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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : Rich Dad's Prophecy
Author : Sharon L. Lechter
Rating : 4 Stars out of 5.
Summary : Beware 2016! -- Good Financial Education for New Investors

Before commenting on the book's message and argument, let me discuss its communications style. There is a great on-going debate about whether the details that Mr. Kiyosaki presents about himself and his "Rich" and his "Poor" (and biological) Dad are literally true. I don't know, and I don't intend to try to find out. For my purposes, I treat the communications style of this book as a fable to help teach a lesson. I do evaluate the accuracy of the lesson itself in these comments.

If you've read some of the Rich Dad, Poor Dad books before, the main new information in this book is an explanation of why stock market investing with pension money is a dangerous way to grow your "wealth." In addition to being at risk from con men, thieves, incompetents, brokerage houses and market volatility, you face the ticking time bomb of a growing number of U. S. investors being legally required to liquidate their holdings beginning at age 70 1/2. As the Baby Boom generation turns 70 1/2 beginning in 2016, the selling moves from being a trickle into being a torrent that overwhelms new funds into the market at some point . . . followed by an inevitable collapse in stock values. If you want a more detailed, confirming discussion of this issue, the book, What If Boomers Can't Retire?, is a good choice. Harry S. Dent, Jr.'s demographic books also look at this issue.

If you already believe in the messages of the earlier books, you could skip this one . . . especially if you have already decided to avoid or minimize stock-market investments.

If you have read none of the Rich Dad, Poor Dad series, I suggest that you start with Rich Dad, Poor Dad before tackling this one. You'll understand this book better if you do.

The other problem with traditional defined contribution pension investing (usually by 401-k plans), of course, is that a pension fund contribution takes lots of cash out of your pocket (unless the employer matching is very generous -- way more than 2:1) to put some money into the retirement account. So you face the possibility of being much poorer in cash flow while you save for retirement investing and poorer when you cash out of the investment after you pay the taxes on what you take back in what could be smaller values. Imagine if you had had to start withdrawing from your pension fund in 1929. That's one nice illustration that I enjoyed in the book. Possibly, the same could occur after 2016. Who knows?

The second half of the book advises you on how to build a financial ark against hard times by relying on building cash-generating businesses and investments (such as rental properties) after you achieve your financial education (which you didn't learn in school, even if you got a business degree from most schools). You are encouraged to start small and develop various kinds of control over your emotions, advisors and actions. It's all sound advice. My only complaint is that people who are going to start making real estate investments and building cash-generating businesses need a lot more information than is here. I graded the book down one star, accordingly.

The first half of the book could have been shortened up quite a bit, but for those who are unaware of the demographic time bomb's potential effect on their investments, it may help to get the story in small doses.

The surprise for a lot of people in this book is going to be that what they hear every day from best-selling "authorities" about the "right rules" of retirement investing could easily turn out to be wrong for them.

After you absorb and begin to apply these lessons, I suggest that you think about where in your life the conventional wisdom led you down the wrong path. Where else could that be happening to you now?



Title : A Peaceful Retirement
Author : Miss" "Read
Rating : 5 Stars out of 5.
Summary : A lovely and entertaining read, a book to get lost in.

Miss Read, again manages to captivate the feelings of those who to are approaching retirement; and also of those who aren't. Her characters are all someone you know in your own life. Always feeling that they could be so and so. I always felt as if I was included in the story, like I was a friend. I'm an avid reader of her books but it seems this is the last one? She puts such warmth and feeling into this book it spills out from every page. It is obvious that her friends are as devoted to her as she is to them whatever happens. The frequent requests of marriage from John Jenkins are bittersweet and has nearly succumb once or twice. Her lifelong friend Amy, trying so hard to matchmake over the years, tries not to let John Jenkins slip through Miss Reads' fingers but alas fails again. She gets great support from Henry Mawne, who has also been a suitor in the past but Miss Read also gently refused him. She looks forward to retirement with joy and some trepidation, however handles the situation very well. I hope there will be more stories from her in the not to distant future.



Title : The Golden Door to Retirement and Living in Costa Rica: A Guide to Inexpensive Living in a Peaceful Tropical Paradise
Author : Cristobal Howard
Rating : 1 Stars out of 5.
Summary : Great book--if you lack common sense

This book is great if are planning on traveling to Costa Rica as a tourist for a short amount of time; however, it really does not emcompass the complexity of moving or investing in a foreign country. Don't be fooled--this book lacks substinative information on starting a business in Costa Rica, other than the overarching message that "Not everything in the States will work in Costa Rica." Oh, really? My other favorite section was "How to Find a Nice Girl." After "interviewing hundreds of quality Costa Rican women" the author managed to whittle through the unrespectable, poor, uneducated women who were only after him for his money and find a nice girl. I guess the real shame is that he wasn't able to complete this process through a mail-order catalog.



Title : Invest in Yourself: Six Secrets to a Rich Life
Author : Marc Eisenson
Rating : 5 Stars out of 5.
Summary : Comments on Invest In Yourself

I had just made a bad decision in the stock market when I started to read Invest in Yourself. The book provided me with so many strategies to improve my financial life that I saw how to make up for my mistake in a hurry.

I like the fact that this book shows you how to break the bondage to a paycheck that so many of us suffer. That dead end job isn't a necessity, it's a choice, and there are powerful alternative strategies.

This book is loaded with financial information, techniques and stories, but it's really a book about happiness. About what gives lasting satisfaction. Thus, it transcends information and provides wisdom. I am grateful to have read it.



1. Sheltered accommodation, retirement housing & extra care schemes ...
Sheltered or retirement schemes for older people may be bedsitters, self ... Managed by Southdowns Retirement Homes. Non-resident management staff (24 hours) ...

2. Rightmove - Property for sale in - South Downs
Browse property to buy in South Downs. Every day Rightmove add hundreds of ... setting on the edge of the village - A very comfortable Grade II listed country ...

3. Pagham Parish Council - Serving the Community
... retirement, with ease of access to commercial centres and schools nearby and ... Village Duck Pond. The Beach by The Yacht Club ...

4. Flats for sale in DA3
One bedroom first floor apartment in the retirement village of southdowns... First floor apartment at Southdowns Retirement Village. Property is set in...

5. Property buy DA4 - Houses for sale DA4
... bedroom first floor apartment in the beautiful retirement village of Southdowns. ... "A first floor apartment at Southdowns Retirement Village. ...

6. Retirement housing for older people in Kent
Sheltered or retirement housing appeals to older people who like living ... Managed by Southdowns Retirement Homes. Non-resident management staff (24 hours) ...

7. Retirement Homes for an Active Lifestyle
Fisherman's Village development has been under construction for a number of ... joys of the South Downs and magnificent promenade which extends to Sovereign Harbour. ...

8. Heathfield, East Sussex - Wikipedia, the free encyclopedia
The village holds an annual fair named the Heffle Cuckoo Fair each April. ... A large retirement home has recently been built, as well as two luxury flats. ...

9. Life at Danny
Living in an historic house in the country with residential apartments for a carefree retirement, to rent and Bed & Breakfast accommodation for visitors

10. Newhaven, East Sussex - Wikipedia, the free encyclopedia
... the Saxon people established a village near where Newhaven now stands, which ... persons) are 59% of working age; 22% are 15 and under; and 19% retirement age. ...

11. Property buy Darenth - Houses for sale Darenth, Kent
... bedroom first floor apartment in the beautiful retirement village of Southdowns. ... You must be at least 55 years old to live on this retirement village. ...

12. Retirement Property.co.uk -- Elstree Court Care Village, Eastbourne ...
Retirement Property UK Property Particulars ... Eastbourne is set at the foot of the South Downs close to Beachy Head and Pevensey Bay. ...

13. cocking.org - Home
Cocking, West Sussex, England. The website of an historic village in the English South Downs, serving the village community, its neighbours and visitors from near ...

14. early pcsps retirement, early pcsps retirement resources
... PCSPS has a number of early retirement schemes which may be ... 2. Early Retirement & Redundancy ... information on early retirement and redundancy, please ...

15. How to find Danny House
How to find this historic house in the country with residential apartments to ... Follow this road right through the village, and turn right into NEW WAY LANE, ...

16. ill health early retirement nhs, ill health early retirement nhs resources
Retirement - Ill Health ... qualify for an Early Retirement Pension from the NHS, providing you have been ... ill-health retirement arrangements, will ...

17. Bramble Cottage Residential Home.
... of pictuesque old Patcham village are a short stroll away ... Retirement Home. 18 Carden Avenue, Patcham, Brighton. BN1 8NA. Telephone: (01273) 565821 ...

18. Rightmove - Property to rent in - South Downs
... property to rent in South Downs. Every day Rightmove add hundreds ... listed village house of great character situated at the foot of the South Downs with ...

19. Daily Express | Property | A stylish retirement | A stylish retirement
... and watersports, walking on the South Downs and the sights of Chichester ... Richmond Villages offer three retirement living' options ranging from a safe ...

20. Property for sale in Hassocks, West Sussex - Find a Property
... flat conveniently situated just off the village High Street and within a short ... semi-detached one double bedroom retirement bungalow with its own private south ...

21. Brett, Simon
Creator of Charles Paris, Mrs. Pargeter, and other mysteries. ... with three children, he lives in an Agatha Christie-style village on the South Downs. ...

22. E - Discussion and Conclusions
people and those of retirement age than average for PLAs and the region. ... In the South ... towns or commuting villages within a PLA. ...

23. Yachting, Boating and Waterfront Lifestyle Holiday and Retirement Homes
The Fisherman's Village development has been under construction for a number of ... joys of the South Downs and magnificent promenade which extends to ...

24. National park, local issues (From The Argus)
The South Downs National Park inspector recently published a revised boundary ... build some retirement villages next to the existing villages that lie outside ...

25. Home.co.uk: Property for Sale in DA4
A property search dedicated to finding all Homes for Sale in Postcode DA4, including all types of ... A first floor apartment at Southdowns Retirement Village. ...

26. Princess Alexandra opens retirement village - Mid Sussex Today
... Princess Alexandra opens retirement village</strong> - <strong>St George's Park retirement village is now officially ... South Downs battle goes on. 70 years ...

27. Horndean .com
Horndean is a village situated in Hampshire, England, it is a mix of urban and rural landscape with a good range of ornamental and parkland trees.

28. Orestans Home Page. In the county of Sussex, UK
... is in a small village on the Southern Slopes of the South downs, in Sussex England we ... gave up paid employment for retirement just over 3 years ago, ...

29. :: Baton Rouge Business Report :: Search: southdowns
Story: Tenants moving into Southdowns Village (Friday, June 27, 2008) ... 316,000 new construction of retirement home buildings; 3,950 square feet; ...

30. Portsmouth Football Club News
Which brings me on to why Pompey makes such a good retirement village for clubs like Arsenal? ... rolling hills of the South downs (soon to be) national park, ...

31. Flats for sale in Longfield - Sutton At Hone, Dartford, Kent, DA4
... by Nestoria - Two bedroom apartment. first floor retirement apartment, set in... One bedroom first floor apartment in the retirement village of southdowns...

32. South Downs Management Plan
3.2.2 Villages and Churches. Both the local architecture of the South Downs and the ... within village communities, are an important and. growing sector within ...

33. Retirement Property.co.uk -- Clapham Lodge Residential, Woodland Close ...
... house set in one and a half acres of gardens with views over the South Downs. ... The small village of Clapham lies north of the main A27 south coast road and is ...

34. Mid Sussex Today - Ditchling News
Princess Alexandra opens retirement village. You knew when Pamela was in the room. South Downs battle goes on. 70 years of the attic. Keeping it inn the family ...

35. Homefinder
Trophies on the Bot River. Read More. Wine farm fractions. Read More. Affordable estate near Umhlanga. Read More. Still room in the Spinnaker. Read More ...



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