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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : Non-Resident Offshore Tax Planning
Author : Lee Hadnum
Rating : 5 Stars out of 5.
Summary : Great read for people thinking of moving abroad

I found this book extremely useful. We have been considering a permanent move to Spain, and although I was aware that this move could have favourable tax implications for us, I didn't know just how much we would save or how many options were open to us. The examples used made things much clearer to me, as I had been struggling to get my head around some of the more complicated tax matters involved. A real eye-opener, thanks.



Title : Iras, 401 (K)S Other Retirement Plans: Taking Your Money Out (IRA's, 401(k)S Other Retirement Plans: Taking Your Money Out)
Author : Twila Slesnick
Rating : 5 Stars out of 5.
Summary : Excellent even if you're not 59 1/2 years old

This is a great resource--clear, concise, easy to digest, well indexed, and written for the lay person. Knowing the rules for taking money out of your retirement accounts is important even if you're still putting money away--it allows you to make much better decisions about your investments.



Title : Get a Life: You Don't Need a Million to Retire Well
Author : Ralph Warner
Rating : 4 Stars out of 5.
Summary : A common sense approach to planning for retirement.

This book should be required reading for people in their 30's and 40's. It emphasizes keeping active, having a wide variety of interests, and developing friends of all ages. It's a good antidote to all those financial planners who try to make you feel guilty about not having "X" millions of dollars invested so they can make commissions off your money. A good gift for middle age yuppies.



Title : The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich
Author : David Bach
Rating : 5 Stars out of 5.
Summary : EXCELLENT!

i am turning 27 on sunday and have nothing to say for myself financially. i owe GBP2000 and have GBP90 in savings. i havent had a proper job in 4 years. after already making the decision to suck it up and get a proper job, i picked this book up quite by chance. i read a couple pages and found it quick and easy and i was hooked. i am now DOUBLY hooked on sorting my life out. i plan to look for a home to buy next year and i know i can do it. this book doesnt to tell you to do the same thing all the other zillions of finance books do, its approach is so simple and uncomplicated and easy, that we can all stop worrying about our futures. bravo!



Title : "Which?" Guide to Pensions: Finding Your Way Profitably Through the Pensions Maze ("Which?" Consumer Guides)
Author : Jonquil Lowe
Rating : 4 Stars out of 5.
Summary : A good, all-round, general introduction.

You can't normally go wrong with a Which? guide and this one is no exception. I have recently set up my own business and needed to learn all about company pension schemes and legislation.

This guide was an excellent starting point, covering all the major options available to me and clearing up a lot of the jargon. It even contains sections on maximising the performance of your pension.

This is the 1999 edition, but still contains reasonably current advice on Stakeholder pension plans. Considering the often tiresome nature of the subject matter, this is all highly informative stuff.



Title : The Bond Book
Author : Annette Thau
Rating : 5 Stars out of 5.
Summary : I read this book cover to cover--AND IT ROCKS!

As an individual investor, I hadn't had a significant amount of experience with the bond market. Thau's book was a pleasure to read, and I believe it touches on every topic one needs to understand to become an educated bond investor. In short, it rocked me like a hurricane. I highly recommend it.



Title : All About the New Ira: How to Cash in on the New Tax Law Changes
Author : Steve Merritt
Rating : 4 Stars out of 5.
Summary : A good and clearly written book on the different IRAs

This is a wonderful book the that clearly explains the different available retirement plans. While the descriptions seemed detailed, I would like to see a later volume that explains any changes in the new Roth legislation. A great book for those struggling with options.



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35. Philippine Portal | Visiting, Living and Retiring in the Philippines
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