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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : You've Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire: 6-copy Counter Display Pack
Author : Suze Orman
Rating : 5 Stars out of 5.
Summary : Very specific, useful info for BIG retirement decisions.

Orman provides very specific information and advice that you will not find unless you shell out big bucks to a financial advisor. For example, Orman tells you how to take money from your IRA before age 59 1/2 with NO PENALTY (substantially equal periodic payments), but adds VERY IMPORTANT advice on how to structure the portfolio to protect the nest egg. Another example of very specific, useful info includes the chapter on long-term care which gives instuctions on how to determine if you need LTC insurance, how much to buy, when to buy, what kind of company to buy from, etc.

The entire book is filled with this kind of specific info - a "must read" for the "do-it-your-self" personal financial manager.



Title : A Peaceful Retirement
Author : Miss Read
Rating : 5 Stars out of 5.
Summary : A lovely and entertaining read, a book to get lost in.

Miss Read, again manages to captivate the feelings of those who to are approaching retirement; and also of those who aren't. Her characters are all someone you know in your own life. Always feeling that they could be so and so. I always felt as if I was included in the story, like I was a friend. I'm an avid reader of her books but it seems this is the last one? She puts such warmth and feeling into this book it spills out from every page. It is obvious that her friends are as devoted to her as she is to them whatever happens. The frequent requests of marriage from John Jenkins are bittersweet and has nearly succumb once or twice. Her lifelong friend Amy, trying so hard to matchmake over the years, tries not to let John Jenkins slip through Miss Reads' fingers but alas fails again. She gets great support from Henry Mawne, who has also been a suitor in the past but Miss Read also gently refused him. She looks forward to retirement with joy and some trepidation, however handles the situation very well. I hope there will be more stories from her in the not to distant future.



Title : Wall Street on a Shoestring: Financial Success for Just Five Dollars a Day
Author : Clare La Plante
Rating : 5 Stars out of 5.
Summary : Wonderful book full of great common-sense advice

Ms. La Plante has taken a complex subject and explained it in such a simple and concise way. And she has included wonderful, common-sense advice. The first two chapters alone were worth the price. What a great concept, too. Most of us would never miss the $5.00 a day! Highly recommended!



Title : Adventure of Retirement: It'S
Author : A. Guild Fetridge
Rating : 3 Stars out of 5.
Summary : This book was very helpful - though not an eye-opener

The author is very thoughful and knows the subject well. I bought this book for my parents and hope the situation is the same or better when I retire.



Title : The New Golden Door to Retirement and Living in Costa Rica: A Guide to Inexpensive Living, Making Money and Finding Love in a Peaceful Tropical Paradise
Author : Christopher Howard
Rating : 4 Stars out of 5.
Summary : The content was great; I dropped a star for the editing.

I breezed through the book in an afternoon/evening and found it to be extremely informative and accurate based on my limited ten day stay in Costa Rica. The author presents both sides for those considering relocating to CR. It is a wonderful place to visit which motivated me to inquire what it might be like to live there.



Title : Sell Up and Sail: Taking the Ulysses Option (Sailmate S.)
Author : Bill Cooper
Rating : 5 Stars out of 5.
Summary : A complete must for the dreamer or realist!!

I gave this as a gift to an experienced sailing couple who want to sell up and sail. It is their complete dream and the book takes them through the reality - step by step!

I've been told it covers every aspect of sailing and would be a bible for the serious planner -

.... and hopefully will be enough to fuel the fire as they are the in-laws and I want them to sail off and take the kids with them!!!

(I'll let you know .....!)



1. GM, Delphi, UAW Agree On Early Retirement, Buyouts Plan | Article
23-MAR-06 - DEE-ANN DURBIN FinancialWire-23 March 2006-GM, Delphi, UAW Agree On Early Retirement, Buyouts Plan 2006 Investrend Communications, Inc... | Free With Signup

2. Washington Post Staffers Take Early Retirement - washingtonpost.com
... editors, photographers and newsroom administrators have taken early retirement offers from The Washington Post Co., as ... in the industry as a "buyout," was ...

3. Security Mutual Life - Retirement: What To Do If You're Offered An ...
Retirement Planning. What To Do If You're Offered An Early Retirement Buyout ... firings is to offer a buyout package that strongly encourages early retirement. ...

4. Retire Early - AOL Money & Finance
Retire early: how to leverage your company buyout package to sail into an early retirement. ... Much Severence? Perhaps you weren't planning to retire early. ...

5. Ford To Offer Employees Buyouts, Early Retirement Packages
... announced it will offer buyout and early retirement packages to its hourly ... The automaker will offer buyout or early retirement packages to all of its 54, ...

6. US: AAM offers buyouts, early retirement, in Buffalo: Automotive News ...
American Axle & Manufacturing Holdings is to offer buyout and early retirement to about 650 workers at a plant in Buffalo, New York state.

7. Roanoke Times announces voluntary employee buyouts - Roanoke.com
The Roanoke Times last offered early retirement incentives to employees in 1993. ... Early retirement incentives and other reductions have occurred lately at ...

8. PostalReporter.com Blog " Bogus USPS Early Out Retirement Letter Making ...
... Civil Service Retirement System (CSRS) an early out or a buyout by December 2008 ... And finally a "BUY OUT"; Like the REAL EARLY OUT PLUS an added bonus ...

9. Ford expands buyout, early retirement offers - Latest from the Ann ...
Ford expands buyout, early retirement offers. Footprints in the snow lead to suspected burglars ... it will offer buyout and early retirement packages to all ...

10. Chrysler Group Offers Buyouts, Early Retirement Packages To 13,000 ...
... Group</a> on Monday offered buyout and early retirement packages to about 13,000 ... Chrysler Group Offers Buyouts, Early Retirement Packages To 13,000 ...

11. Ford Motor expands buyout, early retirement offers to cut labor costs ...
Ford Motor expands buyout, early retirement offers to cut labor costs. The Associated Press ... it will offer buyout and early retirement packages to 54,000 ...

12. Article: "2 in 3 Delphi Workers Take Buyouts, Early Retirements."
10/2006 "2 in 3 Delphi Workers Take Buyouts, Early Retirements." Credit Card Req'd - Free Trial. Academic Journal Articles, Magazine Articles, Newspaper Archives and...

13. Should You Take a Buyout?
Early retirement buyouts can be an interesting option for those who are sure ... So, how do you know whether or not to take a an early retirement buyout offer? ...

14. The-Review.com - Marlington rescinds early retirement buyouts
... has rescinded its offer to district educators to take an early retirement buyout. ... buy out the teachers, so the board decided not to offer early ...

15. NASA Leadership Development Program
Headquarters Buyout/Early-out Overview. Retirement/NEBS Overview. Questions/Answers ... HEADQUARTERS BUYOUT/EARLY OUT. OVERVIEW. Surplus Competencies ...

16. Buyout success puts GM ahead of job-cutting schedule - USATODAY.com
About 35,000 hourly workers at General Motors have taken buyout or early retirement offers, surpassing the company's expectations as it tries to cut costs by paring ...

17. 4,312 Chrysler workers take buyout, early retirement - USATODAY.com
USATODAY.com Latest News ... Early retirement and buyout packages were offered to eligible employees at ... The early retirement package, for eligible UAW ...

18. 47,600 GM and Delphi workers accept buyouts and early retirement A vote ...
General Motors announced Monday that 47,600 GM and Delphi workers have accepted buyouts and early retirement in the largest corporate downsizing in the history of ...

19. For Your Consideration: Early Retirement Buyout
Early retirement buyouts are becoming an increasingly popular means of ... Personal Finance Articles " For Your Consideration: Early Retirement Buyout ...

20. GM, Delphi Offer Buyouts, Early Retirement - CBS News
GM, Delphi Offer Buyouts, Early Retirement. DETROIT, Mar. 23, 2006 (AP) ... workers sign up for buyouts or early retirement, their operating costs would drop ...

21. Ford expands buyout, early retirement offers | AccessNorthGa
Ford expands buyout, early retirement offers. By The Associated Press. Email ... said Thursday it will offer buyout and early retirement packages to all 54,000 ...

22. STLtoday - Early retirement incentives require careful analysis
The definitive online guide to all things St. Louis; including news, ... in whether to take a buyout is the amount they have saved for retirement already. ...

23. Evaluating Buy-Out Packages
... you accept your employer's buyout offer? Financial and emotional issues ... lump sum or stretching it out over time severance or early retirement pay is ...

24. GM, Delphi offer buyouts, early retirement - Boston.com
In one of the largest buyout programs ever, more than 125,000 hourly workers of ... will be eligible for early-retirement incentives or buyouts of between $35, ...

25. Smithsonian Institution Memo
either or both the buyout and early. out or voluntary retirement on or. before October 31, 2003 ... as part of the buyout process and choose to retire, rather ...

26. Delphi offering buyouts, early retirement - Autos - MSNBC.com
DETROIT - Delphi Corp. will offer workers buyouts of up to $140,000 and other ... Retirement benefits for workers age 50 and above with at least 10 years of service. ...

27. NorthJersey.com: Ford: 4,200 workers taking buyout & early retirement deals
... 4,200 workers taking buyout & early retirement deals. Thursday, April 24, ... Ford offered 10 buyout or early retirement packages to blue-collar workers, and ...

28. ConsumerReports.org - Should you grab that buyout offer?
... following report includes expert consumer advice and recommendations on buyout offers. Also included are tips on early ... months, early-retirement packages ...

29. MEMORANDUM
... to reductions, OIG requested authority to offer early-out and buy-out to its ... not eligible for voluntary or early-out retirement, but who choose to resign, ...

30. 27,000 workers have left Ford under buyout, early retirement
... have left Ford under buyout, early retirement. Friday, June 15, 2007 ... When it announced the buyout and early retirement offers in September, Ford set ...

31. Microsoft PowerPoint - DB404v4
responsibility for implementing buyout, early retirement, and retention ... program (VSIP) or "buyout," the voluntary early retirement authority (VERA) ...

32. cbs11tv.com - General Motors Offering Buyouts, Early Retirement
More than 125,000 hourly workers of General Motors Corp. and auto supplier Delphi Corp. are being offered buyouts or early retirement to help cut hefty labor costs, ...

33. HomePage
The Emotional Side gives emotional support to those who have recently taken a buyout/early retirement and information about the emotions involved in the transition ...

34. cbs2.com - 35,000 GM Workers Taking Buyouts, Early Retirement
About 35,000 hourly workers at General Motors Corp. have taken buyout or early retirement offers, surpassing the company's expectations as it tries to cut costs by ...

35. wcbstv.com - 35,000 GM Workers Taking Buyouts, Early Retirement
About 35,000 hourly workers at General Motors Corp. have taken buyout or early retirement offers, surpassing the company's expectations as it tries to cut costs by ...

36. Posts tagged EarlyRetirement at Autoblog
... also shed 33,600 union workers through buyouts and early retirement. ... we brought you details on those early retirement and buyout packages last week. ...



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