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It would be great if we could all retire with a nice portfolio of savings and pension income, without having to worry about paying the bills most retired people pay.

Yet...many retirees are living out their retirement on the breadline without much hope for even going on holiday without being assisted by relatives or even handouts. Don't let yourself be one of them...it's never too late!




Title : A Peaceful Retirement
Author : Miss" "Read
Rating : 5 Stars out of 5.
Summary : A lovely and entertaining read, a book to get lost in.

Miss Read, again manages to captivate the feelings of those who to are approaching retirement; and also of those who aren't. Her characters are all someone you know in your own life. Always feeling that they could be so and so. I always felt as if I was included in the story, like I was a friend. I'm an avid reader of her books but it seems this is the last one? She puts such warmth and feeling into this book it spills out from every page. It is obvious that her friends are as devoted to her as she is to them whatever happens. The frequent requests of marriage from John Jenkins are bittersweet and has nearly succumb once or twice. Her lifelong friend Amy, trying so hard to matchmake over the years, tries not to let John Jenkins slip through Miss Reads' fingers but alas fails again. She gets great support from Henry Mawne, who has also been a suitor in the past but Miss Read also gently refused him. She looks forward to retirement with joy and some trepidation, however handles the situation very well. I hope there will be more stories from her in the not to distant future.



Title : Rich Dad's Retire Young, Retire Rich: How to Get Rich and Stay Rich Forever! (Rich Dad's Advisors Series)
Author : Robert T. Kiyosaki
Rating : 5 Stars out of 5.
Summary : Essential Look at How You Must Think and Act to Prosper!

This book deserves more than five stars for its exceptional clarity, authenticity, relevance and eloquence.

Those who love the Rich Dad, Poor Dad books will adore this one. I found it to be the best book in the series since Rich Dad, Poor Dad.

Mr. Robert T. Kiyosaki speaks with the authority of experience. He did retire young at 47 while his wife was 37. At that time, his expected annual income was between $80,000 and $125,000. Many people yearn for early retirement with wealth, mostly because they hate their work. Mr. Kiyosaki was soon back at work, establishing new businesses. Most of his wealth was created after he retired. "I keep working because there are so things that need to be done." So, he has clearly moved from earnings a living, to living a mission of self-expression. That's very wonderful, and I hope you will accomplish the same result!

Although the subtitle says this is "how to" book, it's really more of a "what to think" book. The fundamental concept is to leverage your mind, your plans, your actions, and your priorities to get wealth faster and more easily.

As usual, Rich Dad provides some wonderful quotes. Here are a few of my favorites.

"David could beat Goliath because David knew how to use the power of leverage."

"Cash flow is the most important word in the world of money. The second most important word is leverage."

"Leverage is the reason some people become rich and others do not become rich."

"Because leverage is power, some people use it, some abuse it, and others fear it."

"Getting rich begins with words and words are free."

" . . . do more and more with less and less."

The first books in the Rich Dad, Poor Dad series have been about cash flow. This one shifts over to leverage. Section 1 is about leveraging your mind, section 2 looks at leverage from a plan to retire, section 3 addresses leverage from actions. The book goes on to give you a final exam on your attitudes and a challenging thought to chew on to help get you focused properly: making lots of money with no money to start with.

Now, any book about leverage would normally have lots of pages on how debt leverage works. In fact, that is only a small part of what this book talks about. You will find that discussion in part of chapter 16, which looks at all of the forms of leverage in real estate.

One of the strengths of the book is a fine discussion of how to think about risk and reward. It's not how often you fail, but how big the costs of your failures are compared to the rewards of your successes . . . and your determination to keep trying until you succeed. For instance, 9 out of 10 new businesses fail. But the value of the 1 in 10 that succeed should vastly outweigh the costs of the 9 failures.

The book is excellent in warning you against the risks that you are unconsciously taking. Most people have 100% of their financial futures tied up in government pension and Medicare payments and the stock market. Mr. Kiyosaki correctly points out that this assumption is probably faulty, because there are far more Baby Boomers depending on these two resources than there are resources. One part of the leverage concept is to have more streams of cash flow. He also has excellent ideas on how to reduce risk in your current and potential sources of cash flow.

You are also given a list of good habits to pursue. And top tips from the prior books are repeated in a convenient section near the end of the book.

If you follow the advice in this book, it will be worth more to you and your family than all the other investment and retirement books that you read combined. But you have to take action! Thinking about taking action won't get you there.

I would describe this book as being a lot like Tony Robbins's book, Personal Power, except it is focused effectively on the emotional and mental disciples needed for financial security and investing.

By the way, I have known many people who have retired young with the assistance of being rich. They all embody the principles captured in this book. By contrast, at age 65 only 5 percent of all Americans will be able to afford to live a wealthy life style. Most will be looking for more income. Act now . . . to have a choice of future life style.

Think and live the thoughts that will make you as rich as you want to be! The solutions are there if you look for them.



Title : Your Guide to Retiring to Mexico, Costa Rica and Beyond: Finding the Good Life on a Fixed Income
Author : Shelley Emling
Rating : 3 Stars out of 5.
Summary : Worth reading.

A good book in that it allows you to compare Mexico with other countries. The only negative I can think of is that in the Mexico section the author refers to Mexico City throughout. Not many retirees want to settle in Mexico City.



Title : The Golden Door to Retirement and Living in Costa Rica: A Guide to Inexpensive Living in a Peaceful Tropical Paradise
Author : Cristobal Howard
Rating : 4 Stars out of 5.
Summary : The content was great; I dropped a star for the editing.

I breezed through the book in an afternoon/evening and found it to be extremely informative and accurate based on my limited ten day stay in Costa Rica. The author presents both sides for those considering relocating to CR. It is a wonderful place to visit which motivated me to inquire what it might be like to live there.



1. Retirement on grounds of ill health: cross sectional survey in six ...
Results: Rates of ill health retirement varied from 20 to ... A study of simulated retirement assessments. Occup Med 1994;44:231-5. [Abstract/Free Full Text] ...

2. Our Customers - Atos Healthcare
We provide medical advice and assessment services for those claiming incapacity ... all medical input to ill health retirement and injury benefit schemes for ...

3. Ill-health retirement: a survey of decision making by occupational ...
ill-health retirement, although other characteristics, such ... simulated retirement assessments. Occup Med (Lond) 1994;44:231235. ...

4. Health Indexes and Retirement Modeling in International Comparisons
health, number of days over the last 30 days in ill physical health, mental ... We report four measures of subjective health assessment in SHARE: ...

5. Employee Benefit Research Institute - EBRI
Some will find that ill health or job loss ruins these plans. ... annually until retirement for a 75 percent chance of covering simulated expenses. ...

6. EALTH AND
... requires future health to be simulated, which is done ... examine the role of ill health in retirement decisions in Britain using fixed-effect estimators. ...

7. GAO-07-1156 State and Local Government Retiree Benefits: Current Status ...
Care Simulations. 44. Development of Factors for Employment, Retirement, Wages, ... GAO, Employer-Sponsored Health and Retirement Benefits: Efforts to Control ...

8. USE OF PERSONAL CAPABILITY ASSESSMENT INFORMATION IN CLAIMS FOR ...
benefits such as state retirement pension. ... assessment of the effects of mental health problems: daily living; completion of tasks; ...

9. National League for Nursing - About the NLN
7. Impact of Health Policy and Regulation ... advanced directives, organ donation, and palliative care for the terminally ill. ...

10. Nurse Practitioner Primary Care Competencies in Specialty Areas:
tent (e.g., advanced health assessment, advanced physiology and pathophysiology, ... adults who present with ill-defined health problems. ...

11. Minutes of the Advisory Health Benefit
Care Simulations. 44. Development of Factors for Employment, Retirement, Wages, and. Benefits 44 ... assessments and determined that the data are sufficiently ...

12. 3. Predisaster activities
Human health has an important place in the environmental impact assessment of poli ... tries can ill afford to pay for industrial and environmental health inspection. ...

13. GREATER MANCHESTER PENSION FUND
... LGPS rules on ill-health retirement, including approved doctors, ... ILL-HEALTH RETIREMENT ... A study of simulated retirement assessments. Occup Med 1994; ...

14. Development of screening and assessment tools for family caregivers NA 145
Changing the notion of client & health to assure that caregivers have access to services. ... decision to take early retirement. ...

15. Public Health Preparedness:
health workforce, high retirement rates, barriers. to recruitment and retention, and the need to ... Public health. professionals interviewed both ill and unaffected ...

16. An assessment of PenSim2
Disability/ ill health. Employment / self employment. Job/work. characteristics. Retirement ... order the outcomes should be simulated in, and as such it is ...

17. Construction Health Risk Assessment
elderly, or ill people may reside. ... Retirement homes. Residences. Schools. Playgrounds. Child care centers. Athletic facilities ...

18. State Stalking Laws
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19. Institute for Fiscal Studies: People
Ill health and retirement in Britain: a panel data-based analysis (with Richard ... An assessment of the government's proposed pensions reforms (with Matthew ...

20. EXPLORING THE SYNERGY
the Survey of Health, Ageing and Retirement in Europe (SHARE) first wave, release 2, 2004. ... then simulated a reform that reduces retirement incentives in ...

21. Health and Retirement Study (HRS)
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22. The Effects of Retirement on Consumption
... value to avoid loosing weight, ill health, medical condition and for maintenance ... A nutritional assessment of homebound elderly in a. physician ...

23. of Health
assessment of premature mortality. and morbidity attributable to ... observing a tabletop simulation of a flu pandemic at the Health Ministry in ...

24. Health Research:
treatment, rehabilitation and early retirement due to back pain are ... health policy in obtaining realistic assessments of the potential of nutrition factors ...

25. University of Chester - Cheshire and Merseyside Strategic Health ...
and midwifery skills in simulation, followed. by practice and comprehensive assessment ... analysis of retirement, service delivery. requirements and new ways ...

26. The economic costs of ill health in the European Region
essential to any assessment of the economic return ... impact of health on retirement. There is now considerable evidence that ill health plays a ...

27. Aviation India: Careers: February 2008
... the airlines forced him to take premature retirement at the age of 55 in January ... oversight of the financial health of those institutions, interviews suggest. ...

28. apa.advsol.com.au/staticcontent/staticpages/position_statements/...
... competent assessment and diagnosis of problems contributing to ill health or disability. ... pre-retirement planning - recreation development - fitness training ...

29. Risk assessment for silicosis and exposure to volcanic ash on Montserrat
included to give an estimate of the worst-case' scenario for health risks if the ash were much ... "Silicosis" is ill-defined as a disease entity. ...

30. Response of The Royal College of Anaesthetists to Good doctors, safer ...
assessment of practitioners with mental health or addiction problems should be ... a joint-validator sits ill with the CMO's view that few chief officers of health ...

31. Retirement Questions
Employees may bargain for continual health care coverage by reducing the amount ... of money, retirement for many will be difficult indeed if you are in poor health. ...

32. A HEALTHY AND FIT FORCE PREVENTION AND PROTECTION
of military health services before, during, and after deployment through to retirement. ... ONCE A COMPREHENSIVE ASSESSMENT. of the health threat has been ...

33. Air Force Reserve: Jobs
... instruction may include simulated aircraft ejection seat ... field is equivalent to the Occupational Safety and Health ... SECURITY ASSESSMENT ...

34. oil jobs and energy jobs in Middle East (engineering, IT, finance ...
... health of all employees and to act positively to prevent injury, ill health, ... Retirement Plan Administrator. A Leading EPC Company - Not Mentioned , ...

35. Final Report
Examines the role of ill-health in. retirement decisions in Britain. ... Assessment of the effect of disability. status on the labour force participation ...

36. Schizophrenia.com - Frequently Asked Questions
Health Insurance and Aid. Housing concerns - if your loved one can't live at home ... NAMI - National Alliance for the Mentally Ill ...

37. GAGE COUNTY NEBRASKA
statewide trauma system assessment developed by the Health Resources and Services ... least annually in drills, simulations and real events (routine and multi ...

38. Health: a vital investment for economic development in eastern Europe ...
This report is the first comprehensive effort to analyse the economic impact of ill health ... Results of Cox regression model on age to retirement, ...

39. The Supply of and Demand for Registered Nurses and Nurse Graduates in Texas
Statewide Health Coordinating Council ... healthcare industry simultaneously, including encouraging older nurses to delay retirement, ...



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