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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich
Author : David Bach
Rating : 5 Stars out of 5.
Summary : EXCELLENT!

i am turning 27 on sunday and have nothing to say for myself financially. i owe GBP2000 and have GBP90 in savings. i havent had a proper job in 4 years. after already making the decision to suck it up and get a proper job, i picked this book up quite by chance. i read a couple pages and found it quick and easy and i was hooked. i am now DOUBLY hooked on sorting my life out. i plan to look for a home to buy next year and i know i can do it. this book doesnt to tell you to do the same thing all the other zillions of finance books do, its approach is so simple and uncomplicated and easy, that we can all stop worrying about our futures. bravo!



Title : Standard Poor's 401 (K Planning Guide)
Author : Alan J. Miller
Rating : 5 Stars out of 5.
Summary : A nice overview of how to handle your 401k plan

This book does a great job of handling the task of explaining 401k investment options, asset allocations, and 401k distributions. The sample asset allocations for different styles of investors are great examples. Unfortunately the book does not cover Roth IRAs as the book was published before Roths came out. Otherwise a great book.



Title : The Old Fool's Retirement Guide
Author : Rob Davies
Rating : 2 Stars out of 5.
Summary : Disappointing book from an excellent stable

The 'Motley Fool' series is a really excellent one. For the first time reader of their works this book will provide something, indeed much, of interest. However, compared to their other books (and I have read them all) this is a disappointment. There is little which is new in this book and the retirement sections of, for example, the Motley Fool UK Investment guide, are actually more informative. The authors of Motley Fool really must decide on a standard version of thier investment philosophy and develop this, rather than simply repeat it in several differnet ways.

The book really cant make up its mind whether it is for those saving for old age, or already in it and trying to decide how best to take their income. It tries to do both and falls short on both counts, but particularly the latter. There is little or no discussion of many things -such as bonds or zeros - if only to dismiss them. These are (albeit briefly) explored in the Motley Fool UK Investment Guide - where the section on 'Hermiones old age' was very informative. If ths present book could have used this as a starting point we could have learned much more.

Likewise, there is little consideration of those already in their forties but with little or no investment. The book all to often assumes you are in the early stages of a career or at the end of it.

Buy this book if you are a first timer to the Motley Fool - otherwise stick with the UK Investment Guide and wait for the second edition of Old Age.......



Title : Iras, 401(K)s and Other Retirement Plans: Taking Your Money Out (Iras, 401(K)S Other Retirement Plans, 3rd ed)
Author : Twila, Ph.D. Slesnick
Rating : 5 Stars out of 5.
Summary : Excellent even if you're not 59 1/2 years old

This is a great resource--clear, concise, easy to digest, well indexed, and written for the lay person. Knowing the rules for taking money out of your retirement accounts is important even if you're still putting money away--it allows you to make much better decisions about your investments.



1. Pensions and retirement : Directgov - Money, tax and benefits
... State Pensions, personal pensions and financial planning for retirement ... If you're a woman and are retired or approaching retirement, you could increase ...

2. The Pension Service - State Pension - Basic State Pension
Information on State Pension, formerly known as retirement pension, from The Pension Service, part of the Department for Work and Pensions, UK.

3. Pension 'Gender Gap' Narrows Slightly; Women's Retirement... | Article
06-NOV-00 - The "pension gender gap" between women and men has narrowed slightly ... employed women ages 18 62 45 percent participated pension retirement plan ...

4. Retirement And Pensions - The Motley Fool - Fool.co.uk
... after you stop work, you'll need to boost your retirement income. The earlier you start, the less you'll have to ... Women And Pensions. Browse our site by ...

5. Pension - Wikipedia, the free encyclopedia
2.1 Retirement pension or superannuation plans. 2.2 Defined benefit plans ... automatically moving men over 55 and women over 50 back into the defined benefit ...

6. Article: "Still Not Ready To Retire; Women, Men Differ in..."
10/2001 "Still Not Ready To Retire; Women, Men Differ in Approaches To 401" Credit Card Req'd - Free Trial. Academic Journal Articles, Magazine Articles, Newspaper...

7. Pensions
... 65 and woman at aged 60. However State Pensions are paid ... Pensions & Retirement. READERS OWN PAGE. Residential Property Investment. Search Engines List ...

8. Discrimination, retirement, and pensions [WorldCat.org]
Retirement. Women Employment. Equal pay for equal work. ... Equal pay for equal work, Pensions, Retirement, Women Library Count: 134 ...

9. The gender divide in retirement: Women to get half the pension of men ...
Women can expect to retire on just half the pension of their male contemporaries, ... gender divide in retirement: Women to get half the pension of men. By ...

10. The gender divide in retirement: Women to get half the pension of men ...
Women can expect to retire on just half the pension of their male contemporaries, researchers say. ... Many women, reaching retirement age now, have ...

11. Company pensions 'vital for retirement'
Saving into a pension scheme is vital if people want to enjoy a good standard of living ... Age Concern comments on DWP report on women's retirement pension ...

12. Women and Current Pension Provision
diversity in individual pension outcomes, women's retirement incomes are, on ... children receives more in retirement income than a similar woman would ...

13. Selecting a Pension - Retirement Expert (UK)
... types of pension schemes available and the rules and regulations of what pension schemes are available ... This is currently 60 for women and 65 for men. ...

14. Pension Annuity Help - advice on all retirement income options from ...
Pension Annuity Help is a specialist provider of retirement option advice ... For a woman, the figures are 17 years and 20 years respectively (source: ...

15. Pensions and Retirement Plans
Women cannot afford to ignore retirement planning. ... Retirement Planning. Retirement Life. Women's Issues. Pensions and Plans. Most Popular ...

16. Union of Shop, Distributive and Allied Workers: Pensions subsite pages ...
For example a woman can have a State Pension age of 60 and a scheme retirement age of 65. ... the pension rights earned by women before the date of the change ...

17. State Retirement Pension - Social Security Agency
From 2010 there are changes to the state pension age for women. ... woman is widowed after the age of 60 she can receive State Retirement Pension ...

18. Retirement Planning, Pension FAQs, Prudential UK
The changing retirement landscape Saving and investing Building up a pension ... The state retirement age is 65 for men and is currently 60 for women. ...

19. Pension Advice. Compare Pensions. UK Pension Guide.
Women can expect to live for another 5 years - 86. At 26 years after, this is a ... Then you had better get cracking and begin a retirement plan without delay. ...

20. Retirement UK | state pensions | retirement benefits
The basic state pension will be paid in full if an individual has been credited ... legislation to equalise the state retirement age at 65 for both men and women. ...

21. Women and Retirement: Facing Unique Challenges
Women are more likely than men to work part-time jobs, which rarely offer any pension or other ... benefit coverage and when the pension holder nears retirement. ...

22. Woman and Money: How do women fare in retirement?
Find Wealth 150 Funds using the A-Z list on Yahoo! Finance UK. ... But increased pension saving is vital if women are to have a decent income in retirement. ...

23. Federation of Post Secondary Educators - Pensions & Retirement
Pensions & Retirement. FPSE Policy & Procedures. Benefits ... Status of Women Committee. Joint Administration and Dispute Resolution Commitee. Bargaining 2001 ...

24. FCIC: Women and Retirement Savings
If your employer offers a pension or retirement savings plan, join it as soon as ... What Every Woman Should Know. Pension Benefits Guaranty Corporation. www.pbgc.gov ...

25. Retirement pension
Retirement pension: married women. 4. Validity of marriage. i ... A woman claimed retirement pension as the wife of a man with whom she had ...

26. Personal Pensions | Group Personal Pension - Scottish Widows
Find out more about the personal pension & group personal products available from Scottish Widows, ... Phased Retirement. Did you know that a woman retiring ...

27. Bates Bates Pensions and Retirement Options
... and company pension planning, retirement advice, corporate schemes, ... in an increase in State pension retirement age for women (from 60 to 65), and is ...

28. Pension Basics and the Basic State Pension - Retirement And Pensions ...
Women currently get theirs from age 60, but their retirement age will be ... Can't find what you need in Retirement And Pensions? ...

29. Pension Transfers - Pension transfer & personal pension advice
The earliest retirement age is 50 (increasing to age 55 in 2010). Pensions and Divorce ... 'pension splitting' - has become the preferred option for many women. ...

30. Sunday Express: The World's Greatest Newspaper :: Retirement
Retirement - Breaking news, sport and showbiz from the World's Greatest ... Pension ... age of 60, these four women cycled across America in just over ...

31. EUR-Lex - 61992J0408 - EN
... and women - Occupational pensions - Retirement ages differing ... the retirement age for men and women under occupational pension schemes can be equalized. ...

32. Colorado Women's Agenda - Retirement Security
Few women receive employer-sponsored pensions, and even fewer are able to live ... on pensions, retirement and social security, many relating directly to women and ...

33. Pension and Divorce Advice - Pensionlite pension and divorce specialists
... 'pension splitting' - has become the preferred option for many women. ... And if they die before retirement you can be left with nothing. Pension splitting ...

34. More women plan for retirement but pension confusion reigns ...
Retirement. back. More women plan for retirement but pension confusion reigns ... Over a fifth (22%) of women without a pension revealed they couldn't afford to ...

35. Will the Credit Crunch Destroy Your Pension? - Retirement - Sky Money
Home > Retirement > Will the Credit Crunch Destroy Your Pension? ... According to Pension Calculator, a 20-year-old woman contributing £200 a month ...

36. The Pensions Advisory Service (TPAS) - Occupational Pensions - Retirement
Personal & Stakeholder Pensions: Retirement Annuity Contracts ... Women & Pensions: Divorce. Women & Pensions: Home Responsibilities Protection. Disputes ...

37. Pension Plans, Defined Benefit Pension Plans, Pensions and Retirement ...
... contribution pension plans is critical to your retirement planning. ... make sure that working men and women can go into retirement with decent pensions. ...

38. Pension Rights Center: Pension Policy | Legislation | Women's Reforms ...
The Pension Rights Center is the country's only consumer organization dedicated solely to protecting and promoting the retirement security of American workers, ...

39. What women need:
women preparing adequately for ... In this, our third report on pension provision for women, ... to delay retirement to increase the size of their pension. ...



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