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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!

Title : Rich Dad's Prophecy
Author : Sharon L. Lechter
Rating : 2 Stars out of 5.
Summary : Massively dissappointing addition to an outstanding series

Robert Kiyosaki's "Rich Dad" series has become a seminal work for those seeking financial freedom and success. Following the guidance of his previous works I, my family and colleagues have made huge strides in increasing our net wealth and still consider the day that we read the first book to have been truly life changing.

This latest book, however, is a huge disappointment for anyone who is an experienced 'follower' of Kiyosaki. There is very little new and it appears that the series is becoming a cash cow for him to milk money out of in return for repeating previous material. The amount of content regarding the key topic (the financial impact of the change in the US population make up) is tiny and adds little to what is available free through simple internet searches. The tendency to use the text to advertise other "Rich Dad" products is increasingly annoying and adds to the feeling that the author is not really interested in adding value, except to his bank balance.

For newcomers to the series, though, the book could be useful as it combines topics from all of the previous four texts; a low cost way of getting the most for your money. I still reccomend the original "Rich Dad, Poor Dad" as an outstanding stand alone work (for its attitude alone). This new book would add to that nicely as a pair, saving the need to purchase the intermediate series or numerous attached products.

For those of us who have awaited Kiyosaki's output with anticipation, this is depressingly bad and verging on a deliberate rip off. Stick with the original and look for answers to the questions about the coming decade elsewhere.

Title : Have a Healthy and Happy Retirement
Author : Michael Apple
Rating : 4 Stars out of 5.
Summary : How to enjoy freedom better health a comfortable lifestyle

One of the greatest changes to have taken place over the last years is the attitude to retirement and ageing. No longer do the older generation creep along as Old Age Pensioners. Instead we see Seniors enjoying their freedom, better health, and with a little luck and planning, a comfortable lifestyle.

Dr Michael Apple, a GP who is also a writer, has brought all this together in his latest book. He urges anyone approaching retirement to think positively about what it will mean, and to seize with both hands the opportunities which are there. He advises us not to let this major change in life catch up on us without some planning, since he points out that in retirement we are viewed in a different light not only by others but by ourselves as well. He explains how some of the relationships we have will change, and how and why even our children may look at us differently.

So, read this book to find out about how to make the most of your opportunities - browse through it - and you will find out all you need to know about moving from a fixed daily routine to using your time more freely. He acknowledges that poor health or a disability may be a factor to contend with, and gives good advice about how to cope with some of these problems.

His sound recommendations are: keep healthy physically and emotionally, look at how ageing affects the body and the mind, make sure you are safe, care for your appearance, and maybe even reassess your sex life.

Title : Funny, I Don't Feel Old!: How to Flourish After 50
Author : Carter Henderson
Rating : 5 Stars out of 5.
Summary : A great gift

I gave this book to my mother and father after they turned 55 and they both enjoyed it very much

Title : Ageing Body, Confused Mind
Author : Pete May
Rating : 5 Stars out of 5.
Summary : genius parody

This is such a funny book by an author who I thought could only write about football - specifically stuff on West Ham like "Hammers in the Heart", or the amateur league teams charted in "Sunday Muddy Sunday". How wrong I was. I'm planning to give a copy of "Aging body, confused mind" to any friend or relative over 30, partly as a joke and partly because it's good to be reminded to laugh at yourself however serious the world seems.

Title : You Can Retire: While You're Still Young Enough to Enjoy It
Author : Les Abromovitz
Rating : 5 Stars out of 5.
Summary : Entertaining,easy to read - I'm ready to start my plan now!

I never thought anyone could write about how to retire early in an entertaining way. Along with great financial planning advice, the book is filled with anecdotes that make you realize that early retirement is feasible without sacrificing your current lifestyle. I enjoyed the "Seinfeld" and "Dilbert" references that made the advice easier to understand and digest. If you don't want to get up at 6:00 a.m. every morning until you're 65 or older, this is the book to read."

Title : Roth to Riches: The Ordinary to Roth Ira Handbook
Author : John D. Bledsoe
Rating : 5 Stars out of 5.
Summary : An easy-to-read book on Roth IRAs that's also comprehensive.

This is the first consumer-oriented book published (July, 1997) about the Roth IRA. As it turns out, it is a superb effort and one that other authors will be hard pressed to match with future Roth IRA titles. The author obviously spent many months fine-tuning his work. As the editor of the Roth IRA Web Site, I read this book in well under two hours and found it to be a remarkably easy-to-read book. One doesn't expect books on topics such as Roth IRAs to be pleasant reads, but this book was both fun-to-read and informative at the same time! I also gave the book to several others to read (including one person who had no idea how IRAs worked) and they confirmed my judgement. This is a great book on both traditional IRAs and Roth IRAs.

From a technical viewpoint, the information presented appears to be quite accurate and comprehensive. Although the Roth IRA technical corrections were not yet signed into law when the book was published, the author was obviously quite familiar with the proposed changes and he does reference the more important provisions. (The last page of the book provides a form to send in for a free report on the final Roth regulations when available.)

The book is 198 pages (8½" x 11" size) with the actual text running through page 90. Pages 91 through 121 are what the author calls Roth Conversion Advantage charts. Most of the rest of the book consists of a reprint of IRS Publication 590, the IRS explanation of IRAs. After you see the IRS explanation of how traditional IRAs work, you will like Roth IRAs even more!

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