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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : The Golden Door to Retirement and Living in Costa Rica: A Guide to Inexpensive Living in a Peaceful Tropical Paradise
Author : Cristobal Howard
Rating : 4 Stars out of 5.
Summary : The content was great; I dropped a star for the editing.

I breezed through the book in an afternoon/evening and found it to be extremely informative and accurate based on my limited ten day stay in Costa Rica. The author presents both sides for those considering relocating to CR. It is a wonderful place to visit which motivated me to inquire what it might be like to live there.



Title : The New Golden Door to Retirement Living in Costa Rica
Author : Christopher Howard
Rating : 5 Stars out of 5.
Summary : Great, Great Book!

My husband and I found this book to be a godsend. It helped make our move to Costa Rica a lot easier and answered a lot of questions we had. We saved time and money by reading it. Even after living in Costa we refer to it occasionally. It was highly recommended to us by the Costa Rican Residents Association.



Title : Get a Life: You Don't Need a Million to Retire Well (Get a Life: You Don't Need a Million to Retire Well)
Author : Ralph E. Warner
Rating : 5 Stars out of 5.
Summary : This is the best retirement planning book I've ever read!

This is the first retirement planning book I've ever read that realistically addresses how much money you really need to save for the lifestyle you want. I now realize that I don't need to save millions, that my current saving plan is perfectly adequate for the lifestyle I want. I can relax, enjoy my life and family, and work on retaining my health.



Title : General Washington's Christmas Farewell: A Mount Vernon Homecoming, 1783
Author : Stanley Weintraub
Rating : 5 Stars out of 5.
Summary : It takes chaos to invent a new order

Let's start on a personal note: I was in Cuba in January 1959, when the brutal dictator Fulgencio Batista fled in the middle of the night and Fidel Castro began making his way across the country to Havana.

The Cuban celebrations of the collapse of tyranny and terror were much like the events described in this book, a continuing rum-fueled celebration that lasted days and days in a nation at last free after years of terror. Castro made a triumphal procession across the country as a godlike liberator, just as Washington was hailed as the greatest man of his times. It is nice to celebrate the end of a war -- think of George Bush strutting across the flight deck of an aircraft carrier, wearing a borrowed flight suit with the banner 'Mission Accomplished' in the background. But, freedom is much more; it generates an ecstasy that stirs every emotion the heart, not merely the limited glory of victory, but also an unbounded hope for a better and brighter future without fear, fright or futility.

Washington, with a knowledge and wisdom rare among revolutionary leaders, went back to his farm. The ultimate tribute came from King George III, who personally knew something about the temptations and dangers of power, when he said that if Washington actually did return to his farm "he will be the greatest man in the world."

Think of Cuba today had Castro retired to a little rancho and learned how to cut cane instead of crushing gusanos. In Haiti, Jean Bertrand Aristide should have gone back to the priesthood after he tossed out the Duvalier regime. The list of "liberators" who seize power and try to impose their own rules is almost universal; Washington patterned his retirement after the Roman hero Lucius Quinctius Cincinnatus "who, victorious, left the tented field, covered with honor, and withdrew from public life, to enjoy civium cum dignitate."

Unlike Cincinnatus, who was twice recalled from his farm to become dictator, Washington was recalled from his farm only to establish an enduring legacy of democracy. It is a rare quality. Weintraub describes those perilous times with painful detail.

Painful? It was a time of chaos in America, much to the satisfaction of the English who thought the independent colonies would collapse of internal confusion. Congress was even flakier then than now. A third of Americans were loyalists who had supported King George; Washington understood the power of reconciliation rather than the retribution of describing anyone who had not supported him as an enemy.

In 1783, Washington kept urging greater power for the central government. He could have become dictator and imposed his own regal solution; instead, he stepped back and let the people and Congress, however slow in their many imperfections, gradually work out the system that now exists. Everyone was slow to listen, waiting until 1787 to even begin writing a new Constitution. But, after trying all other solutions, they finally listened to Washington. The old boy may have had wooden (or ivory) teeth, but there was no wood between his ears.

Weintraub has written a masterful book outlining the chaos, confusion and cupidity of the time; explaining how from the primordial soup of American independence a resolute democracy emerged. This book helps explain the resolute independence of the American spirit, nicely summed up by a departing British officer, "These Americans are a curious, original people; they know how to govern themselves, but nobody else can govern them."

It was a wonderful tribute to an exceptional people, and this book nicely explains the mood of the times.



Title : A Peaceful Retirement (Penguin Audiobooks)
Author : Miss" "Read
Rating : 5 Stars out of 5.
Summary : A lovely and entertaining read, a book to get lost in.

Miss Read, again manages to captivate the feelings of those who to are approaching retirement; and also of those who aren't. Her characters are all someone you know in your own life. Always feeling that they could be so and so. I always felt as if I was included in the story, like I was a friend. I'm an avid reader of her books but it seems this is the last one? She puts such warmth and feeling into this book it spills out from every page. It is obvious that her friends are as devoted to her as she is to them whatever happens. The frequent requests of marriage from John Jenkins are bittersweet and has nearly succumb once or twice. Her lifelong friend Amy, trying so hard to matchmake over the years, tries not to let John Jenkins slip through Miss Reads' fingers but alas fails again. She gets great support from Henry Mawne, who has also been a suitor in the past but Miss Read also gently refused him. She looks forward to retirement with joy and some trepidation, however handles the situation very well. I hope there will be more stories from her in the not to distant future.



1. Retirement benefits by year of birth
... a fraction of a percent for each month before your full retirement age. ... examples based on an estimated monthly benefit of $1000 at full retirement age. ...

2. Heyday takes Government to court over mandatory retirement age ...
... organisation, is taking the Government to court over the future of Mandatory Retirement Ages (MRA) ... If a compulsory retirement age is abolished, UK ...

3. Government Refuses to Raise Retirement Age Despite... | Article
25-OCT-04 - The government is sticking to its guns over the state pension age, despite recommendations from the Pensions Commission and businesses... | Free With Signup

4. TAEN Age regulations
retirement ages, including the introduction of a national default retirement age' ... Government have a pension age of 60 but a. retirement age of 65; they can go on ...

5. Retirement - Wikipedia, the free encyclopedia
The retirement age varies from country to country but it is generally between 55 ... Note also that government 20-year inflation-indexed bonds in 2008 are yielding ...

6. 13-FEB-06 | Government at Odds Over Increase in Retirement Age
Price: $4.95 | The government's plan to increase the state pension age from 2020 will be scuppered by chancellor Gordon Brown, warned the Conservatives. Work and...

7. Age Homepage
The UK Government justifies the default retirement age by referring to the ... Government's decision to permit Mandatory Retirement Ages (MRAs) which allows ...

8. Heyday legal challenge against Government goes to Europe (06.12.06 ...
... Heyday legal case against Government over Mandatory Retirement Ages to the European Court ... outlawing age discrimination in employment - and we believe the ...

9. DWP - Services and benefits - Pensions and Retirement
Information about DWP services and benefits for pensioners and people thinking about pensions ... The Government is working to change attitudes towards age. ...

10. Call to set up timetable to scrap statutory retirement age
... formal timetable for the removal of the mandatory retirement age have come after a national survey found workers ... on the government to scrap its plans to ...

11. Age FAQs
Heyday are currently challenging the UK Government's default retirement age. ... Government's decision to permit Mandatory Retirement Ages (MRAs) which allows ...

12. Will the Retirement Age be Scrapped - Retirement Expert (UK)
... the current statutory retirement age and the main ... Government, the advantages of people wanting to work past statutory retirement age are obvious. ...

13. No increase in retirement age of Kerala government employees
Thiruvananthapuram, July 22 (IANS) Kerala Home Minister Kodiyeri Balakrishnan Tuesday said there would be no increase in retirement age of state government ...

14. Pension gap divides public and private workers - USATODAY.com
As the first wave of 79 million baby boomers heads to retirement, the nation is dividing into two classes of workers: those who have government benefits and those ...

15. Retirement
The retirement age fluctuations in. the 1990s may reflect government. cutbacks and corporate down ... average retirement ages were. recorded in utilities; ...

16. What is the Average Retirement Age?
... Guide: What is the Average Retirement Age? ... Average retirement ages may differ between ... average age at which government employees retire ...

17. Social Security (United States) - Wikipedia, the free encyclopedia
2.2 Normal retirement age. 2.3 Spouse's benefit. 2.4 Widow's benefits. 2.5 Children's benefits ... 5.3 Claim that the government lied about the maximum tax ...

18. Flexible Retirement and Retirement: Age Positive Guide
and trainees on the grounds of age. The regulations cover workers of all ages. and all employers. ... Government Actuary Population Projections, 2004. 7 ...

19. Retirement policy : the next fifty years [WorldCat.org]
Royal Institute of International Affairs.;] -- Related Subjects: [Old age pensions Government ... Retirement age -- Government policy -- Great Britain ...

20. LCQ4: Retirement age
In this connection, will the Government inform this Council: ... all ages through training and retraining and lifelong learning to increase our ...

21. Retirement Eligibility
... Ensuring the Federal Government has an effective civilian ... You may receive benefits when you reach one of the following ages: Age. Years of Service ...

22. Government urged to raise retirement age
The government should increase mandatory retirement ages and implement Lord ... 2008 11:10 BST. Government urged to raise retirement age. Friday, 19 May 2006 ...

23. Sixth Pay Commission for Babus': No increase in Retirement Age - Government
Website about Sixth Pay Commission setup by Central Government in India. ... sections of the media regarding raising the retirement age of Central Government ...

24. Retirement age 'to rise'
Small business finance advice and business opportunities. Find information ... recommend the government use some combination of increasing the retirement age, ...

25. Canadian Government Pensions - Old Age Security Canada Pension Plan
Governments in Canada administer a variety of pension plans, including the Canada Pension Plan (CPP), Old Age Security (OAS) and other retirement, survivor and ...

26. Age 2006 - Are You Ready? - Home
Age 2006 - Everything you need to know about the Employment Equality (Age) ... condemns Open University retirement age ... 07 Government Departments ...

27. Home Page - Age Positive
... experience and enthusiasm of people of all ages creates a working environment ... "We have removed the contractual retirement age altogether. ...

28. Guardian | Big step backwards on retirement age
... fixed retirement ages or setting a national "default" age of 70 that had been ... to set their own retirement ages, the government is effectively using the EU ...

29. Government scraps compulsory retirement ages - UK Politics, UK - The ...
The Government today ruled out raising the state pension age from 65 and announced that compulsory retirement ages would be scrapped.

30. FERS Transfer Handbook
If you leave the Government long before retirement, with little service, FERS ... Retirement Age, whether or not you reach that age while a Government employee. ...

31. The new age of retirement migration
National and local government will. oversee the creation of many new retirement villages. ... Second, as society ages, governments will pay. increasing ...

32. Working part-time after you retire : Directgov - Money, tax and benefits
Working part-time in retirement - effect on tax and benefits, extra payments if you defer your State ... at retirement age ... will (government, citizens ...

33. The end of the line for retirement ages
for retirement ages. The business case for managing. without a retirement age ... Government decided to err on the side. of caution and set a default retirement age ...

34. No rise to pension age - Cullen - 18 Dec 2007 - NZ Herald: New Zealand ...
The Government will not raise the pension age, Finance Minister Michael Cullen said today in response to suggestions from the Retirement Commissioner. In a wide ...

35. Forum Brief: Retirement age
... government appears to be considering a default retirement age of ... government must seize the opportunity and scrap mandatory retirement ages altogether. ...



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