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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : Rich Dad's Retire Young, Retire Rich: How to Get Rich Quickly and Stay Rich Forever! (Rich Dad)
Author : Robert T. Kiyosaki
Rating : 5 Stars out of 5.
Summary : EXCELLENT!!!!

I have just finished reading this book and it was absolutely fantastic. I must admit that some of it was alittle tough going but stick it out it is well worth it.
I read this book and was left feeling more inspired than I have ever before. It has completely changed my way of thought and I have already started buying the other books to continue learning rich dad's way of thought, anything is possible if you believe it is. I WILL be rich!!



Title : 50 Fabulous Places to Retire to in America
Author : Lee Rosenberg
Rating : 5 Stars out of 5.
Summary : Great for finding the perfect place to retire

This is the wonderful book for finding the perfect place to retire. You learn about each city's climate, costs, taxes, real estate, crime, culture, recreation, transportation, education, medical care job market.

The overview section is very helpful for getting a feel for the city as well recognizing both its positives drawbacks. A listing of newspapers, a realtor, the Chamber of Commerce with contact information is also great aid.

Since a great climate is important to me, I also found the detailed data on weather helpful. It includes seasonal high/low temp, avg. rain/snow inches, avg. # of rainy days, avg. humidity. The # of days below 32 over 90 is also included.

As a bonus this book also helps you figure out how much money you will need how to make it work for you. Tips on moving successfully are also included. If you're thinking about retiring, or even just moving, this is the book you.



Title : How to Avoid Inheritance Tax
Author : Carl Bayley
Rating : 5 Stars out of 5.
Summary : A complete beginners guide.

A clear, simple explanation of a very complex subject. Worked examples add to the clarity. Gives the status of the law in early 2005. In some areas, e.g. trusts, you may feel the need to get further explanation but this book gives sufficient detail for most people.

Gave me enough knowledge to be able to talk, and argue, with the IFA and put forward a proposal that suited my family.



Title : Keys to Investing in Your 401(K) (Barron's Business Keys S.)
Author : Warren Boroson
Rating : 5 Stars out of 5.
Summary : Who the hell is Lucia Solorzano? I wrote the book alone!

In any case, I'm revising the book right now. And I would welcome any comments. Warren Boroson



Title : You've Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire: 6-copy Counter Display Pack
Author : Suze Orman
Rating : 5 Stars out of 5.
Summary : Very specific, useful info for BIG retirement decisions.

Orman provides very specific information and advice that you will not find unless you shell out big bucks to a financial advisor. For example, Orman tells you how to take money from your IRA before age 59 1/2 with NO PENALTY (substantially equal periodic payments), but adds VERY IMPORTANT advice on how to structure the portfolio to protect the nest egg. Another example of very specific, useful info includes the chapter on long-term care which gives instuctions on how to determine if you need LTC insurance, how much to buy, when to buy, what kind of company to buy from, etc.

The entire book is filled with this kind of specific info - a "must read" for the "do-it-your-self" personal financial manager.



Title : Senior Living Communities: Operations Management and Marketing for Assisted Living, Congregate, and Continuing-care Retirement Communities
Author : Benjamin W. Pearce
Rating : 5 Stars out of 5.
Summary : Should be required reading for all in elder care!!

I used Mr. Pearce's book as a guide in preparing my presentation at our dept. mgr. retreat last week (giving him credit of course!). As a result, a board member and a fellow dept mgr. ordered their own copies of this book. All-inclusive, professional approaches. I'm surprised--and grateful--that Mr. Pearce shares his expertise so openly. It's refreshing to observe an author whose goal is to raise the bar for quality of care for the elderly, and help his competition achieve same through his generosity in sharing his own experience/knowledge. I'd give away every book in my library before I'd give up this one!!



Title : Invest Like Warren Buffett, Live Like Jimmy Buffett: A Money Manual for Those Who Haven't Won the Lottery
Author : Luki Vail
Rating : 2 Stars out of 5.
Summary : Disappointment for fans of either Buffett.

If you are looking for some insights into Warren Buffett's investing success, look elsewhere. If you are looking for insights into Jimmy Buffett's lifestyle success, again, look elsewhere. This book takes some very pedestrian financial advice and wraps it up in a catchy title. I strongly suggest you avoid this book and search for more serious financial planning assistance.



1. National Insurance Institute, Retirement - Person on Early Retirement
... retirement age who receive pensions, must pay insurance contributions on half of ... A person on early retirement who is an employee or self-employed ...

2. Social Insurance Agency:National Pension
... old-age (retirement) pension from the Employees' Pension Insurance or the Mutual ... In addition, if you apply for early payment of the Old-age Basic Pension, you ...

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Information on national insurance contributions including classes of contributions, contribution conditions for ... you have taken early retirement) ...

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Mortgage rates fell in our national weekly survey. See rates in your ... Thinking of retiring early? Retiring abroad cheaply. Investing during retirement ...

5. About to retire : Directgov - Over 50s
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8. DWP - Services and benefits - Pensions and retirement - Early retirement
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Insurance - advertisement - RETIREMENT: COMPARE RATES ... Start saving early. Thinking about retirement in your 20s is hard, but saving young is the key to ...

11. Pension - Wikipedia, the free encyclopedia
... have completed sufficient years contribution to their national insurance record. ... and provide incentives for early retirement (or continued work) ...

12. RETIREMENT
Normal, early, disability and hazardous duty retirements are available under these plans. ... The ARP is a defined contribution plan. ...

13. How Your Pay is Computed
Concurrent Retirement and Disability Pay (CRDP) National Defense Authorization Act ... (3) Federal Insurance Contribution Act (Social Security) ...

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Insurance answers. Investing answers. Retirement answers. Consumer answers. FREE pensions brochures ... Millions without pension expect to retire early ...

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Can I be buried in a national cemetery even though I got out of the Army years ago? ... Should I accept my employer's early retirement offer? ...

16. So Baby Boomer: Life Tips: Retirement
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17. Retirement
ERISA LINK 1: The entire code for the Employee Retirement Insurance Security Act. ... SOCIAL SECURITY RETIREMENT PLANNER LINK: How early retirement impact benefits ...

18. Planning Retirement - enjoy retirement to the full with laterlife.com
What will be the effect of not having to pay National Insurance contributions. Enjoying life ... and issues including early retirement and the taxmans rules. ...

19. UNFCU Investment Centre: Retirement Resources
Identifying your retirement lifestyle early will ensure that you save enough to ... Care insurance as part of a comprehensive financial strategy for your retirement. ...

20. Retirement - Employee Benefit News
... a country where people retire early and live long, a good ... It's National Save for ... defined contribution plans often stems from their efforts to pay ...

21. Get Rich Slowly " Retirement
The Saver's Tax Credit for Retirement Savings Contributions ... National Public Radio's Morning Edition ran a story on Friday about the growing ...

22. Planning for retirement | MODERN GENT
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23. Retirement Planning With VUL
Remember the contractual mutual fund plans that were popular in the early '80s? ... life insurance marketing strategy with Jackson National Life Insurance Co. ...

24. Retirement Tax Havens - AOL Money & Finance
7 Retirement Saving Tips. Buying Long-Term Care Insurance. Mackinac Island, Michigan ... but Milton, Mass.? Using figures from the National Climatic Data ...

25. Early Retirement
Membership in State and National Associations. Legislative Contact ... the early retirement benefits are being received, all agency contributions shall ...

26. Postal Retirement Information from PostalReporter.com-
postal retirement-voluntary early out info for postal employees ... When the federal health-insurance open season rolls around in November, federal ...

27. FAQs - Retirement Benefits
Retirement Benefits. Part-Time California National Guard Membership. Health Benefits ... Which insurance follows you into retirement depends on the contract your ...

28. Plan Your Way into an Easy Retirement - Tips for Staying Financially ...
National Retirement Survey Shows Lack of Health Benefits Planning. Retirement Q & A ... Health Insurance 101. Home. Career. Marriage. Family. Living Single ...

29. IR121 - Approaching retirement A guide to tax and National Insurance ...
Approaching retirement. A guide to tax and. National Insurance contributions. Introduction. Retiring early. National Insurance contributions. 1. Get a state ...

30. The Alaska Division of Retirement and Benefits
Early retirement is defined as retiring prior to normal age eligibility with a ... 7/1/2006, refer to a TRS Tier III Defined Contribution Retirement Plan brochure. ...

31. NIH/OHR - Employee Benefits - Retirement
Long-term Care Insurance. Flexible Spending Account (FSA) Retirement. Thrift Savings Plan (TSP) ... Early Out Fact Sheet (.doc) Pre-Retirement Seminars ...

32. French special retirement plan - Wikipedia, the free encyclopedia
The special retirement plans have the same purpose as early retirement plans in ... des Professions Libérales national old age insurance fund for liberal ...

33. ContractorMoney Article: Planning for an early retirement
... of running a business, many company owners will dream of early retirement. ... but traditionally will prefer to take a low salary to reduce National Insurance. ...

34. Early Retirement Incentives, Self- employment, and Voluntary ...
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35. Retirement Division FAQ - North Carolina Department of State Treasurer ...
... insurance if retiring from the Teachers' and State Employees' Retirement System) ... If you are receiving early or service retirement benefits and you become ...

36. Railroad Retirement
disability or age, and provide for early retirement at a reduced. benefit. ... Under the Railroad Retirement and Unemployment Insurance. Systems-January 1996. ...

37. retirement plan: Definition from Answers.com
... retirement in the agrarian society of the colonial and early national periods ... Funding (insurance term) Registered Retirement Savings Plan (RRSP) ...



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