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city flat garden in retirement sale welwyn

It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!

Title : Five O'Clock Charlie
Author : Marguerite Henry
Rating : 5 Stars out of 5.
Summary : Favorite for years

This was my favorite childhood story and I recently told my college roommate about it. As a wonderful gift to me she ordered the book as my Christmas present. I was so happy I cried. This is a wonderful story. Lighthearted and inspiring, I recommend it to any young child in your life, and you might want to read it yourself.

Title : General Washington's Christmas Farewell: A Mount Vernon Homecoming, 1783
Author : Stanley Weintraub
Rating : 4 Stars out of 5.
Summary : Goin' South......

Don't be put-off by the cheesy title of this book. Yes...it's obviously a marketing ploy meant to tie in to the holiday season. In any case, Mr. Weintraub has crafted an interesting book. We follow Washington from West Point to Mount Vernon, as he tries to get home for Christmas. Most notably, he stops in New York City, Philadelphia, and Annapolis. In NYC he says farewell to his officers. He also puzzles his subordinates by going to visit a bookseller who is a known Tory sympathizer. (Unknown to Washington's underlings, the man was part of the commander-in-chief's network of spies who kept the general informed of the goings-on during the 1776-1783 British occupation of Manhattan.) In Philadelphia, amongst other things, Washington orders some new spectacles from the noted scientist David Rittenhouse. In Annapolis, Washington returns his commission to Congress, thus making formal his resignation from public service and return to private life. The book is only about 175 pages and can easily be read in a day or two. However, Mr. Weintraub manges to provide a lot of information. Some of it is interesting on a "serious" level - for example, we see Washington at the start of the journey insisting that his departure from public life will be permanent. He made several speeches on the way home, and he constantly stressed that Congress needed strong legislative powers so that it could hold the bickering colonies together. By the time he reached Annapolis, Washington had come to the conclusion that it was going to be an extremely difficult process to turn a loose confederation, which no longer had the "glue" of battling a common enemy, into a true nation. Washington was not being an egomaniac, just realistic, when he came to understand that he was the only person who could be a unifying force. Therefore, when he gave the speech in Annapolis in which he resigned his commission as commander-in-chief he changed the language so as to leave the door open for a later return to public service, if such a thing proved to be necessary...which it did. Washington was remarkably unambitious for someone who was held in such awe. He was, indeed, the man who could have been king. (In his own day, everyone wanted to touch him, as though he were holy. Many years later, people had relics - as though he were a saint. Lincoln had a splinter of Washington's coffin contained in a gold ring he wore. President McKinley had several strands of the great helmsman's hair.) Americans owe Washington an eternal debt that he turned his back on dictatorship. On the lighter side of this book, we see Washington the man - sans wig, so to speak. We see him losing his temper, his pride in his dancing ability, his love of fine wine, etc. We also get to hear about his expense account, where it seems as though he put down every possible item, down to the last pound, shilling, and pence. (He even included tips he had given out to people who had waited on him.) I especially enjoyed the little personal touches that Mr. Weintraub saw fit to include - such as letting us know that the 6'4" Washington slept in a 6'6" bed. The author also tells us about the time that Washington fired a Mount Vernon gardener for getting drunk. Then, when the man expressed remorse and wanted his job back, Washington agreed...but he made the man sign a contract specifying that he could only be in his cups at certain times of the year. For example, he was allowed 4 days of drunkenness at Christmas! The book, on rare occasions, becomes tedious when Mr. Weintraub gives us excerpts from speeches delivered by sundry parties during the various "farewell" dinners. But, for the great majority of the time, this book will hold your interest with its nice balance between the public and the private Washington.

Title : The Beardstown Ladies' Stitch-In-Time Guide to Growing Your Nest Egg: Step-By-Step Planning for a Comfortable Financial Future
Author : Robin Dellabough
Rating : 1 Stars out of 5.
Summary : What a JOKE!!!!

This group of ladies have been totally discredited, their track record has proven to be a total farce. (After the seld-described track record was audited, they in fact have underperformed the market.) When these ladies cannot even figure out that new investment funds should not be counted as return but as invested capital, how credible can the rest of their advice be???

How they can find a publisher to perpetrate this nonsense is beyond my comprehension!

Title : Social Security, Medicare, and Pensions: Get the Most Out of Your Retirement and Medical Benefits
Author : Joseph L. Matthews
Rating : 5 Stars out of 5.
Summary : Great summary of the Social Security system!

This happens to be the best all-around book concerning the difficult subject of Social Security that I have read. Understandable and very well written. The sections regarding disability are filled with just the info I needed to know.

Title : Rich Dad's Prophecy
Author : Sharon L. Lechter
Rating : 2 Stars out of 5.
Summary : Massively dissappointing addition to an outstanding series

Robert Kiyosaki's "Rich Dad" series has become a seminal work for those seeking financial freedom and success. Following the guidance of his previous works I, my family and colleagues have made huge strides in increasing our net wealth and still consider the day that we read the first book to have been truly life changing.

This latest book, however, is a huge disappointment for anyone who is an experienced 'follower' of Kiyosaki. There is very little new and it appears that the series is becoming a cash cow for him to milk money out of in return for repeating previous material. The amount of content regarding the key topic (the financial impact of the change in the US population make up) is tiny and adds little to what is available free through simple internet searches. The tendency to use the text to advertise other "Rich Dad" products is increasingly annoying and adds to the feeling that the author is not really interested in adding value, except to his bank balance.

For newcomers to the series, though, the book could be useful as it combines topics from all of the previous four texts; a low cost way of getting the most for your money. I still reccomend the original "Rich Dad, Poor Dad" as an outstanding stand alone work (for its attitude alone). This new book would add to that nicely as a pair, saving the need to purchase the intermediate series or numerous attached products.

For those of us who have awaited Kiyosaki's output with anticipation, this is depressingly bad and verging on a deliberate rip off. Stick with the original and look for answers to the questions about the coming decade elsewhere.

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