
All state pensions and benefits should be applied for before, or as soon as state retirement age is due to ensure prompt payment and to confirm eligibility.

30. Retirement Information, Retirement Advice. UK Retirement Site.
Retirement site for the UK, Retirement Advice. ... Your Retirement Masterplan: How to Ensure You Have a Fulfilling and Enjoyable Third Age ...

31. The Pension Service - Approaching Retirement
Information on the additional state pension that is paid in addition to the basic State Pension from The Pension Service, ... State Pension age calculator to ...

32. age diversity, age discrimination, ageism legislation, ageism advice ...
Overview of UK Ageism Legislation, Age Diversity resources and ideas, implcations for recruitment, training, benefits, pay, retirement and pensions.

33. The Pension Service - State Pension - State Pension age calculator
Information on State Pension, formerly known as retirement pension, from The Pension Service, part of the Department for Work and Pensions, UK.

34. Age
Thames Valley Police | News and information ... Retirement. Pay to people of all ages ... A national default retirement age of 65 has been introduced. ...

35. 50connect : Time To Scrap Retirement Age
... at age 65, but the Civil Service decision to remove retirement age could ... UK law allows employers to dismiss workers once they reach age 65. In September ...

36. Planning your retirement income | Age Concern England
... guide looks at your financial questions as you approach retirement age. ... UK" where it is based" where it is regulated and what cover you will have if ...

37. Debate on Normal Retirement
... hang on for the retirement age' in. order not to disturb ... extrapolation of gender cases in the UK and. average age awards in the USA. It is argued that ...

38. Total Benefits on Retirement at Normal Retirement Date
Section 2 - Life Cover After Retirement. Section 3 - Normal Retirement Age ... Normal retirement age and normal pension age distinguished. PSI6.3.3 ...

39. CIPD - Age and employment
However the UK legislation protects people of all ages, unlike the law in the ... In 2011, the default retirement age will be reviewed by the Government to ...



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