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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!

Title : Invest in Yourself: Six Secrets to a Rich Life
Author : Marc Eisenson
Rating : 5 Stars out of 5.
Summary : "Invest in Yourself, Buy THIS book"

As a professional magician, I am always trying to make money appear from nowhere. As we all know, this is just an illusion. But with "Invest In Yourself, Six Secrets To A Rich Life", by Marc Eisenson, Geri Detweiler, and Nancy Castleman. You really can make money appear in your pocket. Best of all, it's YOUR money! And they teach you how to keep more of it, painlessly. No, it's not a magic trick. Just plain, down to earth advice on how to "Invest In Yourself". Like many people, I found myself struggling to make it from paycheck to paycheck. When I came across Marc's first book "The Bankers Secret", I thought it was fiction. Naturally, like many others, I was in debt denial. But once I started to practice what he preached. I saw my familys finances improve greatly. This meant more of our income staying in the household and not going to the bank holding our mortgage or the credit card companies. The stress relief alone was worth 50 times the cost of the book. I thought that Marc could never outdo himself. And then, "Invest In Yourself" was published. This should be the financial Bible in every home. They say that Great minds think alike and Marc, Geri, and Nancy have proven it to be true! No matter what your financial situation, This book is a MUST READ! Every chapter in the book can be applied to someone's unique situation. Best of all, you don't have to start at any particlar place. Look at each chapter, choose the one that best fits your situation, and read the best advice available today. We are all individuals with different circumstances, and this book is written for all of us. Planning for retirement, college, or just your life's journey, it's all covered in this masterpiece of financial advice. Six secrets to a rich life is exactly what it is. If you follow the advice of these three experts, you will enjoy more of your money, without stress, anxiety, or bill collectors. This is the BEST BUY of your lifetime in my humble opinion. Once I started reading it, I couldn't put it down. What have you got to gain? Financial security for your future. A life with much less stress. More of your own money without having to sell your soul to your employer. Quality time with your loved ones. Peace of mind. I could go on forever because I love this book. So I will sum it up in six short words. "Invest In Yourself, Buy THIS Book" Steve Whateley WAMC Northeast Public Radio, Steve The D.J. Magician

Title : Invest in Yourself: Six Secrets to a Rich Life
Author : Marc Eisenson
Rating : 5 Stars out of 5.
Summary : Get High Returns on Your Time, Energy, and Money!

"Our goal for Invest in Yourself is to motivate you to take charge of your life and make the most out of your time, energy, and money." That's a novel and valuable perspective that's worth five stars for this book.

Too many self-help books focus on helping you get more money or more out of your money, but ignore the costs in terms of the time, attention, effort and stress involved. Invest in Yourself looks beyond that overly-narrow focus. That's the good news about this book.

The bad news about this book is that it has taken on more than one book can hope to fully deliver on. I hope the authors come out with sequels that expand and magnify what is here.

The six secrets are:

(1) Make your own lifestyle decisions.

(2) Put your family first.

(3) Wherever you work, be in business for yourself.

(4) Make the most of the money you bring home.

(5) Turn your debts into golden investment opportunities.

(6) Map out your financial future.

The three authors have an unusual perspective. They have dropped out of the "get ahead at the office" rat race and "shop until you drop" lifestyles much more than most. As a result, they have lots of money-saving ideas based on their own life experiences. Much of what is in the book, Walt Disney's Uncle Scrooge would approve of. If you are like me, you will find money-saving ideas that would never have occurred to you, otherwise. My parents have always shopped are yard sales, but it had never occurred to me to use these routinely for the kind of around-the-house items that I will seldom use like unusual garden tools.

One of the strengths of the book is that it is not a "one size fits all" approach. They realize that each person will have a different set of life goals, and the advice is couched to accommodate that.

I also liked the way that the book challenged the automatic assumptions that many make: Career comes first; job comes first; exciting consumer experiences are a main reward for success; and only the best will do.

By having three authors, the perspectives and ideas were much more varied than I have seen in other, somewhat-similar self-help books. That also was a strength.

The weakest section was the last one on mapping out your financial future. Almost everyone will need more guidance than is here. That's the bad news. The good news is that there are lots of books about creating financial plans that you can use to supplement this one.

On the other hand, those who buy into the traditional American Dream and will happily pay the price for economic success will find less in this book than will those independent souls who listen to their own intuition for guidance. Despite ideas for making penny-pinching fun, it's not going to be fun for everyone. I do applaud pointing out how saving money for essentials is far more valuable than expanding income due to the income tax effects on progressive income. The advice about paying off your expensive debt is pretty standard, but I liked the way it was couched in terms of thinking of it as a high return investment.

I hope you will not only read this book, but apply its lessons. As you do, I encourage you to expand your perspective even more broadly than the book does. What other areas do you have important values in, besides time, money, and energy? How can those values be honored in your tradeoffs? The more you do this, the better life you will have . . . the richer your life will be in terms of its effect on those around you.

Enjoy, live long, and prosper!

Title : One World, Ready or Not
Author : Wil Greider
Rating : 4 Stars out of 5.
Summary : A bit lengthy, but great detail.

One World Ready Or Not by William Greider details one very important subject, which effects all of our lives. Greider goes into detail on the world economy, and how, "global capitalism" is destroying the world slowly, and unknown. Greider traves the world to interview hundreds of people, and ask them about his subject. Although Greider seems to streth the information out too much, he goes into great detail so that one will not be misinformed. Each chapter in his book shows a different world of economic problems. From China to South America he tells of each countries economic story. I would highly recomend this book for those interested in the details of global capitalism, but warn readers of its difficulty to understand some of his beliefs. I give this book 4 stars, the only drawback being Greiders ability to get to the point without writing too much.

Title : How to Retire Rich: Time-Tested Strategies to Beat the Market and Retire in Style
Author : James P. O'Shaughnessy
Rating : 2 Stars out of 5.
Summary : Started good, but then...

I don't know how to take this book. On the positive side, it offers seemingly reasonable investment strategies for inexperienced investors. At worst, the strategies are thought provoking. At best, they may be providing strategies that will make alot of people retire rich. On the negative side, I am skeptical of the author's intentions of writing this book. He sells mutual funds that implement the strategies (which is not necessarily a bad thing), but the funds have yearly fees of 1.5% each! That is very high for a passive fund. Why so high? All of a sudden, I want to stop reading. Finally, the book didn't teach me 250+ pages of info. It may be good for the new investor, but for one like me that has read a few books (but not done alot yet), it didn't offer alot of new insight. (I just can't get that 1.5% out of my head...)

Title : Life Begins at Fifty: A Handbook for Creative Retirement Planning
Author : Leonard J. Hansen
Rating : 5 Stars out of 5.
Summary : A valuable, user-friendly tool for constructing one's life.

As my own writing sometimes includes advice columns, an editor recommended I read "Life Begins at Fifty" as a primer on how to make a wide range of sometimes complex topics easily accessible for the lay reader. It proved an excellent direction. Mr. Hansen has obviously covered the waterfront for a long time, and the breadth of his knowledge and the manner in which he integrates and conveys his subjects provides a stark contrast to most of the platitudes and off the shelf advice readers are subjected to. My spry 82 year old mother found the book a fascination and said that if she'd had access to it decades ago it would have significantly influenced and changed a number of her decisions. I know the book will prove an interesting tool for me, as it prods me toward topics I know I should be thinking about but keep putting off. One of the most evident virtues of the book is that Mr. Hansen never seems to be fighting a rearguard action as Father Time starts piling on, but instead clearly views the last half of life as when things really get interesting, a viewpoint readers of his book are likely to embrace.

Title : Sell Up and Sail: Taking the Ulysses Option (Sailmate S.)
Author : Bill Cooper
Rating : 5 Stars out of 5.
Summary : A complete must for the dreamer or realist!!

I gave this as a gift to an experienced sailing couple who want to sell up and sail. It is their complete dream and the book takes them through the reality - step by step!

I've been told it covers every aspect of sailing and would be a bible for the serious planner -

.... and hopefully will be enough to fuel the fire as they are the in-laws and I want them to sail off and take the kids with them!!!

(I'll let you know .....!)

Title : The Late-Start Investor
Author : John F. Wasik
Rating : 5 Stars out of 5.
Summary : Here's how to retire well if if you haven't planned earlier

For years, retirement and financial pundits have presented their mandates for financial planning for retirement. Unfortunately, for most of us, we read these books as they shower us with guilt if he had not started saving ten percent of our salary from age eighteen.

John Wasik knows better as a senior editor with Consumer's Digest magazine. We are each and all imperfect against the mandated forumlas and ponderous pundits. In this book he tackles the subject for the gain of the arrives or is about to arrive at retirement age having started saving too late which, I trust, includes most of us.

The author/expert allays our fears and then provides the most practical analyses and recommended steps I've read anywhere. And,he writes not in complex formulas but in a straightforward and easily-understandable way.

From his recommendations, I've been able to accelerate my own retirement finance program. I have bought the books for others, each who has told me that they have gained by it.

A remarkable book.

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